Let's Talk Money

Are you tired of seeing your family work hard but still live paycheck to paycheck? 🌴 It’s time to shift from survival to strategy. In this episode of Let’s Talk Money, I am joined by the incredible Gabrielle Davis (Lady D)—Curriculum Specialist and host of the From Rut to Royalty podcast—to discuss the blueprint for Building Generational Wealth in the Caribbean. 

Generational wealth isn't just about the cash in your bank account; it's about the assets, values, and financial literacy you pass on to the next generation. Whether you are in Saint Lucia, Barbados, or Jamaica, this video will help you understand how to protect what you have and grow what you keep.

We dive deep into the Five Foundations of Generational Wealth, the common barriers that stop Caribbean families from building a legacy, and practical strategies you can start using TODAY—even without millions in the bank.

👤 GUEST INFO:
Gabrielle Davis is an Educational Consultant and the host of From Rut to Royalty, a roadmap for women to elevate their lives through Faith, Elegance, and Growth.
🔗 Instagram: https://www.instagram.com/iamthe__pearl?igsh=aGNjNWdocHVkYXR3
🎙️ From Rut to Royalty Podcast:
Apple Podcasts - https://podcasts.apple.com/bb/podcast/from-rut-to-royalty-podcast/id1870694215
Spotify - https://open.spotify.com/show/1z4EfUObrJgD1fqHSZqeGH?si=JP7_OuUJSWGcc2LusWMs4w
📺 YouTube: https://youtube.com/@fromruttoroyalty?si=E9JlffZcTSe7TH9N

Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN

Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you!

Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe!

I've got some AWESOME PRODUCTS on my website for you at  https://shop.naomisnumbers.co/

I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at [email protected]

Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and an ...

Thinking about saying YES to that job offer? Before you jump in, ask these 5 critical money questions! Whether you’re a school leaver, job seeker, or career changer in Saint Lucia, this episode of Let’s Talk Money with Naomi Jean will help you make smart, financially sound career decisions.
✅ Salary vs. Take-home pay
✅ Hidden costs of working
✅ Long-term growth opportunities
✅ Benefits and deductions
✅ Peace and purpose in your choice
Subscribe for more financial clarity tips!

Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN

Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you!

Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe!

I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/

I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at [email protected]

Let's Talk Money Podcast, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach with a BBA in Finance and...

🌀 Storms may be unpredictable, but your finances shouldn’t be. In this episode of Let’s Talk Money, we break down how to financially prepare for the hurricane season in Saint Lucia and the wider Caribbean. From emergency budgeting to protecting your assets, this is your step-by-step guide to building financial resilience—before the storm hits. 

🔹 IN THIS VIDEO, YOU’LL LEARN: 
✅ How to create an emergency hurricane budget 
✅ What essentials to stockpile now (and how to pay for them) 
✅ Why having cash on hand is still important 
✅ Tips for protecting your income and important documents 
✅ Insurance: home, contents, and health—are you covered? 
✅ Saving ahead with a storm season fund 
✅ How to avoid last-minute stress and unplanned spending 

✝️ FAITH + FINANCE 
God calls us to be wise stewards of our resources. Planning ahead isn’t fear—it’s faith in action. Let this episode guide you in preparing with purpose, saving with strategy, and protecting what matters most. 

🛒 𝑺𝑯𝑶𝑷 𝑴𝒀 𝑫𝑰𝑮𝑰𝑻𝑨𝑳 𝑷𝑹𝑶𝑫𝑼𝑪𝑻𝑺 & 𝑺𝑬𝑹𝑽𝑰𝑪𝑬𝑺 
FREE TOOLS: 
✅ Monthly Budget Planner https://shop.naomisnumbers.co/b/PBFQI 
✅ Saving Challenge https://shop.naomisnumbers.co/b/fPh6O 
✅ $1K Savings Challenge https://shop.naomisnumbers.co/b/ohliR 

PREMIUM RESOURCES: 
💰 Budget Planner – $27 https://shop.naomisnumbers.co/b/0txy8 
📄 Personal Income Tax Filing – $175 https://shop.naomisnumbers.co/b/8Q5Ck 
📞 90-Min 1:1 Financial Consultation – $150 https://shop.naomisnumbers.co/b/feLV9 
🧾 Naomi’s Numbers Basic Budget Sheet – $7 https://shop.naomisnumbers.co/b/sq3eL 

🛍️ Shop Now: https://shop.naomisnumbers.co

💬QUESTION FOR YOU: 
Have you created a hurricane emergency fund yet? What’s your biggest storm-season worry? 

