Life is Life!

When my kids were young they loved a show called Handy Manny. It was a child's show where the main character was very handy and fix or build anything. The reason the kids loved it was, he could talk to his tools. I was always interested because I knew I was never going to be Handy Manny. We all know people who are super handy and know there way around tools. Now I am capable but sometimes you have to ask yourself, "Can I do this project myself, or do I hire someone to do it"? 

In this episode we discuss what projects we should and can do ourselves to save a buck or two or hire a professional to take on the task. This hilarious discussion is something we can all relate too!

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The COVID19 pandemic caused many aspects of every day life to change. Work life was not the exception. You have probably heard that our team records our episodes out of their kid's rooms. 

Some parts of our lives are returning to "normal" but the new normal may look completely different. For some, our team included, a commute to and from the office is a thing of the past. 

What implications will permanently working from home  have on individual's budgets? How can you save money working from home? If you have been working from home for over a year now what have you been doing with the money you saved?

Our guys cover all this and more from their Talk Wealth To Me studios (their kid's bedrooms.)

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There are a handful of television shows that have the ability to bring us all together to laugh and cry, celebrate love, and friendship, and just life in general. During the nine seasons that The Office aired, we were given some of the most hilarious characters and iconic moments, like the time Dunder Mifflin paper company’s fearless leader Michael Scott organized a choreographed routine down the aisle at his employees’ wedding or when Pam and Jim finally get together. These are real people in very outlandish yet familiar situations.

This week the Talk Wealth To Me crew discuss the very real money and financial situations these characters find themselves in.

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In the first episode of season five we take on one of the most common question we get from parents. "How can I help my daughter and or son establish credit?"

Is there a one size fits all answer? Are there benefits to one method over the other? The guys share some tips, stories and some of the dangers of not having credit or getting credit too soon. 

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Let's face it, stress is a real thing and in today's world of a pandemic that never seems to end and social media and politics a constant, it's no wonder that depression and anxiety is rampant among us. However the most common reason for stress has been around for as long as time. Money... Have it or don't finances can make stress excruciating which leads to all kinds of health problems. This week in honor of World Suicide Prevention Day, 9/10/21 we discuss the ways to mitigate those stresses to live a healthier and productive life.

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Putting on an event big or small is no easy task and can be pricey. Essential to the plans is the participation of attendees for so many reasons. The RSVP is the most important thing for the planner of the event because so many things depend on the amount of the "head count".  Size and location of venue, decor and of course food and beverages. Nothing is worse and more frustrating when you have your plans, the event is here and you have NO SHOWS! Sometimes this can't be helped but in a lot of cases this is just rude. Today the Talk Wealth To Me crew discuss these situations and more. You have a story? Let us know!

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Two years ago, the San Diego Financial Literacy Center and DebtWave Credit Counseling, came together to produce and publish a podcast all about money. We called it Talk Wealth To Me, and today we’re celebrating our 100th episode!

 While there are a multitude of podcasts about personal finance, our goal for this show was to really strip down financial concepts, to talk beyond how to create a budget or how to responsibly use a credit card or invest. 

 We wanted to share with you information about the psychology of money, to give you tips on how to better your relationship with money from not just us, but experts in their own fields. Overall, we wanted to create a safe-space where people from all walks of life could better their understanding of financial concepts and learn from other people’s financial success and failures.

 As we celebrate our 100th episode, the Talk Wealth To Me team looks back on our favorite episodes, things we’ve learned along the way, and how our own relationship with money has changed. 

 And because we view you, our listener, as family, we wanted to share some difficult news - a personal update with you regarding the health and well-being of Chase’s beautiful bride, Keri, who you heard from in our Valentine show, Episode #070.

 On behalf of our Talk Wealth To me team, we wanted to truly thank you for supporting our show during these first 100 episodes. Our plan is to continue this show as long as possible and continue to bring you new perspectives, thoughts, and opinions as it relates to personal finance, to money, to your financial health. 

 Cheers to another 100 episodes!

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Congratulations! Your summer has arrived! The kids are back in school or back to college, One way or the other summer as the kids know it has come to a close. This is an annual occurrence yet many of us get caught off guard and are scrambling to the malls, Target, WalMart or online to buy all of the stuff our kids "need" for the school year. Today the Talk Wealth To Me crew discuss the different ways to prepare financially for this annual ritual.

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Applying for loans has become a common financial decision for most of society over the the last 30 years or so.  There are so many things banks and other industries look at when assessing risk of a given borrower including income and a credit profile. Having no credit or bad credit makes borrowing a nightmare. Either the loan could be very expensive due to high interest or you may not be offered the loan at all. One option that a borrower (and the sales person by the way) is to have a co-signer on the loan. In this episode the Talk Wealth to Me gang discuss the many pitfalls and benefits that come with it. Is it a good idea? Join us and decide for yourself.

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The world of federal student loans is changing. Especially for all of those looking to take advantage of the Public Student Loan Forgiveness (PSLF) programs. The Pennsylvania Higher Education Assistance Agency (PHEAA) or Fedloan, one of the largest student loan servicers and the only servicer handling PSLF loans recently announced it will not be looking to renew its contract as a student loan servicer. What does that mean to the millions who currently have Fedloan as their servicer? What should you do now to prepare? What should you be on the lookout for? Will your loan or forgiveness terms change? For this episode Chase sits down with our in house student loan specialist Felipe to get these answers and more.

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