From Venezuela to Spain to New Jersey Naeihomy shares how resilience, a background in law, and mastering three languages helped her dominate the North Jersey real estate market. We dive into zoning secrets, new construction strategy, safety in real estate, and what’s next for the market.Watch now and tap in.🏠Want To Know What You Qualify For ?📲 Call or text (908) 698-0150 ⬇️ Link below to start your pre-approval today.https://www.cmghomeloans.com/mysite/j...This episode is sponsored by:J Lopez Enterpriseshttps://jlopezenterpri...Allan ThermitusChief of Staff | Sales Executive Simplicity Title, LLChttps://www.simplicity...John N. Giorgi, Esqhttps://closeyourcontr...The Ciccone Family Agencyhttps://agents.allstat...

In this episode of Let’s Talk About It, we sit down with New Jersey real estate expert Spero Kalyoussef for a conversation that goes far beyond listings, interest rates, and market headlines.This episode is all about strategy, clarity, and long-term thinking in real estate. Whether you’re buying your first home, selling, renovating, or simply trying to understand where the New Jersey market is headed, you’ll walk away with practical insights that help you make smarter decisions, not emotional or rushed ones.What you’ll take away from this episode:• How small, often overlooked decisions can quietly create or destroy long-term value• The biggest myths people still believe about the NJ real estate market, and why they’re misleading• How buyer and seller psychology impacts pricing, negotiations, and final outcomes• When renovating before selling actually hurts your return (and when it makes sense to skip it)• How to spot early signs of neighborhood shifts before the data catches up• Why timing the market matters less than having a clear, strategic plan• How to separate emotion, fear, and ego from smart financial decision-makingSpero shares real-world lessons from deals that looked perfect on paper, conversations that helped clients break through pricing stalemates, and the mindset shift required to move from quick wins to sustainable success in real estate.If you’re navigating a move in New Jersey, or planning one in the future, this episode will help you think a few steps ahead and understand the ripple effect of every choice you make.Subscribe for more conversations that bring clarity to real estate, money, and decision-makingComment below with the market or topic you want us to break down nextTurn on notifications so you don’t miss future episodes🏠Want To Know What You Qualify For ?📲 Call or text (908) 698-0150 ⬇️ Link below to start your pre-approval today.https://www.cmghomeloans.com/mysite/j...This episode is sponsored by:J Lopez Enterpriseshttps://jlopezenterpri...Allan ThermitusChief of Staff | Sales Executive Simplicity Title, LLChttps://www.simplicity...John N. Giorgi, Esqhttps://closeyourcontr...The Ciccone Family Agencyhttps://agents.allstat...

"Your mindset about money might be the biggest mental block holding you back here's why shifting it can change everything." Drop a if you're ready to reprogram your money beliefs and unlock your true potential!Most of us see a million dollars as the ultimate goal, but what if it's just energy, the same as making a dollar? When you understand money as abundance and energy, it becomes less intimidating and more accessible.We often get caught up in mental blocks that make wealth seem out of reach, but the truth is, wealthy people think differently. They see money as a tool they command, not something under them.The real game changer? Realizing we set the value of assets, whether it's real estate, art, or even a neighborhood. Understanding that shifts your entire perspective on wealth creation.Worth thinking about, what mental block are you ready to break today?THANK YOU TO OUR SPONSORS:Want To Know What You Qualify For ? Call or text (908) 698-0150 Link below to start your pre-approval today. https://www.cmghomeloans.com/mysite/j...This episode is sponsored by:J Lopez Enterpriseshttps://jlopezenterpriAllan ThermitusChief of Staff | Sales Executive Simplicity Title, LLChttps://www.simplicityJohn N. Giorgi, Esqhttps://closeyourcontr...The Ciccone Family Agency

