License To Spend

By now, you know that you MUST prepare for longevity as you approach retirement. 

But what does the process look like? What are the available options for long-term care policies?  How to fund a plan?  What are the key policy elements?

In part two of this mini-series, Tim Whisler is once again joined by the president of Comfort Long Term Care, and the director of training and development for the certification in long-term care designation, Bill Comfort. This time, Bill takes a deep dive into longevity planning – all this to help YOU find and determine the best long-term care policy. 

In this episode, you will learn:

Listen in to find out how policies in place allow individuals and families to transition from care provider to care supervisor! 

Resources: Tim Whisler | The Whisler Agency | (309) 291-0491 | Bill Comfort, CSA®, CLTC® | Comfort Long Term Care 

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

When approaching retirement, retirees and pre-retirees should focus on learning new things, having a comfortable income stream, and most importantly, planning for longevity.

In this episode, Tim Whisler sits down with the president of Comfort Long Term Care, and the director of training and development for the certification in long-term care designation, Bill Comfort, CSA®, CLTC®. Bill explains the importance of addressing longevity in your retirement income plan to achieve a comfortable and long retirement. 

In this episode, you will learn:

Tune in to find out why planning is so important when considering long-term care insurance! 

Resources: Tim Whisler | The Whisler Agency | (309) 291-0491 | Bill Comfort, CSA®, CLTC® | Comfort Long Term Care 

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

Since 1948, The Christian Center, in Peoria, Illinois, has had a mission to provide a place where Christians could grow and the lost could find Christ.

But how is this related to sports and recreational activities?

In the latest episode of Whisler While You Retire, Tim Whisler sits down with the organization’s managing director, Chad Bailey. Chad explains how The Christian Center serves the community by offering programs for people (of all ages) to enjoy recreational activities while sharing the gospel of Christ.

In this episode, you will learn:

Listen in to discover how The Christian Center helps people of all ages develop a greater sense of spirituality and faith through sports and recreation! 

Resources: Tim Whisler | The Whisler Agency | (309) 291-0491 | The Christian Center  | 309-685-4218 | Chad Bailey | Location and Hours Information 

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

Following the end of former MLB pitcher Kyle McClellan’s career with the St. Louis Cardinals, he and his wife founded Brace for IMPACT 46, a non-profit organization following a life-changing mission to Haiti. 

In this episode, Tim Whisler sits down with Kyle McClellan to review his journey as a baseball player, and discuss his non-profit organization. Kyle shares how Brace for IMPACT 46 helps individuals, children, and families have a better future, both in Haiti and in St. Louis, Missouri. 

In this episode, you will learn:

Tune in and find out how baseball and Brace for IMPACT 46 shaped the individual Kyle McClellan is today! 

Resources: Tim Whisler | The Whisler Agency | (309) 291-0491 | Brace for IMPACT 46 | Programs in Haiti  | Program in St. Louis | Child Sponsorship Program | Brace for IMPACT 46 Facebook | Brace for IMPACT 46 Instagram 

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

Has your spending got a little out of hand as a result of COVID-19? Don’t worry, we’re here to help! 

In this episode, Tim Whisler gives you an easy four-step plan to help you get your finances back on track, so you can keep heading towards your ideal retirement. As relatable as ever, Tim gives you proven advice that you can use right away. 

You will learn:

Tune in now to get an easy 4-step plan for getting your finances on track during COVID-19!

Resources: Tim Whisler | The Whisler Agency: (309) 291-0491 | Episode 2: Zero is the Hero

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

Believe it or not, annuities don’t have a middle ground – you either disregard them entirely or embrace them wholeheartedly.

In this episode, Tim Whisler navigates the path of annuities, explaining the differences between what can be a beneficial, but complicated, option for retirement. 

In this episode, you will learn:

Tune in and discover some of the questions you MUST consider if you’re planning to lean on annuities for retirement! 

Resources: Tim Whisler | The Whisler Agency | (309) 291-0491 

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

When it comes to retirement accounts, what’s the difference between tax-free and tax-deferred?

In this episode, Tim Whisler discusses key points about retirement accounts, IRAs and 401(k)s. He does this to explain the “silent partner” involved in a portion of your 401(k) and IRA accounts.

In this episode, you will learn:

Listen today to learn ways to pay your taxes first so that you don’t have to worry about them later.

Resources: Tim Whisler | The Whisler Agency | (309) 291-0491 

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

Having multiple savings vehicles or accounts with a purpose is a wise strategy when it comes to stepping into your retirement years.

In this episode, Tim Whisler discusses retirement accounts for individuals making the transition from their working years to their retirement years. 

In this episode, you will learn:

Tune in to learn why retirement is all about income and cash flow rather than assets! 

Resources: Tim Whisler | The Whisler Agency | (309) 291-0491 

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

How much do you really know about the different Medicare coverages offered in each part? Are you looking for an opportunity to bundle different levels of coverage?

In part two of this mini-series, Tim navigates Medicare’s part C, also known as Medicare Advantage Plans, and explains how it allows consumers to bundle the coverage from the other parts of Medicare. 

In this episode, you will learn:

Tune in as Tim discusses various coverages of part C of Medicare!  

Resources: Tim Whisler | The Whisler Agency | (309) 291-0491 | Part 1

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.

Medicare is a short-term health insurance for those who are 65-years-old and/or receive Social Security Disability Insurance. It can be overwhelming and confusing, but with the right education, it doesn’t need to be.

In part one of this mini-series about Medicare, Tim Whisler helps you navigate Medicare to help ease your mind about the health care coverage. Tim explains the different phases so that you can better understand this type of health insurance.

In this episode, you will learn:

Tune in as Tim discusses potential advantages and drawbacks of Medicare as a health care coverage! 

Resources: Tim Whisler | The Whisler Agency | (309) 291-0491 

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, an SEC Registered Investment Advisor. Sub advisory services are provided by Advisory Alpha, LLC, an SEC Registered Investment Advisor. Insurance, consulting, and education services are offered through The Whisler Agency. The Whisler Agency is a separate and unaffiliated entity from Simplicity Wealth, LLC, and Advisory Alpha, LLC.