Most people say they want passive income. Very few understand what it actually takes to build it.

In this episode of Let's Talk Real Estate Investing, I sit down with August Biniaz, co-founder and Chief Investment Officer of CPI Capital and LinkedIn Top Voice, to discuss how investors can build wealth through commercial real estate, multifamily investing, and build-to-rent communities.

With more than $225 million in multifamily and build-to-rent assets, August shares the lessons he's learned from raising capital, navigating market cycles, protecting investors, and building a successful private equity real estate firm.

In this interview, you'll learn:

✅ What multifamily investing really is
✅ The difference between multifamily and build-to-rent communities
✅ How Canadians can invest in U.S. commercial real estate
✅ How syndications, funds, and joint ventures work
✅ What passive investors should look for before investing
✅ How to perform proper due diligence on operators
✅ Why did some investors lose money during the recent market downturn
✅ Why August believes we're near the bottom of the real estate cycle
✅ How to raise capital and build credibility with investors
✅ The importance of education, trust, and investor relationships

One of my favorite takeaways from this conversation:
"The horse is the asset class. The jockey is the operator. Find the right jockey."

If you're a real estate investor, aspiring syndicator, capital raiser, or passive investor looking to make smarter decisions, this episode is packed with practical insights.

🔔 Subscribe for more interviews with successful real estate investors, entrepreneurs, and industry experts.

👍 If you found value in this episode, please like, comment, and share it with someone who wants to build wealth through real estate.

Connect with August Biniaz

🌐 http://cpicapital.com/
https://www.linkedin.com/in/augustbiniaz/ https://www.instagram.com/cpicapital/ https://web.facebook.com/soheil.biniaz


#RealEstateInvesting #PassiveIncome #MultifamilyInvesting #CommercialRealEstate #BuildToRent #RealEstateSyndication #CapitalRaising #FinancialFreedom #PassiveInvesting #USRealEstate #CanadianInvestors #RealEstatePodcast #LetsTalkRealEstateInvesting #AugustBiniaz #DebbieBalfour

Most real estate investors think they have a deal problem.

The truth is they have a capital problem.

No matter how good the opportunity is, if you don't have access to funding, you'll eventually miss deals, lose momentum, and struggle to scale.

In this episode of Let's Talk Real Estate Investing, I sit down with private capital expert Mitch Messer to discuss how successful investors build relationships that provide access to private capital long before they need it.

Mitch shares how he built a $6 million real estate portfolio, lost everything during the 2007 market crash, and rebuilt by focusing on credibility, relationships, and private lending strategies that continue to fuel real estate deals today.

In This Episode You'll Learn:

✅ Why most investors fail when raising capital

✅ The #1 mistake people make when looking for private lenders

✅ How to attract investors without pitching or begging for money

✅ The power of visibility, credibility, and trust

✅ Why storytelling helps attract private capital

✅ Private Lending vs Joint Ventures

✅ How experienced investors evaluate deals

✅ How to build relationships with lenders before you need funding

✅ Why communication is critical to long-term investor relationships

✅ How Canadian investors can access funding for U.S. real estate deals

✅ The simple strategy Mitch recommends for building a private lending track record

If your goal is to scale your real estate investing business, attract more capital, and create opportunities before you need them, this episode is packed with practical advice you can implement immediately.

Connect with Debbie Balfour

Helping real estate investors build a network of people ready to invest with them.

If you'd like access to Mitch's private capital community, send me a direct message and I'd be happy to make an introduction.

Real estate investing doesn't have to keep you tied to one city, one desk, or one country. In this episode of Let's Talk Real Estate Investing, Mitch Messer shares how he and his wife Monique built a $6 million portfolio, lost it all in the 2007 crash, and rebuilt everything through relationships, a powerful network, and private capital, all while living as full time digital nomads.

Mitch is recording this interview from a rooftop in Playa del Carmen, Mexico, overlooking the Caribbean. He and Monique now live and work from cities like Medellín, Lima, Buenos Aires, and Santiago, while continuing to fund and close real estate deals from anywhere in the world.

If your why behind investing is lifestyle freedom and the ability to travel while still growing a fully funded real estate business, this conversation is for you.

🎧 In this episode, you'll learn:

✅ How Mitch rebuilt after losing a $6 million portfolio in the crash

✅ Why relationships and private capital matter more than any single deal

✅ How to fund and run real estate deals while travelling internationally

✅ What it really takes to live the digital nomad life as an investor

✅ How private lenders and operators can connect to do more deals together

💬 FREE COMMUNITY INVITATION:

Mitch has opened up complimentary lifetime access to his private UnfundableAF Skool community for our listeners, a carefully vetted, no-spam space where private lenders and real estate operators connect to fund deals. This is especially valuable for Canadian operators looking to access private lending for US deals.