Share in the comments—we’re here to support and prepare together! 💬👇 

#HurricanePrep #LetsTalkMoney #NaomiJean758 #StormSeasonReady #EmergencyFund #FinancialResilience #CaribbeanFinance #FaithAndFinance #BudgetingTips #DisasterPreparedness 

Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN

Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you!

Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe!

I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/

I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at [email protected]

Let's Talk Money Podcast, co-hosted by Steva Jay, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach w...

Are you truly prepared for the future? In this powerful recap episode, we’re wrapping up a year filled with financial truth, smart strategies, and real Saint Lucian examples that help you build wealth, avoid traps, and plan ahead—the right way. 

From understanding the NIC system to spotting scams, from building income with what you already must protect your family through insurance—this is the financial education you didn’t get in school, but need for life. 

🔹 𝑰𝑵 𝑻𝑯𝑰𝑺 𝑽𝑰𝑫𝑬𝑶, 𝒀𝑶𝑼’𝑳𝑳 𝑳𝑬𝑨𝑹𝑵: 

✅ What the NIC really is—and how to benefit from it 

✅ Why under-declaring income can cost you later 

✅ How self-employed persons should register & contribute 

✅ How to verify your employer’s NIC payments 

✅ The red flags of scams, get-rich-quick traps & pyramid schemes 

✅ Safe habits when using WhatsApp, email, or social media 

✅ Why insurance is key to protecting your future 

✅ How to turn your skills & resources into real income 

✅ The money mindset to grow, thrive, and build your legacy 

🔑 𝗞𝗘𝗬 𝗥𝗘𝗠𝗜𝗡𝗗𝗘𝗥𝗦: 

💡 NIC = Income protection, not a bank account 

💡 Everything depends on your contributions 

💡 Self-employed? Register early & pay honestly 

💡 Employees: Verify your NIC payments yearly 

💡 Scams are everywhere—Don’t forward it before you fact-check it 

💡 Protect yourself AND others by staying informed 

💡 Start small with what you have. Wealth begins with a mindset. 

💡 Insurance matters—don’t wait for the storm to start preparing 

💫 𝘽𝙪𝙞𝙡𝙙 𝙔𝙤𝙪𝙧 𝙇𝙚𝙜𝙖𝙘𝙮 – 𝙋𝙪𝙧𝙘𝙝𝙖𝙨𝙚 𝙔𝙤𝙪𝙧 𝙏𝙞𝙘𝙠𝙚𝙩𝙨 𝙏𝙤𝙙𝙖𝙮: 

📲 Message Naomi on WhatsApp https://wa.me/17583844576 or 

📲 Contact Sarah Chronicles https://wa.me/17587321600 

💬 𝑸𝑼𝑬𝑺𝑻𝑰𝑶𝑵 𝑭𝑶𝑹 𝒀𝑶𝑼: 

What was the most powerful money lesson you learned this year? 

Drop it in the comments below 👇 Let’s reflect, grow, and finish strong! 

Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN

Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you!

Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe!

I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/

I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at [email protected]

Let's Talk Money Podcast, co-hosted by Steva Jay, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach w...

Are you maximising your National Insurance Corporation benefits? In Part 2 of our comprehensive NIC series, we dive deep into the critical benefits that protect your income and family when life happens—sickness, maternity leave, workplace injuries, and your retirement pension. Whether you're employed, self-employed, or planning your financial future, understanding these social security benefits is essential to building lasting financial stability in Saint Lucia.  

