理财Talk！ | Talk Money

公司的盈利增长30%，股价却下跌。公司业绩下滑，股价反而上涨。到底是财报骗了你，还是你没看懂“预期”？

该怎么读懂财报？为什么好的公司未必是好股票？投资者可以只读分析，不看财报吗？

本期联合早报播客《理财Talk!》，主持人詹靖禾和《联合早报》财经新闻记者林娉莹邀请中国银河国际证券的证券研究主管郑伟权以及思博瑞投资管理的投资组合经理陈颂超告诉你。

A company’s profits grew by 30%, yet its share price fell. When its earnings decline, yet the share price rebounds. So did the earnings report fool you, or did you simply misread “expectations”?

How do you read an earnings report? Why isn’t a good company necessarily a good stock? Can investors rely on analysis alone and skip the financial reports?

In this episode of the Lianhe Zaobao podcast Talk Money, Tay Wee Kuang, CGSi Singapore Head of Research and Gary Tan, Allspring Global Investments Portfolio Manager join hosts Andrew Zhan and Lianhe Zaobao finance journalist Ulrica Lin to share their perspectives. 

See omnystudio.com/listener for privacy information.

逛街逛着逛着，发现满街都是中国品牌？这背后可不是巧合。

星展银行与财新智库最新调研报告指出，出海已成为中资企业保持韧性的战略选择，东南亚是中资企业出海的首选目的地，本地化是实现可持续海外扩张的关键。

新加坡为何是进军东南亚的战略枢纽？
出海2.0和1.0有什么不同？
仅仅“本地化”已经不足够，中资企业出海还需要考虑什么？

本期联合早报播客《理财Talk!》，主持人詹靖禾和《联合早报》财经新闻记者林娉莹邀请来自星展银行的两位嘉宾：战略业务发展部主管（企业及机构银行）洪德辉和新经济集团主管（企业及机构银行）的蔡世光解析。

Ever find yourself shopping and noticing Chinese brands everywhere? It’s definitely no coincidence.

A recent research report by DBS Bank and Caixin Insight pointed out that expanding overseas has become a strategic imperative for businesses to build resilience. Southeast Asia emerged as the top destination for Chinese enterprises venturing abroad, with localization serving as the key to sustainable overseas expansion.

Why is Singapore the strategic hub for entering Southeast Asia?

How does “Going Global 2.0” differ from “1.0”?

Localisation alone is no longer enough: What else must Chinese companies going global consider?

In this episode of the Lianhe Zaobao podcast Talk Money, hosts Andrew Zhan and Lianhe Zaobao finance journalist Ulrica Lin invite two guests from DBS, mainly Mr Ang Teck Wee, Managing Director and Head, Strategic Business Development, Institutional Banking Group and Chua Shih Guan, Managing Director and Head, Digital Economy Group, Institutional Banking Group to share more.

See omnystudio.com/listener for privacy information.

黄金不生息，买它究竟是浪费时间还是作为投资对冲？

两位嘉宾指出，黄金是投资组合的必备。买多少黄金才足够？超过多少就是"过度保险"？

今年6月的报道指出，全球央行不断增持黄金，调查显示，45%的央行预计未来一年将增加黄金储备。

央行为何积极买黄金？这是否意味着现在是进入黄金市场的好时机？

本期联合早报播客《理财Talk!》，主持人詹靖禾和《联合早报》财经新闻记者萧梓卉邀请华侨银行外汇策略师黄经隆和东方汇理私人银行的亚洲首席策略师陈达德解析。

---

Gold pays no interest. Is buying it a waste of time, or a smart way to hedge your investments?

Both guests say gold is a must-have in any portfolio. But how much is enough? And beyond what point does it become "over-insurance"?

A report in June this year noted that central banks around the world keep adding to their gold holdings, and a survey found that 45% of central banks expect to increase their gold reserves over the next year.

Why are central banks buying gold so actively? Does this mean now is a good time to enter the gold market?

In this episode of the Lianhe Zaobao podcast Money Talk!, hosts Andrew Zhan and Lianhe Zaobao finance journalist Siow Zhi Hui invite Christopher Wong, OCBC FX strategist and Chief Strategist (Asia) of Indosuez Wealth Management Francis Tan to break down the topic. 

See omnystudio.com/listener for privacy information.

高学历、有经验，在新加坡就真的安全？现实刚好相反。最新数据显示，裁员率最高的竟是专业人士、经理等资深员工，连“铁饭碗”也不保了。

今年7月，新加坡政府科技局宣布展开工作队伍转型，两年内将分阶段裁退7%至9%的科技局人员。

此外，电商平台Lazada在今年6月宣布将展开新一轮裁员，涉及东南亚区域5%的员工，包括新加坡的相关岗位员工也受影响。

被裁员的那一刻该怎么办？应急基金要存多少个月才够？AI浪潮下，哪些技能不容易被取代？

这一期的联合早报播客《理财Talk!》，主持人詹靖禾和《联合早报》财经新闻记者萧梓卉邀请新加坡国立大学商学院策略与政策系讲师徐乐博士与Havend保险顾问罗正弘为你解析。

---

Educated and experienced, yet safe in Singapore? Not necessarily. Latest data shows retrenchment rates are highest among senior staff such as professionals and managers.

In July, GovTech announced it will cut 7 to 9 per cent of its staff over two years. In June, Lazada announced another round of layoffs, affecting 5 per cent of its South-east Asia workforce, including Singapore.

What should you do if you are laid off? How big should your emergency fund be? Which skills are harder for AI to replace?

In this episode of the Talk Money podcast, host Andrew Zhan and Lianhe Zaobao finance reporter Siow Zhi Hui speak to Dr Xu Le, Lecturer of Department of Strategy and Policy at NUS Business School, and David Law, Insurance Specialist from Havend. 

See omnystudio.com/listener for privacy information.