Life, Love and The Pursuit of F.I.'s Podcast

Summary

J.L. Collins accidentally achieved financial independence (FI) at the age of 39 without even realizing it. He had periodic breaks from working and noticed that he had more money at the end of the year than he started with, despite having no income. He fell into FI accidentally and later started a blog to archive financial information for his daughter. J.L. Collins believes in the 4% withdrawal rule as a guideline for retirement, but acknowledges that higher withdrawal rates can be successful depending on individual circumstances. He does not invest in cryptocurrencies and prefers stocks that have earning power. J.L. Collins encourages travel to experience the beauty of the world and the kindness of people in different countries. In this conversation, JL Collins discusses his journey to financial independence and the importance of saving and investing. He emphasizes the power of buying assets and living below your means to achieve financial freedom. JL also shares his favorite books that have shaped his outlook on life, including 'How I Found Freedom in an Unfree World' by Harry Browne and 'Sapiens' by Yuval Harari. He discusses some of his spiciest opinions, such as the importance of discussing money in relationships, and addresses the nickname 'Godfather of FI' that has been given to him in the financial independence community. JL encourages listeners to buy his books if they believe it will enhance their lives, rather than to support him personally.

Be sure to check out the website at https://jlcollinsnh.com/

Takeaways

• J.L. Collins achieved financial independence accidentally at the age of 39 without realizing it.
• He believes in the 4% withdrawal rule as a guideline for retirement, but higher withdrawal rates can be successful depending on individual circumstances.
• J.L. Collins does not invest in cryptocurrencies and prefers stocks that have earning power.
• He encourages travel to experience the beauty of the world and the kindness of people in different countries. Saving and investing a significant portion of your income is key to achieving financial independence.
• Buying assets and living below your means are powerful strategies for building wealth.
• Books like 'How I Found Freedom in an Unfree World' and 'Sapiens' can shape your outlook on life and finances.
• Discussing money in relationships is important to avoid financial issues in the future.
• JL Collins has been nicknamed the 'Godfather of FI' in the financial independence community.

As the year comes to a close we want to thank everyone who has supported us so far through our podcast journey.

This week we sit down to reflex on the rollercoaster 2023 has been. With many ups and downs we hope this year has brought you all much joy and happiness. Here's to 2024 and the potential it may bring.

Happy Holidays and Happy New year to everyone!

Zack Gray is an ex military member, entrepreneur, and owns a successful strength and conditioning facility in Needham MA. In building out and managing a commercial business Zack has formed several valuable relationships from legal counsel to coordinating renovations with contractors.

He uses the capital from the business to continually build out his real estate investment portfolio. Zack now owns multiple units across MA/SC and has experience operating as a GP on syndication teams.

If you want to get in touch with Zack, be sure to reach out to him on instagram with the name: @the1099mindset

In this week's episode we spoke with Ryan Ruff of Investall. we spoke about an interesting technology involving AI to help you budget your money and invest better using a concept called Dynamic Spending. They want to be your one stop shop for budgeting and investing, check out Investall at www.Investall.app

***Disclaimer: Not financial advice or a paid endorsement of Investall. Do your own due diligence.

In this week's episode, we talk with Ben Bateman about investing in real estate, multifamily properties specifically. Ben is founder and Chief Executive Officer of Sportsmen For Warriors, is a Veteran of the United States Army. After graduating from the United States Military Academy at West Point, Ben served for nine years as a Commissioned Officer initially as an Infantry Officer, as well as serving as a Special Forces officer, "Green Beret." He is passionate about helping others and building generational wealth and leaving a legacy. You don't want to miss this episode filled full of knowledge and wisdom.

If you want to donate to Sportsmen For Warriors, check out the link: https://www.sportsmenforwarriors.org/

Check out the video on youtube: https://youtu.be/0ifiVIGjt-c

Weeeeeee'rrrrreeee baaaaaaaaccckkkk! No Guest this episode, just Greg and Austin.

This week we're back with another episode. Since a lot has happened from our last episode we're playing catch up on the year and go over the goals we have set for the year. Go to our Facebook page and let us know what goals you have set for 2023

https://www.facebook.com/lifeloveandthepursuitoffi

If you want to watch the podcast, check out the youtube page:

https://youtu.be/m9T7c1AbDMA

This week we talk with Dawn Brenengen of Trailwood Realty (trailwoodrealty.com) about the state of the real estate market and her journey to financial independence through real estate. We got to pick her brain on how to still find deals in the current market and not letting analysis paralysis set in and hold you back from investing.

In this episode we wanted to come together to talk about the crazy year we've been having and check in on how each other is doing. The market's been down, are you doubting your ability to FIRE? Are you needing an accountability partner? We've got ours. Sometimes we all just need to hear that voice of reason to tell us to stay the course. Stay tuned for more fun things to come!

For video be sure to check us out on youtube: https://youtu.be/nQElwUGFMmo

This week we have friend of the show, Stephanie of the blog Reset Early. We talk about how she was able to retire early in less than 10 years. She left corporate America in September 2021 to reset early and determine what life after FI looks like. We felt this was a perfect time to have her on the show to see how she's adjusting with the current economic conditions as a newly FIRE'd person. You can keep up with her and her find out more details on her journey at  "Reset Early" https://resetearly.com/

Tune in next time to see what  inspiring guests we have next.

https://www.facebook.com/lifeloveandthepursuitoffi

For Video: https://youtu.be/lLolPnBRKTE

This week we got to talk with Diana Yáñez!

While her technical skills help clients quickly navigate financial decisions, it’s her ability to empower them that transforms their relationship with money.

She earned the CERTIFIED FINANCIAL PLANNER™ Practitioner designation after rigorous schooling, a difficult exam, and two years of working under an experienced planner. She earned the Registered Life Planner™ designation through the Kinder Institute by completing several courses and a six month mentorship.

Before finding her calling as a financial planner and coach, she worked in social services at a non-profit working on population projections at a government contracted agency, as well as being a business analysis at a manufacturing company.

Now as a financial educator and empowerment coach, her love of numbers and her desire to see others flourish dance to the same beat.

Be sure to check out her website: allthecolors.net