Let’s Talk BS with Bryan & Sofia

Let’s Talk BS with Bryan & Sofia

By Bryan Royster and Sofia Kifle-BakerSociety & CultureBusinessEntrepreneurshipPhilosophy
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Let’s Talk BS with Bryan & Sofia episodes

  • At All Costs
    On this episode Bryan and Sofia discuss the typical mortgage-related costs when purchasing a home, the different roles others play in the home-buying process and Britney Griner being released back to the U.S.
    1 hr 6 min
  • The Fix Is In

    On this week's episode, Bryan & Sofia discuss their Thanksgiving holiday, what fixed, adjustable, and variable mean when it comes to your interest rate, and lastly the difference between interest rate and APR.

    1 hr 6 min
  • Having Second Thoughts
    On this episode, Bryan and Sofia discuss how to leverage a second home purchase, the difference between a loan and line of credit and their upcoming Thanksgiving festivities.
    1 hr 21 min
  • Go Hard….. To go home 🏡

    Bryan and Sofia discuss the difference between a hard and soft credit inquiry, how some buyers can leverage loan assumptions in this high-rate market environment, and the magic juice that can get a parent through Halloween trick or treating. 

    1 hr 10 min
  • Wing King

    On this week's episode, Bryan and Sofia have their first guest Cavelle Mollineaux Owner Broker of Onyx Realty Professionals. They discuss the importance of a buyer-broker agreement, how long it takes for your credit report to expire when applying for a home loan, and some current hot topics.

    1 hr 30 min
  • Faith over Fear
    In this week's episode, Bryan and Sofia discuss when is a good time to start the home-buying process, how to evaluate if it’s a good time to refinance, and having faith in your decision-making.
    1 hr 25 min
  • Go Ninja Go Ninja Go!
    On this episode, Bryan and Sofia discuss their experiences going through Ninja Selling, the different elements of your credit, and how important your decision-making is.
    1 hr 9 min
  • VA’s🏡 & J’s
    Bryan and Sofia discuss the opportunities to utilize your VA home loan. The dynamic between the Millennial and Gen Z purchase of the popular Jordan shoes and how to save money on Halloween decorations.
    1 hr 9 min
  • Take 50 🎬🎬

    This week Bryan and Sofia discuss the current rate increases and what that means for your new home purchase, current upcoming events, and the difference between an appraisal and a home inspection.

    1 hr 4 min
  • PoP... LoCk... oR DrOp iT

    This week, Bryan and Sofia discuss this past week's increase in interest rates, what it means to lock your interest rate, and current personal projects going on while juggling this current market.

    1 hr 11 min

About Let’s Talk BS with Bryan & Sofia

From the publisher's feed

Bryan and Sofia are here to discuss some of the hot topics that are prevalent in today’s culture. Anywhere from navigating entrepreneurship to everyday life in modern society.