This video breaks down exactly how NIC protects you beyond the basics, what you're entitled to claim, how much you can receive, and the steps to access benefits when you need them most. From maternity benefits for new parents to sickness benefits when illness strikes, injury compensation for workplace accidents, and pension planning for retirement—this is your complete guide to the benefits you've been paying for. 

🔹 𝑰𝑵 𝑻𝑯𝑰𝑺 𝑽𝑰𝑫𝑬𝑶, 𝒀𝑶𝑼’𝑳𝑳 𝑳𝑬𝑨𝑹𝑵: 

✅ How sickness benefits replace your income when illness prevents you from working  

✅ Complete maternity benefits breakdown: eligibility requirements, payment amounts, and application timeline  

✅ What injury benefits cover for workplace accidents and occupational diseases  

✅ How your NIC contributions build your retirement pension and what determines your payout  

✅ Exact eligibility criteria for each benefit type  

✅ Documentation required to file successful claims  

✅ How long benefits last and when payments begin  

✅ Why accurate income reporting affects your benefit amounts  

✅ How to check if you qualify before you need to claim  

✅ The connection between contribution history and benefit entitlement 

💬 𝑸𝑼𝑬𝑺𝑻𝑰𝑶𝑵 𝑭𝑶𝑹 𝒀𝑶𝑼: 

Are you registered with NIC? Do you know how much you’ve contributed? 

Let us know in the comments—and share this video with a friend or family member who needs to understand their benefits. 

#NICBenefits #SaintLucia #NationalInsurance #MaternityBenefits #SicknessBenefits #PensionPlanning #RetirementPlanning #FinancialEducation #SocialSecurityBenefits #TheBenefitsAreReal #NaomiJean #FinancialStrategist

Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN

Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you!

Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe!

I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/

I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at [email protected]

Let's Talk Money Podcast, co-hosted by Steva Jay, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach w...

In this special 1-year anniversary episode of Let’s Talk Money on Rhythm 95.5 FM, we’re joined by Joele Auguste-Alexander, Communications Officer at the National Insurance Corporation (NIC) of Saint Lucia, to break down everything you need to know about social security, retirement benefits, survivors’ pensions, and why accurate contributions matter—especially for the self-employed. 

Whether you’re employed, self-employed, or just trying to understand how NIC protects your income, this episode is your essential guide to building financial security through knowledge, consistency, and compliance. 

🔹 𝑰𝑵 𝑻𝑯𝑰𝑺 𝑽𝑰𝑫𝑬𝑶, 𝒀𝑶𝑼’𝑳𝑳 𝑳𝑬𝑨𝑹𝑵: 

✅ What NIC really is (and isn’t!) 

✅ How NIC protects your income in cases of sickness, retirement, injury, and death 

✅ What benefits are you entitled to as an employee or self-employed individual 

✅ Why declaring your correct income matters—especially for the future 

✅ How to check your NIC contribution history (and why you should!) 

✅ Steps to register as a self-employed contributor 

✅ The truth about the Funeral Grant, Survivors’ Pension & Economic Relief 

📂 𝑹𝑬𝑺𝑶𝑼𝑹𝑪𝑬𝑺 & 𝑳𝑰𝑵𝑲𝑺: 

📘 Visit NIC Saint Lucia: https://www.stlucianic.org 

📩 Request Your Contribution Statement – Call NIC or visit their office 

🎧 Watch/Listen to All Past Episodes – https://www.youtube.com/@naomijean758 

💫 𝘽𝙪𝙞𝙡𝙙 𝙔𝙤𝙪𝙧 𝙇𝙚𝙜𝙖𝙘𝙮 – 𝙋𝙪𝙧𝙘𝙝𝙖𝙨𝙚 𝙔𝙤𝙪𝙧 𝙏𝙞𝙘𝙠𝙚𝙩𝙨 𝙏𝙤𝙙𝙖𝙮: 

📲 Message Naomi on WhatsApp https://wa.me/17583844576 or 

📲 Contact Sarah Chronicles https://wa.me/17587321600 

💬 𝑸𝑼𝑬𝑺𝑻𝑰𝑶𝑵 𝑭𝑶𝑹 𝒀𝑶𝑼: 

Are you registered with NIC? Do you know how much you’ve contributed? 

