Today's episode is all about money. Have you ever considered what your relationship is with money? Is it stable? Are you confident in your choices? Or do you wing it and hope for the best? Each of us have our unique experiences and situations but there are common things we can do to ensure we aware and intentional in managing our money no matter your income.

I share my own experience with money, debt, credit cards and saving money. While I haven't always gotten it 100% right I have used a personal budgeting system for years to ensure I am aware of my expenses and income. My super simple check in each time I get paid keeps my priorities straight and helps me be realistic with my expectations of myself.

Credit cards aren't for everyone but if you can treat them right they will deliver great rewards. Credit cards can also lead to temptation and create significant and unmanageable debt which we talk about as well. 

No matter where you are in your financial journey, saving cash for rainy days or big purchases takes planning. If you're saving money for the first time start with a small goal. 

I also have one savings I never mentioned, the coin jar! I always raided my dad's growing up when you only needed a $1 or so for a snack at Pizza Pizza or McDonalds. Frankly these days with decreasing use of cash this might not work as well but there have been times where I've dumped out $60 or so. 

I share all this in hopes to encourage conversations about money and its ok to admit you have no idea what you're doing! 

Follow me on Instagram @morethanlucky.podcast or email me your money story at [email protected]

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About the Host

Stephanie Lear is a thoughtful guide for women who are ready to create meaningful change — without losing their peace.

With a professional background in leadership, program development, and community-building, she has spent years designing spaces that bring people together with intention. But her most meaningful work has been the quiet, personal evolution that happens behind the scenes — the mindset shifts, perspective changes, and spiritual grounding that shape a life from the inside out.

Known among friends and colleagues as the one who gives the pep talk that actually lands, Stephanie has a gift for helping women zoom out, reconnect to what matters, and move forward with calm confidence. She shares what she’s learning in real time — not from a pedestal, but from lived experience.

Through More Than Lucky, she blends practical mindset tools with grounded spiritual insight to support women navigating reinvention, growth, and intentional next chapters.

Her belief is simple: peace and ambition can coexist.

And the life you want isn’t random — it’s created.