“I took equity from my home and bet it all on one deal.”
That’s how Scott Marshall started Roma Finance.

In this deeply honest conversation, Scott shares the untold story behind Roma’s rise — from burnout, redundancy, and personal risk to building one of the UK’s most trusted property lenders.

But this episode isn’t just about how he built Roma.
It’s a masterclass in what’s coming next.

From shifting property values to commercial lending trends, Scott breaks down what smart investors need to know about 2026 - including why tradespeople may dominate the next cycle, what rising global uncertainty means for UK investors, and why a “customer for life” strategy will outperform chasing deals.

🔑 You’ll Learn

• How to think like a lender (not just a borrower)

• What lending rates and terms will look like in 2026

• Where capital growth is coming from next

• How to make yourself the lender’s dream client

• Why blue-collar professionals may lead the next property wave

  🔗 Links

• Connect with Scott on LinkedIn

• Visit Roma Finance

• Join the Property & Poppadoms network — live events across the UK

🎧 Hit play. Take notes. Make smarter moves in 2026.

In this hard-hitting episode, Adam Lawrence returns with brutal honesty about the UK property market – what really happened in 2025, and what smart investors need to be ready for in 2026.

If you're relying on old models or ignoring the storm brewing in legislation, inflation, and rental yields, you’ll be left behind. Adam breaks down why the margin for error is shrinking, the hidden consequences of the Renters Reform Bill, and why most accidental landlords are playing a dangerous game. He shares the big opportunities hidden in social impact investing, how to price risk like a pro, and why most people are looking at cash flow, exits, and tenants all wrong.

This isn’t another hype piece. It’s a wake-up call for investors, landlords, and developers. If you want to stay ahead of the curve in 2026 and beyond, don’t miss this.

—

🎯 You’ll learn:

• Why 2026 could be a bloodbath for unprepared landlords

• The truth about capital growth, mortgage stress, and inflated property values

• How professional investors are creating arbitrage plays under the radar

• Why social housing contracts may be the most overlooked wealth strategy

• How to think and act like an institutional buyer (even with 1–2 properties)

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🔗 Connect:

• Follow Adam on LinkedIn - linkedin.com/in/adamglawrence/

• Follow Property & Poppadoms on Facebook https://www.facebook.com/groups/1359763688276702/

• Come to our next national networking event – https://propertyandpoppadoms.co.uk/property-and-poppadoms-national-event-jan-26

🎧 Hit play and sharpen your edge.

In this standout episode of Let’s Chaat, James and Luke sit down with property investor, lawyer, and mentor Paul Lanfear, whose story takes us from rock-bottom burnout to multi-million pound success - and back again.
Paul’s path wasn’t straight. 

Dyslexic, disengaged at school, and rejected by teachers, he went on to become one of the UK’s top law graduates before reinventing himself in property and entrepreneurship. 

This conversation isn’t about buy-to-lets or yield percentages - it’s about the hard reset moments, the emotional toll of chasing success, and the life-changing power of creating a vision.

If you’ve ever wondered what really lies behind the Instagram version of success, this episode will challenge, inspire, and reset your view of what matters.

This isn’t a how-to property tutorial. It’s a masterclass in life design, self-compassion, and how to rebuild when you lose everything — and still come back stronger.

In this insightful episode of Let’s Chaat, James Rogers and Luke Biddle sit down with property investor and economist Adam Lawrence, founder of Propenomix and The Boardroom Club, to explore what separates the professionals from the panic-driven in the UK property market.

Recorded in the summer of 2025, Adam shares how he continues to acquire 100+ properties per year — even during political change, legislative upheaval, and market uncertainty. He discusses the impact of the new Labour government, what investors often misunderstand about the Renters Reform Bill, and why now is still a time for bold, informed action — not fear.
Expect straight-talking strategy, macroeconomic insight, and practical lessons for investors navigating a shifting market. Whether you're growing a portfolio or sitting on the sidelines, this is a must-listen from one of the sharpest minds in the industry.

Timestamps:
00:00 Intro
02:05 What’s happening in the UK economy right now?
05:25 Why doom and gloom creates opportunity
09:48 The Labour government’s early impact on the property market
13:02 How political messaging shapes investor behaviour
16:40 Are hobby landlords doomed?
20:15 Understanding the Rental Reform Bill and what landlords should expect
26:34 The rise of temporary accommodation – opportunity or trap?
31:00 Why institutional investors aren't taking over (yet)
36:12 How Adam buys 100+ properties a year – his strategy explained
40:45 What to invest in now: North, Midlands, South – a regional breakdown
46:30 Where Adam’s putting his money in 2025
50:00 Why “quality” beats gold taps every time
52:10 Why cognitive bias and fear stop investors acting
55:33 What success looks like by Dec 31st, 2025
59:40 Final thoughts: Stay resilient and ignore the noise

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In this gripping launch episode of Let's Chaat, where we look at The Human Side of Property, hosts James Rogers and Luke Biddle delve into the fascinating journey of Danny Inman, a former professional rugby player turned property mogul. Discover how Danny transitioned from the sports field to dominating the UK property market, developing a substantial portfolio and founding the influential Prosperity Network.
Early Challenges: Learn about Danny's initial struggles and how a chance property seminar completely altered the trajectory of his career.Business Evolution: Danny discusses his comprehensive involvement in property, from managing large HMOs to launching a successful apart-hotel brand.Philosophical Insights: Gain insights into Danny's investment philosophy, which focuses on logical and rational decision-making, steering clear of the emotional pitfalls typical in the property market.Personal Growth: Danny opens up about his personal challenges and how overcoming these helped shape his business acumen and personal development strategies.Future Outlook: Hear Danny's thoughts on the current housing crisis in the UK, his predictions for the property market, and the role of investors in navigating future challenges.Why Listen:"Let's Chaat" is not just another property podcast. This episode offers a unique blend of personal storytelling and expert advice, making complex topics accessible and engaging. Whether you're a seasoned investor or just curious about the people behind the properties, this episode with Danny Inman provides both inspiration and invaluable insights into the property industry.Subscribe and Tune In:Join us for more episodes where we go beyond the surface with some of the UK's leading property entrepreneurs, uncovering the stories behind their success and the lessons learned along the way.