To claim your free membership, message Mitch Messer directly on LinkedIn and let him know you heard about it through the Let's Talk Real Estate Investing podcast. All members are personally vetted.

📌 Don't miss the follow up episode dropping in two weeks, where Mitch and Debbie go deeper on private lending and private borrowing, including funding options for Canadian investors operating in the US.

👉 If you got value from this episode, please do two things:

1️⃣ Hit LIKE so more investors can find this conversation

2️⃣ SUBSCRIBE so you're notified when the next episode drops

🔔 Subscribe for more real estate investing interviews, capital raising strategies, and conversations that help you build a confident, fully funded investing business.

#RealEstateInvesting #PrivateMoney #DigitalNomad #RaisingCapital #RealEstatePodcast #PassiveInvesting #PrivateLending

Real estate investing discipline is the single biggest factor that separates seasoned operators from new investors who keep losing deals. In this interview, Navy veteran and multifamily investor Ann Jenga breaks down why chasing the highest returns is the fastest way to lose money in real estate investing, and what disciplined operators do instead.

You'll learn how to evaluate deals without emotion, why structure and process matter more than shiny numbers, and how new investors can underwrite deals, build credibility with brokers, and find the right mentor in the multifamily space.

Ann also shares her perspective on smaller real estate deals versus multifamily, how to add value to sellers beyond price, and what questions new investors should ask seasoned operators when raising capital.

Timestamps:
01:27 Why discipline beats returns in real estate investing
04:47 What separates seasoned operators from new investors
12:13 What most real estate investors are overlooking right now
18:35 How to build long-term credibility as a new investor
22:54 Top 5 things every new real estate investor must do
26:41 Raising capital and adding value to investors

Connect with Ann Jenga on LinkedIn, Facebook, and Instagram (links below).
Facebook: https://www.facebook.com/anne.njenga.3551/
Instagram: https://www.instagram.com/njenga7077/
LinkedIn: https://www.linkedin.com/in/ann-njenga/

Subscribe for more real estate investing interviews, capital raising strategies, and multifamily investing insights.

Most people believe you need thousands of dollars to start investing in real estate.

That belief is keeping them stuck.

In this episode, I sit down with real estate investor and mentor Rob Lamontagne, who went from zero properties to financial independence in just 10 years... using creative financing and other people's money.

No massive savings.
No waiting.
No excuses.

We break down exactly how he used strategies like:
➡️ 100% financing
➡️ Lines of credit and HELOCs
➡️ Vendor take backs
➡️ Joint ventures
➡️ Rent-to-own deals
➡️ Refinancing to scale

If you've ever said:
"I don't have the money to invest"

This conversation will completely shift how you think.
This isn't theory.
This is how real investors build wealth.

⏱️ What You'll Learn:
✅ How to buy real estate with NO money down
✅ The truth about creative financing (and the risks)
✅ How to use other people's money to grow your portfolio
✅ Why mindset matters more than money
✅ The biggest mistakes new investors make
✅ How to structure deals that actually cash flow

Who This Is For:
🎯 New real estate investors
🎯 Investors stuck waiting for capital
🎯 Anyone who wants to build passive income through real estate
🎯 Entrepreneurs ready to think differently about money

Ready to Go Deeper?
If you want to learn how to attract investors and fund your deals BEFORE you find them...

👉 Comment TRUST below and I'll send you the next steps.

Dreaming of living in Portugal? Wondering what it’s really like to move, build a life, and invest in real estate there?

In this episode of Let’s Talk Real Estate Investing, I sit down with António Barbosa, a U.S.-born investor and long-time Portugal resident, who shares what it’s actually like to live and thrive in one of Europe’s most sought-after destinations.

From visas and residency requirements to what it costs to live comfortably, and even how to invest in real estate as a foreigner, this conversation is packed with the insights most people don’t tell you.

If you're considering a lifestyle move, exploring geographic freedom, or just curious about what life in Portugal is really like… this episode is for YOU.

What You’ll Learn (Timestamps):
00:00 - António’s story: From the U.S. to Portugal
03:30 - Why Portugal? Lifestyle, culture, and cost of living
07:50 - The truth about building community abroad
10:15 - How to get a visa and become a resident (simplified!)
14:40 - Portugal’s real estate market explained
19:25 - Buying property as a foreigner: What to expect
23:10 - Renting vs. owning: What makes more sense?
27:00 - Healthcare, taxes, and what surprises most expats
30:40 - Common mistakes people make when moving abroad
34:10 - Can you live in Portugal AND invest elsewhere?
38:45 - António’s biggest lessons after 20+ years in Portugal

Top Quotes from António:

“Portugal gave me something I didn’t know I was missing, peace.”
“Moving abroad isn’t about escaping. It’s about choosing what truly matters.”
“You don’t need to be a millionaire to live well here.”

