Josh Ryan-Collins is a UK economist pushing the envelope on finance and banking reform, with his clear and cohesive manner. We asked him to present on LIfe After Interest Rates in early December, so here is the recording. Have monetarists snookered themselves? The decline of the home owning democracy requires some urgent policy alternatives. Josh provides his take on the link between land and credit cycles. The powerpoint to this can be found on our youtube channel.Next month, back to the podcourse, sorry I've let the feed drop of recent, I've been flat out. Thanks, Karl