This week's episode is all about the insurances you should consider when buying a home. Host Dan Knott is mortgage and protection adviser and talks through what is compulsory and what could be advisable. When you get a mortgage, you'll often hear about things like life insurance, income protection, critical illness cover and home insurance. But what do these policies do, and which ones really matter when you're taking on the biggest financial commitment of your life? In this episode we break down:

- The key insurances every homebuyer should understand

- Why life insurance is often linked to your mortgage

- The difference between income protection and critical illness cover

- The one policy lenders will require

- Common mistakes buyers make when choosing insurance Buying a home is exciting, but it's also a huge financial responsibility. Having the right protection in place can make sure your home - and your family are protected if life doesn't go to plan. Whether you're a first-time buyer, moving home, or remortgaging, this episode will help you understand the role insurance plays in protecting your mortgage and your future. Listen now to learn what cover you should seriously consider before you pick up the keys. Mortgage Appointment Book a FREE mortgage appointment with Dan here: https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call

Dan Knott Follow Dan on Instagram here: https://www.instagram.com/dandoesmortgages_/

Can you really buy a London home for 20% less - with 100% ownership? In this week's episode of Let's Buy a Home, mortgagee adviser Dan Knott is joined by Pocket Living, the developer focused on helping London's middle-earning first-time buyers get onto the property ladder. They build and sell new homes at a 20% discount to market value - without shared ownership, rent, or part-buy/part-rent structures. You own 100%. In this episode we cover: - How the 20% discount actually works. - Who qualifies as a "middle earner." - The biggest challenges first time buyers face. - Leasehold considerations. - The pros and the potential compromises. If you're trying to buy in London and feel priced out, this is a conversation you need to hear. As always, this is about understanding your options properly before making big financial decisions. Mortgage Appointment Book a FREE mortgage appointment with Dan here: https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call Dan Knott Follow Dan on Instagram here: https://www.instagram.com/dandoesmortgages_/ Pocket Living Follow Pocket Living on Instagram here: https://www.instagram.com/pocketliving/ Pocket Living Find out more: https://www.pocketliving.com/ Subscribe for weekly UK property and mortgage insights.

This week mortgage adviser Dan Knott is joined by property investor and Property Week award winner James Gerrard to unpack one of the biggest questions in today's housing market: Who is buying up UK homes? We discuss:

• The reported price falls in Prime Central London

• Whether the UK housing market is cooling - or simply shifting

• The role of foreign investors and large institutions

• Why banks and corporate landlords are buying at scale

• What this means for middle earners trying to get on the ladder

There's a growing narrative that "regular buyers" are being squeezed out while big money moves in. But is that really what's happening? This episode cuts through the headlines and looks at what's changing - and where real opportunity still exists. If you're wondering whether the market is stacked against you… this is worth a listen. Mortgage Appointment Book a FREE mortgage appointment with Dan here: https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call

Dan Knott Follow Dan on Instagram here: https://www.instagram.com/dandoesmortgages_/

James Gerrard Follow James on Instagram here: https://www.instagram.com/jamesgerrard/

Thinking about buying a home with no deposit? In this solo episode, mortgage adviser Dan Knott breaks down the reality of 100% mortgages and low-deposit options currently available in the UK mortgage market. We cover: - How Skipton's Track Record mortgage works - Accord's 1% deposit mortgage explained - Who these products are designed for - The compromises you may need to make - The risks of borrowing at 100% - Whether or not these schemes are a smart move Just because you can buy with little or no deposit doesn't always mean you should. If you're a first-time buyer wondering whether waiting to save is better than buying now, this episode will help you understand the trade-offs clearly and calmly. Mortgage Appointment Book a FREE mortgage appointment with Dan here: https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call Dan Knott Follow Dan on Instagram here: https://www.instagram.com/dandoesmortgages_/

This week on Let's Buy a Home, Dan Knott is joined by financial broadcaster and podcaster Georgie Frost for an honest conversation about renting, homeownership, and the money habits that shape her life.

Georgie shares how renting influenced her financial journey, why she didn't buy her first home until her 40s, and her very strong feelings about the Lifetime ISA. She also reveals the single money habit that's had the biggest positive impact on her life.