WATCH THIS IF YOU…

Want to move to Portugal but don’t know where to start

Are curious about visas, real estate, or the true cost of living abroad

Value lifestyle and long-term financial freedom

Want to live somewhere peaceful, beautiful, and fulfilling

Are you exploring where to go next for your family or retirement

Thinking About a Move? Want a Real Estate Strategy That Aligns with Your Life Goals?
Let’s talk. Book your FREE 1:1 strategy call with me, Debbie Balfour:
👉 https://debbie-balfour-real-estate-investor-coaching.bixjet.com/appointment/debbie/coaching-strategy-call

🙌 Don’t forget to:
👍 Like this video if you’ve ever dreamed of living abroad
🗨️ Comment below — Is Portugal on your radar? Why or why not?
🔔 Subscribe for weekly investor insight & lifestyle freedom stories!

#MoveToPortugal #LivingInPortugal #PortugalRealEstate #PortugalVisas #LetsTalkRealEstateInvesting #GeographicFreedom #ExpatLife #DebbieBalfour #AntónioBarbosa #RealEstateAbroad #TimeFreedom #FinancialFreedom #LifestyleDesign

Ready to attract more capital partners and grow your real estate investing business? This episode of Let’s Talk Real Estate Investing is packed with real, raw, and actionable tips for new and aspiring investors who want to build AUTHORITY through social media — even if you're terrified to hit record.

Debbie Balfour sits down with Vancouver-based realtor, investor, and content creator Cameron Manning, known for his honest, heart-centred approach and his ability to blend humour with hard truth.

In this episode, we dive into:

How to use social media to raise capital — without feeling salesy or awkward
Why your messy, imperfect videos are actually your best marketing tool
The easiest way to start showing up online (even if you hate being on camera)
How documenting your journey creates trust AND credibility
Tips to build a personal brand and investor pipeline with content
The power of edutainment: mix education with entertainment for max reach
Why being AUTHENTIC will beat polished content every time

Whether you're trying to raise private money, build your brand, or just get visible in the investing space, this conversation is packed with gold. If you're a real estate investor stuck in overthinking or inaction, this is the episode for you.

✅ Subscribe for weekly episodes that help you create your personalized real estate investing strategy, streamline your systems, and achieve financial AND time freedom.

Follow Cameron Manning:
IG: @cameronmanning
TikTok: @camonthego
YouTube: @cameronmanning

Don’t forget to LIKE, COMMENT, and SUBSCRIBE if you found this valuable — and SHARE with a fellow investor who needs this today!

#RealEstateInvesting #RaisingCapital #SocialMediaForInvestors #DebbieBalfour #CameronManning #LetsTalkRealEstateInvesting #FinancialFreedom #TimeFreedom #RealEstateTips #InvestingJourney

Real Estate Investors — are you still playing by the old rules? It’s time to WAKE UP. In this episode, Russell Coltess reveals why the passive investing model is BROKEN… and what smart investors are doing instead.

🎯 Discover how BuildShare is creating a hands-on path for investors to become builders, not just spectators.

👀 Inside this episode:
• Why the “set-it-and-forget-it” strategy is failing in today’s market
• How Russell pivoted from tech burnout to real estate development
• A new way to invest WITHOUT needing millions (yes, really)
• How to turn real estate into a purposeful, personalized business
• What most new investors get totally WRONG about building wealth

💡 If you’re feeling stuck, overwhelmed, or unsure which strategy is right for you… this conversation is the spark you need.

Reach out to Russell:

⏱ CHAPTERS
00:00 - Intro: Who is Russell Coltis?
04:15 - Why Real Estate Is Changing Fast
08:50 - From Tech Startup to Infill Development
13:20 - How BuildShare Is Making Investing Accessible
18:30 - What Every Beginner Investor Needs to Know
25:45 - How to Get Involved Without Going Broke
31:00 - Final Thoughts on Strategy, Wealth & Freedom

Don’t forget to LIKE, COMMENT, and SUBSCRIBE for weekly investor tips, stories, and behind-the-scenes from real estate pros just like you.

#RealEstateInvesting #BuildShare #InvestorCoach #PassiveIncome #FinancialFreedom #InfillDevelopment #RealEstateStrategy

In this episode, mortgage + real estate pro Kyle Green breaks down how investors can survive 2026 interest rates, handle brutal renewals, and still build long-term wealth in real estate.

If you’re an investor staring down higher payments, negative cash flow, or short-term rental rule changes… this conversation could save your portfolio.

Who is Kyle Green?