Let us know in the comments—and share this video with a friend or family member who needs to understand their benefits. 

Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN

Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you!

Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe!

I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/

I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at [email protected]

Let's Talk Money Podcast, co-hosted by Steva Jay, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach w...

💳 Overspent recently? You’re not alone—and you’re not stuck. 

Whether it was Carnival, back-to-school prep, holidays, or emotional spending, this video is your guide to regaining control, building back confidence, and creating a fresh financial start. 

This isn’t about shame—it’s about strategy. Let’s walk through simple, faith-based steps to bounce back with grace, discipline, and a plan that works. 

🔹 𝑰𝑵 𝑻𝑯𝑰𝑺 𝑽𝑰𝑫𝑬𝑶, 𝒀𝑶𝑼’𝑳𝑳 𝑳𝑬𝑨𝑹𝑵: 

✅ How to assess the damage without guilt 

✅ Steps to reset your budget after a setback 

✅ The 3-month rebound method that really works 

✅ Tips to rebuild savings, repay debt & restore peace 

✅ Encouragement to give yourself grace + grow from it 

✝️ FAITH + FINANCE: 

Overspending doesn’t define you. Grace gives you space to grow. 

Use this moment to reconnect with your values, lean on wisdom, and cultivate better habits rooted in Gratitude, Contentment, faith, and discipline (GCFD). 

📂 𝑹𝑬𝑺𝑶𝑼𝑹𝑪𝑬𝑺 & 𝑳𝑰𝑵𝑲𝑺: 

📘 FREE Recovery Budget Sheet – https://shop.naomisnumbers.co/b/PBFQI 

📩 Book a 1-on-1 Financial Reset Session – https://shop.naomisnumbers.co/b/feLV9 

💫𝘽𝙪𝙞𝙡𝙙 𝙔𝙤𝙪𝙧 𝙇𝙚𝙜𝙖𝙘𝙮 – 𝙋𝙪𝙧𝙘𝙝𝙖𝙨𝙚 𝙔𝙤𝙪𝙧 𝙏𝙞𝙘𝙠𝙚𝙩𝙨 𝙏𝙤𝙙𝙖𝙮: 

📲 Message Naomi on WhatsApp https://wa.me/17583844576 or 

📲 Contact Sarah Chronicles https://wa.me/17587321600 

💬 𝑸𝑼𝑬𝑺𝑻𝑰𝑶𝑵 𝑭𝑶𝑹 𝒀𝑶𝑼: 

What spending season hit you hardest this year? 

Carnival? Back-to-school? A personal moment? 

Drop it in the comments 👇 You’re not alone—and you can rise again. 

Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN

Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you!

Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe!

I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/

I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at [email protected]

Let's Talk Money Podcast, co-hosted by Steva Jay, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach w...

🛡️ Scams don’t just affect individuals—they affect entire communities. 

In this video, we’ll explore how you can protect yourself and others from fraud, scams, and financial traps that are spreading both online and offline, especially in places like Saint Lucia and the wider Caribbean. 

From family WhatsApp groups to Facebook DMs, scams are often shared by people you trust—but you can be the one to break the cycle by staying informed and speaking up. 

Whether you’re looking out for your children, elders, co-workers, or church family, this video equips you with practical tools, talking points, and warning signs so you can stop scams before they start. 