A must-listen for renters, first-time buyers, and anyone navigating modern money decisions. Subscribe for weekly conversations designed to help you buy a house and make it a home. Mortgage Appointment Book a FREE mortgage appointment with Dan here: https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call Dan Knott Follow Dan on Instagram here: https://www.instagram.com/dandoesmortgages_/ Georgie Frost Follow Georgie on Instagram here: https://www.instagram.com/georgiefrostmoney/

Conveyancing… exciting? We promise - this one is! This week on Let's Buy a Home, Dan Knott is joined by Yas from Hudson Conveyancing, who's gone viral on TikTok for sharing the real-life highs and lows of being a conveyancer. Together, they break down what conveyancers actually do, why the profession gets such a bad reputation, and how to choose the right conveyancer (spoiler: cheapest isn't always best). If you're buying your first home or just want to avoid nightmare delays, this episode is a must-listen. Subscribe for weekly conversations designed to help you buy a house and make it a home. Mortgage Appointment Book a FREE mortgage appointment with Dan here: https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call Dan Knott Follow Dan on Instagram here: https://www.instagram.com/dandoesmortgages_/ Hudson Conveyancing Find out more about Hudson Conveyancing here: https://www.hudsonconveyancing.co.uk/about-us Yas – TikTok Follow Yas on TikTok: https://www.tiktok.com/@thelegaltech

Buying vs renting — which is better for you? In this solo episode of Let's Buy a Home, Dan Knott (first-time buyer mortgage adviser) breaks down the rent vs buy debate honestly and without bias. You'll learn when buying makes sense, when renting is the smarter option, and how to decide based on your finances, lifestyle and future plans - not pressure or headlines.

This episode is perfect if you're:

· A first-time buyer unsure whether to wait.

· Renting and wondering if you're "wasting money."

· Trying to decide your next move in today's housing market.

Dan covers:

· The real financial pros and cons of renting vs buying.

· Hidden costs most buyers don't factor in.

· Who buying works best for - and who it doesn't.

· How to decide without regret.

Mortgage Appointment Book a FREE mortgage appointment with Dan here: https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call Dan Knott Follow Dan on Instagram here: https://www.instagram.com/dandoesmortgages_/

Buying your first home in the UK can feel more difficult than ever. In this episode of Let's Buy a Home, Dan Knott is joined by Nick Lieb, COO of Share to Buy, one of the UK's leading property portals dedicated to affordable homeownership and first-time buyer schemes. Together, they unpack the biggest challenges facing first-time buyers, explain how Shared Ownership really works, and explore alternative housing schemes that could help more people get onto the property ladder. You'll learn:

• Why first-time buyers are struggling in today's housing market

• The realities, benefits, and drawbacks of Shared Ownership

• What alternative home-buying schemes are available in the UK

• How to approach buying a house with confidence and clarity

Whether you're saving for a deposit, researching Shared Ownership, or exploring affordable ways to buy your first home, this episode offers practical, jargon-free insight to help you buy a house and make it a home. Mortgage Appointment Book a FREE mortgage appointment with Dan here: https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call

Dan Knott Follow Dan on Instagram here: https://www.instagram.com/dandoesmortgages_/ Share to Buy Find out more about Share to Buy here: https://www.sharetobuy.com/

Buying your first home isn't just about saving for a deposit - your credit history matters more than you might think. In this episode, mortgage adviser Dan Knott talks with Tom Eyre, CEO of LOQBOX, about the truths behind credit scores, the pitfalls of credit cards, and practical ways to boost your credit before applying for a mortgage. We cover:

• How LOQBOX helps people build credit without debt

• Why credit cards might be hurting more than helping

• The biggest challenges first-time buyers face

• How improving your credit can make buying a home easier

This episode is perfect for first-time buyers looking to understand credit, mortgages, and how to get one step closer to turning a house into a home.

🎧 Hit play to learn how to make your credit work for you. Mortgage Appointment Book a FREE mortgage appointment with Dan here: https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call Dan Knott Follow Dan on Instagram here: https://www.instagram.com/dandoesmortgages_/ LOQBOX Find out more about LOQBOX here: Start Building Your Credit Score Today With Loqbox

Buying your first home starts long before you view a property - and in this episode, I'm breaking down everything first time buyers need to know to make sure they're mortgage ready for 2026. This is a foundational, start-to-finish guide designed to give you clarity, confidence and a plan. I'll walk you through:

• How to book and prepare for your first mortgage appointment.

• What documents lenders will need.

• How to review your credit profile.

• What a Decision in Principle is and why we need one.

• How to be house hunt ready.

This episode lays the groundwork to help you avoid mistakes, save time, and move forward with confidence. If you're a first-time buyer who needs to achieve mortgage success in 2026 - this episode is for you. Mortgage Appointment Book a FREE mortgage appointment with Dan here: https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call Dan Knott Follow Dan on Instagram here: https://www.instagram.com/dandoesmortgages_/