- 19+ years as a mortgage broker working almost exclusively with real estate investors
- Personally bought & managed 30+ units using joint ventures and creative strategies
- Funded over $1.5 BILLION in mortgages with his team
- Author of Rockstar Real Estate Investing and founder of Green Mortgage, Origin Mortgages & Atlas


In this video you’ll learn:
- How to actually survive renewal shock in 2026
- When it makes sense to refinance vs just renew
- Smart ways to fix negative cash flow without dumping your properties
- How Kyle turned a short-term rental BAN into a hotel strategy
- The truth about HELOCs, lines of credit, and tax-deductible debt
- How to use systems so your real estate business runs like McDonald’s (yes, really)
- Kyle’s top 3 tips for new real estate investors in today’s market

CHAPTERS

00:00 Introduction to Kyle Green: The Rockstar Investor
02:44 Kyle's Journey in Real Estate Investing
05:11 Building a Successful Mortgage Business
08:10 The Importance of Systems and Processes
10:40 Navigating Market Changes and Challenges
13:28 Adapting to Regulatory Changes in Real Estate
15:58 Investment Strategies and Cash Flow Management
18:20 Tips for New Real Estate Investors
19:33 The Future of Real Estate Investing
22:11 Final Thoughts and Recommendations



Perfect for you if...
- You invest (or want to invest) in Canadian real estate
- You have renewals coming up and you’re nervous about rates
- Your properties are close to negative cash flow
- You used HELOCs / lines of credit for down payments
- You want to treat real estate like a real business, not a hobby


Resources mentioned
Rockstar Real Estate Investing by Kyle Green – foundational investing concepts + real deal examples
💡 Ask Kyle’s team about Smith Manoeuvre & cash-damming resources: www.greenmortgageteam.ca

👍 If this episode helps you:
Hit LIKE (it tells YouTube to show it to more investors)

SUBSCRIBE for more investor-focused conversations

COMMENT: “Cash flow” if you want more episodes like this


#realestateinvesting #mortgagetips #canadianrealestate #kylegreen #realestatepodcast #realestateinvestor #mortgagebroker #cashflow #smithmanoeuvre #debbiebalfour

Most people don’t fail at real estate…
They stall.
They overthink.
They analyze.
They wait for the “perfect” deal.
And they never buy their first property.

In this episode of Let’s Talk Real Estate Investing, I sit down with Christopher Stevens — full-time real estate investor, author of Turnkey Real Estate Investing: Overcome Analysis Paralysis — to break down one of the simplest ways to get started: Turnkey real estate investing.

Christopher owns 7 properties (8 doors) and is working toward 10 doors by 2028, with a goal of generating $400 per month per door in cash flow to replace his former W-2 income.

And here’s the twist:
He was laid off in 2023.
Instead of retreating… he doubled down.

In This Episode You’ll Learn:
• What turnkey real estate investing actually means
• Why analysis paralysis keeps most investors stuck
• How to transition from a W-2 job to building rental income
• Why capital reserves and risk management matter more than hype
• The real pros and cons of turnkey vs BRRRR vs flipping
• When it makes sense to sell a property and redeploy equity
• How 1031 exchanges, cost segregation, and depreciation work (in simple terms)
• Why turnkey investing may be the fastest path for beginners

We also talk about:
• Managing property managers
• Investing out of state
• Avoiding “no money down” myths
• Building long-term wealth vs chasing short-term wins
• Diversifying income streams beyond real estate

This episode is practical. Honest. Real.
No guru hype.
No “get rich quick.”
Just strategy, mindset shifts, and actionable insight.

⏱️ Chapters
00:00 – Meet Christopher Stevens
02:52 – His real estate journey since 2001
05:12 – Lessons from selling too early
08:30 – Losing his job and accelerating investing
15:21 – Portfolio strategy: equity vs cash flow
16:13 – What turnkey investing really is
22:33 – Why turnkey may be better than BRRRR for beginners
26:23 – Overcoming analysis paralysis
33:20 – The truth about “no money down” investing
38:29 – Risk management strategies investors ignore
46:05 – Christopher’s book giveaway

🎁 Special Offer
Christopher is offering a limited-time discount (or possibly free days) on his book:
Turnkey Real Estate Investing: Overcome Analysis Paralysis
Check Amazon and grab it while it’s discounted.

Who This Is Perfect For:
• First-time real estate investors
• Busy professionals with limited time
• Investors afraid to pull the trigger
• Anyone stuck in analysis paralysis
• Canadians considering U.S. turnkey investing
• W-2 employees wanting financial freedom

Real estate is not a get-rich-quick strategy.
It’s a long-term wealth play.
But only if you start.

If this episode helps you move forward:
✔️ Like the video
✔️ Comment your biggest takeaway
✔️ Subscribe for weekly real estate investing conversations
Your first deal changes everything.

#realestateinvesting #turnkeyrealestate #analysisparalysis #rentalproperties #financialfreedom #passiveincome #brrrrmethod #cashflow #realestatepodcast #propertyinvesting #1031exchange #costsegregation #debbiebalfour