🔹 𝑰𝑵 𝑻𝑯𝑰𝑺 𝑽𝑰𝑫𝑬𝑶, 𝒀𝑶𝑼’𝑳𝑳 𝑳𝑬𝑨𝑹𝑵: 

✅ How to protect yourself from scams and risky offers 

✅ What to do when a friend or loved one is being targeted 

✅ Ways to start conversations about financial safety without judgment 

✅ Where and how to report fraud in Saint Lucia 

✅ Biblical and values-based principles for protecting your community 

💫 𝘽𝙪𝙞𝙡𝙙 𝙔𝙤𝙪𝙧 𝙇𝙚𝙜𝙖𝙘𝙮 – 𝙋𝙪𝙧𝙘𝙝𝙖𝙨𝙚 𝙔𝙤𝙪𝙧 𝙏𝙞𝙘𝙠𝙚𝙩𝙨 𝙏𝙤𝙙𝙖𝙮: 

📲 Click to Message Naomi on WhatsApp https://wa.me/17583844576 or 

📲 Message Sarah Chronicles on WhatsApp: https://wa.me/17587321600 

💬 𝑸𝑼𝑬𝑺𝑻𝑰𝑶𝑵 𝑭𝑶𝑹 𝒀𝑶𝑼: 

Have you ever stopped someone from falling into a scam—or wish someone had stopped you? 

Share your experience in the comments so others can learn from it. 👇👇 

Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN

Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you!

Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe!

I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/

I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at [email protected]

Let's Talk Money Podcast, co-hosted by Steva Jay, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach w...

🚨 Scams are evolving—and they’re spreading faster than ever.
From WhatsApp messages to Instagram DMs, online scams are targeting everyday people in Saint Lucia using fake investment groups, donation chains, and too-good-to-be-true offers. 

In this video, I break down how scams spread across social media and local communities, and what YOU can do to protect yourself, your family, and your finances. 

✅ Don’t be the next victim. Learn the red flags, tactics, and lies scammers use to gain your trust—and your money. 

🔹 𝑰𝑵 𝑻𝑯𝑰𝑺 𝑽𝑰𝑫𝑬𝑶, 𝒀𝑶𝑼’𝑳𝑳 𝑳𝑬𝑨𝑹𝑵: 

✅ How scams are shared via WhatsApp, Facebook & Instagram 
 ✅ What “blessing looms” and fake donation chains really are 
 ✅ The power of voice notes and fake referrals 
 ✅ Why scammers love targeting Locally 
 ✅ Simple ways to verify any offer before you invest or share 

📂 𝑹𝑬𝑺𝑶𝑼𝑹𝑪𝑬𝑺 & 𝑳𝑰𝑵𝑲𝑺: 

📘 FREE Guide: Spotting Red Flags in Financial Offers – https://moneyready.org/update/spotting-red-green-flags-in-financial-content-think-before-you-follow/ 

🌐 Report a Scam to Consumer Affairs or FSRA: https://fsrastlucia.org/ 

📩 Book a 1-on-1 Financial Session – https://shop.naomisnumbers.co/b/feLV9  

💫𝘽𝙪𝙞𝙡𝙙 𝙔𝙤𝙪𝙧 𝙇𝙚𝙜𝙖𝙘𝙮 – 𝙋𝙪𝙧𝙘𝙝𝙖𝙨𝙚 𝙔𝙤𝙪𝙧 𝙏𝙞𝙘𝙠𝙚𝙩𝙨 𝙏𝙤𝙙𝙖𝙮:  

📲 Click to Message Naomi on WhatsApp wa.me/17583844576 or
📲 Message Sarah Chronicles on WhatsApp: https://wa.me/17587321600 

wa.me/17583844576  

💬 𝑸𝑼𝑬𝑺𝑻𝑰𝑶𝑵 𝑭𝑶𝑹 𝒀𝑶𝑼: 

Have you or someone you know been approached by an online scam? 
 Share your experience in the comments and help raise awareness! 👇👇 

Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN

Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you!

Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe!

I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/

I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at [email protected]

Let's Talk Money Podcast, co-hosted by Steva Jay, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach w...