In this powerful and eye-opening episode of Let’s Talk About It, Jimmy Mortgage sits down with Sabine Franco, Esq. The Purpose Lawyer and founder of The Ambitious Legacy Firm, to break down estate planning in a way every homeowner, investor, and family can finally understand.Estate planning is one of the most avoided conversations in our communities, yet it’s one of the most important. Sabine cuts through the confusion, fear, and misinformation surrounding wills, trusts, probate, and asset protection, explaining how the right plan can protect your family, your home, and your legacy.Whether you’re a first-time homebuyer, a real estate investor, a married couple, or someone thinking about generational wealth, this episode delivers real, practical education you can apply immediately.🔑 In this episode, you’ll learn:- The difference between an estate, a will, and a trust, and why most people misunderstand them- Why having a will alone does NOT avoid probate court- How trusts help families avoid probate, protect privacy, and reduce conflict- The key differences between revocable vs. irrevocable trusts (and when each makes sense)- How estate planning directly impacts homeownership, refinancing, and mortgages- What homeowners should consider when deeding a property (married vs. single, joint ownership, survivorship rights)- Why real estate investors with properties in multiple states need proper planning to avoid multiple probates- How life insurance can be used strategically inside an estate planCommon emotional and cultural reasons people avoid estate planning—and how to overcome them- How spending $200 on legal guidance today can save your family tens of thousands later- Sabine also shares her personal journey, media appearances (including The Breakfast Club), her passion for serving communities of color, and the incredible work behind Marie’s Food Pantry, a grassroots organization feeding families in Haiti.- This episode isn’t about legal jargon, it’s about education, empowerment, and protecting what you worked so hard to build.Available now on YouTube, Apple Podcasts, Spotify, and all major streaming platforms.Drop your questions in the comments and let us know what part of estate planning you want us to cover next.Subscribe to Let’s Talk About It for weekly conversations on financial literacy, homeownership, real estate, and building generational wealth.🏠Want To Know What You Qualify For ?📲 Call or text (908) 698-0150 ⬇️ Link below to start your pre-approval today.https://www.cmghomeloans.com/mysite/j...This episode is sponsored by:J Lopez Enterpriseshttps://jlopezenterpri...Allan ThermitusChief of Staff | Sales Executive Simplicity Title, LLChttps://www.simplicity...John N. Giorgi, Esqhttps://closeyourcontr...The Ciccone Family Agencyhttps://agents.allstat...

In this episode, you’ll learn why most people aren’t actually “unqualified” for homeownership, they’re just uninformed.I sat down with Castleigh Johnson, Founder & CEO of My Home Pathway, to break down how credit, underwriting, risk, and lender decision-making really work — and how technology is changing access to homeownership for buyers who have been historically overlooked .What you’ll take away from this episode:

• Why banks deny mortgages, and what they’re actually looking for in a borrower

• How credit score, DTI, cash-to-close, and risk profiles impact approval decisions
• Why being “close” to qualifying is not the same as being prepared
• How fintech tools can help you build your borrower profile before applying, not after rejection
• The difference between a renter mindset vs. an ownership mindset
• Why the mortgage process is only the beginning of homeownership, not the finish line
• How education and planning can unlock equity and long-term generational wealth
• Why trust, transparency, and the right partners matter in your homebuying journey
• Castleigh also explains how My Home Pathway helps consumers understand where they stand in the underwriting process before they apply, giving buyers a clear roadmap instead of guesswork or rejection letters.

This episode is for renters, first-time buyers, and anyone who’s been told “no", but never told why.Watch now and learn how to position yourself to win in today’s housing market.🏠Want To Know What You Qualify For ?📲 Call or text (908) 698-0150 ⬇️ Link below to start your pre-approval today.https://www.cmghomeloans.com/mysite/j...This episode is sponsored by:J Lopez Enterpriseshttps://jlopezenterpri...Allan ThermitusChief of Staff | Sales Executive Simplicity Title, LLChttps://www.simplicity...John N. Giorgi, Esqhttps://closeyourcontr...The Ciccone Family Agencyhttps://agents.allstat...

In this episode of Let’s Talk About It, we break down a game-changing path to homeownership that most first-time buyers don’t even know exists. Jimmy Mortgage sits down with Marie from CMG to explain HomeFundIt, a crowdfunding-based down payment solution that helps buyers leverage support from friends and family, without government assistance or platform fees.You’ll learn how HomeFundIt works, who qualifies, how CMG matches contributions up to $2,000, and why this option can be more powerful than traditional down payment assistance or GoFundMe. We also discuss common fears around asking for help, how funds are protected, how the program pairs with FHA and other loan types, and real-life success stories, including buyers who went from housing insecurity to homeownership.If saving for a down payment feels like the biggest barrier to buying a home, this episode could completely change how you think about getting the keys. In this episode we cover:• How HomeFundIt works• Crowdfunding your down payment the smart way• First-time homebuyer eligibility• Why this isn’t government assistance• Real success stories and affordability solutionsSubscribe for more conversations on mortgages, financial literacy, and homeownership.🏠Want To Know What You Qualify For ?📲 Call or text (908) 698-0150 ⬇️ Link below to start your pre-approval today.https://www.cmghomeloans.com/mysite/j...This episode is sponsored by:J Lopez Enterpriseshttps://jlopezenterpri...Allan ThermitusChief of Staff | Sales Executive Simplicity Title, LLChttps://www.simplicity...John N. Giorgi, Esqhttps://closeyourcontr...The Ciccone Family Agencyhttps://agents.allstat...

