Life is Life!

In the personal finance world, there's been a long-running debate on whether buying a home or renting for life is better for your money long-term.  But unlike rent, a mortgage comes with many other expenses, like taxes, maintenance, and upgrades. So is it more accurate to say that homeownership is more comparable to an auto loan than it is to paying rent?

In Episode #146,  Katie joins Felipe for a conversation about surprise expenses they experienced during the first year of homeownership, including a surprise tax bill that hit both households.

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We love personal finances, that's no secret. Should you be thinking about personal finances all day every day? Should you find a circle of friends that only wants to talk business and finance? We think not we also want to talk about The Real Housewives or soccer. This episode Katie joins Felipe and they talk about viral tweets and other trends they see on the personal finance social media world. 

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Mega Millions Lottery jackpot moved over the billion mark for the fourth time since it was introduced in 1996 in five states. Now in 45 states Mega Millions is one of the two largest lottery's in the nation. Is playing the lottery a smart move? chances of winning aren't great yet millions of people play each year.

Today Felipe and Chase discuss the lottery phenomena and whether it is smart to throw a few dollars on a ticket from time to time.

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Water is the most important natural resource we have. Life cannot go on without it. Water can be consumed in many different ways these days and we Americans sure do consume a lot. But most of us don't get this important resource out of our taps any longer, oh no, we actually buy it and buy it in many different sizes, shapes, types and now even flavors.

The Talk Wealth to Me Crew discusses how we consume water and whether or not how we consume makes a difference to both our bank accounts and our planet.

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Card declined! It has happened to all of us, the moment your card is declined and you feel the entire store is just watching you. Or maybe you forgot your money on the way to the store or you missed the "cash only" sign at the door? Embarrassing money situations come up and it doesn't always mean your finances are in trouble. This week Felipe shares a few embarrassing stories of his, one of his wife, and even of of Chase.   

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We discuss shopping and over spending a lot on this podcast and of course budgets. That being said we are all human and retailers and their marketing pros know this. Fall lines, winter, spring and of course summer lines always come out in the middle of the prior season. We have all the big holidays but did you know there is a calendar with all kinds special (national) days that retailers can market products and services to us? The Talk Wealth To Me crew discuss the fun, obvious and the odd days that are marketed to us on an almost daily basis.

Happy 4th everyone!

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Content warning: This episode contains conversations related to abortion and miscarriage.

One of the most influential laws in the U.S. in the 20th century was Roe v. Wade. Giving women the right to choose and making abortion legal. 

I the 21st century that law has been overturned giving the power back to States to decide whether it is legal or not. The talk Wealth To Me crew is joined by our colleague and frequent co-host to discus not only the personal, emotional and humanitarian aspect of this but of course the financial implications of this historic ruling.

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When presenting in the community one of the most common questions we get is “what about crypto?” To kick off season six we talked to our top Certified Financial Planner (CFP) volunteer Paul Lim and asked him to breakdown cryptocurrency. This week, in part two of the  Cryptocurrency series we dive into what crypto and blockchain is, how they work, and what is the rationale behind creating a new currency.

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When presenting in the community one of the most common questions we get is “what about crypto?” To kick off season six we reached out to our top Certified Financial Planner (CFP) volunteer Paul Lim and asked him to breakdown cryptocurrency. The result, a two episode special on everything crypto.  

Before one can understand why cryptocurrency was invented and how it gets its value we need to look back at the early days of currency. In part one we take it back to the days of kings and gold coins with a history of currency. Paul explains some of the fundamentals of all currencies and how they gain, or lose, value. If you like this episode stick around for part two next week.     

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We as consumers have many choices when we choose the products and services we use on a daily basis. Some we choose because of affordability, ease of purchase or that our parents used so now we do. How often do we really know how the products we use are made or how they treat their suppliers. Well we found a company that is determined to change the way the world does business and is dedicated to creating and expanding a model of trade based on transparency, human dignity and environmental sustainability.

Just Coffee is an owner-based cooperative based in Madison, Wisconsin.  Robert McClure joins Talk Wealth to Me to talk about the history of the company and the innovative way they bring their incredible coffee's to our kitchens.

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