🚨 “𝑴𝒂𝒌𝒆 𝒕𝒉𝒐𝒖𝒔𝒂𝒏𝒅𝒔 𝒊𝒏 𝒋𝒖𝒔𝒕 𝒅𝒂𝒚𝒔!” “𝑵𝒐 𝒔𝒌𝒊𝒍𝒍𝒔 𝒏𝒆𝒆𝒅𝒆𝒅!” 𝑺𝒐𝒖𝒏𝒅 𝒇𝒂𝒎𝒊𝒍𝒊𝒂𝒓? 

If you’ve ever heard promises like these, 𝒑𝒂𝒖𝒔𝒆 𝒂𝒏𝒅 𝒊𝒏𝒗𝒆𝒔𝒕𝒊𝒈𝒂𝒕𝒆— because they’re likely 𝒓𝒆𝒅 𝒇𝒍𝒂𝒈𝒔 𝒐𝒇 𝒂 𝒔𝒄𝒂𝒎. 

In this video, we’ll uncover the most common 𝒓𝒆𝒅 𝒇𝒍𝒂𝒈𝒔 𝒂𝒏𝒅 𝒓𝒊𝒔𝒌𝒚 𝒑𝒓𝒐𝒎𝒊𝒔𝒆𝒔 used in pyramid schemes, get-rich-quick scams, and shady financial opportunities. 

Whether you’re in 𝑺𝒂𝒊𝒏𝒕 𝑳𝒖𝒄𝒊𝒂, 𝒕𝒉𝒆 𝑪𝒂𝒓𝒊𝒃𝒃𝒆𝒂𝒏, or anywhere online, it’s critical to know how to 𝒔𝒑𝒐𝒕 𝒍𝒊𝒆𝒔 𝒃𝒆𝒇𝒐𝒓𝒆 𝒊𝒕’𝒔 𝒕𝒐𝒐 𝒍𝒂𝒕𝒆—𝒂𝒏𝒅 𝒑𝒓𝒐𝒕𝒆𝒄𝒕 𝒚𝒐𝒖𝒓 𝒎𝒐𝒏𝒆𝒚 𝒂𝒏𝒅 𝒑𝒆𝒂𝒄𝒆 𝒐𝒇 𝒎𝒊𝒏𝒅. 

🔹 𝑰𝑵 𝑻𝑯𝑰𝑺 𝑽𝑰𝑫𝑬𝑶, 𝒀𝑶𝑼’𝑳𝑳 𝑳𝑬𝑨𝑹𝑵: 

✅ How scammers use emotion & urgency to trap victims 

✅ Red flag phrases that should instantly raise concern 

✅ Why “no effort, big money” is always a risky promise 

✅ How to research and verify legit business opportunities 

✅ What to do if you suspect you’ve been approached by a scam 

📂 𝑹𝑬𝑺𝑶𝑼𝑹𝑪𝑬𝑺 & 𝑳𝑰𝑵𝑲𝑺: 

📘 FREE Guide: Spotting Red Flags in Financial Offers – https://moneyready.org/update/spotting-red-green-flags-in-financial-content-think-before-you-follow/ 

📩 Report a Scam in Saint Lucia: https://fsrastlucia.org/ 

🎧 Listen to the Podcast: Let’s Talk Money with Naomi Jean – buzzsprout.com/2411883/free_share_page  

💫𝘽𝙪𝙞𝙡𝙙 𝙔𝙤𝙪𝙧 𝙇𝙚𝙜𝙖𝙘𝙮 – 𝙋𝙪𝙧𝙘𝙝𝙖𝙨𝙚 𝙔𝙤𝙪𝙧 𝙏𝙞𝙘𝙠𝙚𝙩𝙨 𝙏𝙤𝙙𝙖𝙮: wa.me/17583844576 

💬 𝑸𝑼𝑬𝑺𝑻𝑰𝑶𝑵 𝑭𝑶𝑹 𝒀𝑶𝑼: 

Have you ever been promised easy money that turned out to be a scam? 

Drop your story in the comments—it could help someone else avoid the same mistake! 👇👇 

Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN

Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you!

Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe!

I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/

I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at [email protected]

Let's Talk Money Podcast, co-hosted by Steva Jay, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach w...