In this episode of "Let's Talk About It," we dive into the world of real estate with Jennifer and Julius from The Scott Team NJ.Discover the intricacies of home ownership, the challenges buyers and sellers face, and the importance of financial literacy in today's market. Jennifer and Julius share their personal journey, emphasizing the value of education and transparency in real estate transactions. They discuss the evolving housing market in New Jersey, offering insights into investment opportunities and the significance of community engagement. Whether you're a first-time homebuyer or a seasoned investor, this episode provides valuable takeaways on navigating the real estate landscape with confidence and integrity. Tune in to learn how The Scott Team NJ is making a difference, one home at a time.🏠Want To Know What You Qualify For ?📲 Call or text (908) 698-0150 ⬇️ Link below to start your pre-approval today.https://www.cmghomeloans.com/mysite/j...This episode is sponsored by:J Lopez Enterpriseshttps://jlopezenterpri...Allan ThermitusChief of Staff | Sales Executive Simplicity Title, LLChttps://www.simplicity...John N. Giorgi, Esqhttps://closeyourcontr...The Ciccone Family Agencyhttps://agents.allstat...

In this insightful episode of "Let's Talk About It," we dive into the world of home renovation and community value with Claudia Vargas Arenas, a seasoned architectural engineer. Claudia shares her journey from commercial construction in New York City to helping homeowners in New Jersey navigate the complexities of home renovation. Discover how she brings value to communities by preserving the character of older homes and ensuring renovations align with both dreams and budgets. Key takeaways include understanding the importance of clear communication with contractors, the impact of design choices on renovation costs, and the significance of maintaining the integrity of neighborhood aesthetics. Whether you're a homeowner or an aspiring renovator, Claudia's expertise offers invaluable guidance for your next project. Tune in to learn how to make informed decisions that enhance both your home and community.🏠Want To Know What You Qualify For ?📲 Call or text (908) 698-0150 ⬇️ Link below to start your pre-approval today.https://www.cmghomeloans.com/mysite/j...This episode is sponsored by:J Lopez Enterpriseshttps://jlopezenterpri...Allan ThermitusChief of Staff | Sales Executive Simplicity Title, LLChttps://www.simplicity...John N. Giorgi, Esqhttps://closeyourcontr...The Ciccone Family Agencyhttps://agents.allstat...

Join us for an inspiring episode of Let's Talk About It featuring Gabriela Abounaja, a dynamic realtor who seamlessly blends her personal training background with real estate expertise. Discover how Gabriela's journey from fitness to real estate has shaped her unique approach to client relationships and market strategies. In this episode, you'll learn about the importance of setting realistic expectations for first-time home buyers, the power of community connections, and how to leverage personal skills for professional success. Whether you're a seasoned agent or just starting out, Gabriela's insights will provide valuable takeaways to elevate your real estate game. Don't miss out-subscribe now and be ready to transform your approach to real estate! This episode is sponsored by:J Lopez Enterpriseshttps://jlopezenterpri...Allan ThermitusChief of Staff | Sales Executive Simplicity Title, LLChttps://www.simplicity...John N. Giorgi, Esqhttps://closeyourcontr...The Ciccone Family Agencyhttps://agents.allstat...

Heather “The Hurricane” Corrigan joins Let’s Talk About It for a real, high-energy conversation about what it actually takes to win in real estate. In just eight years, she’s built a $20M-a-year business in New Jersey by being relentless with branding, networking, and execution.In this episode, Heather breaks down how she became omnipresent in her market, why relationships still matter more than algorithms, how one conversation can turn into a fast closing, and why having the right realtor is everything in today’s market. We also talk mindset, community, problem-solving, and what it takes to grow without losing your personal touch.If you’re in real estate, entrepreneurship, or thinking about buying or selling a home, this episode delivers real insight with zero fluff.This episode is sponsored by:J Lopez Enterpriseshttps://jlopezenterpri...Allan ThermitusChief of Staff | Sales Executive Simplicity Title, LLChttps://www.simplicity...John N. Giorgi, Esqhttps://closeyourcontr...The Ciccone Family Agencyhttps://agents.allstat...