You'd be suprised about some of these strange ways to make money during the pandemic. Some of these ideas are going to be limited to while things are still restricted due to COVID-19 guidelines but others are good ideas in general that the pandemic has made more demand for! 

If you are interested in hearing more about Everything Money, check out our website at www.everything.money and download the free Lifestyle Strategy Playbook to create a financial plan tied to your goals!

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Website: lifebuilder.co | LinkedIn: [linkedin.com/in/stephencourson] | YouTube: [youtube.com/@stephencourson]

About Lifebuilder
The Lifebuilder Podcast helps ambitious entrepreneurs and leaders gain clarity, eliminate distractions, and achieve their goals faster. Each episode gives practical strategies for personal growth, productivity, and building a meaningful life. If you want clear direction, better focus, and proven frameworks to win at life and work, this show gives you the tools to get unstuck and move forward.

We are all shaped by forces around us which is why every generation has different tendencies than the other. Today, we will compare Millennials and Gen Z to understand how they think about money and jobs.

Millennials have paved the way for the digital world we live in now but Gen Z has grown up in it and know nothing else. This gives us different perspectives on it that both have wisdom and cautionary tales to learn from. 

Gen Z is just full of people that are finishing high school and college (if they chose to go) and are now entering the workforce. They will continue to challenge some of the longstanding norms Millennials are battling such as the 9-5 workday, having to always go into an office, and needing a college degree to apply for a job that has nothing to do with a college degree.

While the generations differ in many areas, we are closely linked as we brave into this new digital world. Take some humble pie and learn from each other in order to best adapt to the new world we are building.

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Website: lifebuilder.co | LinkedIn: [linkedin.com/in/stephencourson] | YouTube: [youtube.com/@stephencourson]

About Lifebuilder
The Lifebuilder Podcast helps ambitious entrepreneurs and leaders gain clarity, eliminate distractions, and achieve their goals faster. Each episode gives practical strategies for personal growth, productivity, and building a meaningful life. If you want clear direction, better focus, and proven frameworks to win at life and work, this show gives you the tools to get unstuck and move forward.

Gas has skyrocketed. Plane flights are limited and just as expensive. Hotels don't have enough staff. Airbnbs are overbooked and we are all sick and tired of being inside!

So if you're planning on traveling this summer or for the rest of the year, you need to do properly evaluate your plans and the costs as everything gets more expensive quickly.

In this episode we will go over how to figure out the best vacation and how to do it without blowing your budget.

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Connect with Stephen
Website: lifebuilder.co | LinkedIn: [linkedin.com/in/stephencourson] | YouTube: [youtube.com/@stephencourson]

About Lifebuilder
The Lifebuilder Podcast helps ambitious entrepreneurs and leaders gain clarity, eliminate distractions, and achieve their goals faster. Each episode gives practical strategies for personal growth, productivity, and building a meaningful life. If you want clear direction, better focus, and proven frameworks to win at life and work, this show gives you the tools to get unstuck and move forward.

Investing is a battle against many things, but one of the most common enemies comes in the forms of lies before we ever invest at all.

Whether the lies are something our inner voice tells us or its a co-worker at work or that uncle at Thanksgiving, these common lies are something we must be aware of in order to make solid investing choices. 

Master these fives lies and you'll instantly become a better investor than you are today!

Remember, no one wants to get rich slowly. Everyone is trying to get rich quick and many of these lies stem from that line of thought. 

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Connect with Stephen
Website: lifebuilder.co | LinkedIn: [linkedin.com/in/stephencourson] | YouTube: [youtube.com/@stephencourson]

About Lifebuilder
The Lifebuilder Podcast helps ambitious entrepreneurs and leaders gain clarity, eliminate distractions, and achieve their goals faster. Each episode gives practical strategies for personal growth, productivity, and building a meaningful life. If you want clear direction, better focus, and proven frameworks to win at life and work, this show gives you the tools to get unstuck and move forward.

You may have heard of inflation before but do you know how it affects you on a day to day?

In this episode we will go through what Inflation functionally does and why a little bit is fine but the large spike we are seeing is really going to hurt us if we don't prepare.

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Website: lifebuilder.co | LinkedIn: [linkedin.com/in/stephencourson] | YouTube: [youtube.com/@stephencourson]

About Lifebuilder
The Lifebuilder Podcast helps ambitious entrepreneurs and leaders gain clarity, eliminate distractions, and achieve their goals faster. Each episode gives practical strategies for personal growth, productivity, and building a meaningful life. If you want clear direction, better focus, and proven frameworks to win at life and work, this show gives you the tools to get unstuck and move forward.

Ever walk into a Target and walk out with $150 more of stuff than you mean to buy? That's not by accident, but by design! 

Amazon is having their big Prime Days right now and guess what, they aren't even great deals! But that won't stop them from pulling out all the tricks to get you to buy a bunch of things you don't need at all.

There is a lot of small psychological tricks that go into both physical and online stores in order to get you to buy more and in order to be a smart consumer, you need to be aware of those. We are going to go through 10 of the most common tricks out there.

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Website: lifebuilder.co | LinkedIn: [linkedin.com/in/stephencourson] | YouTube: [youtube.com/@stephencourson]

About Lifebuilder
The Lifebuilder Podcast helps ambitious entrepreneurs and leaders gain clarity, eliminate distractions, and achieve their goals faster. Each episode gives practical strategies for personal growth, productivity, and building a meaningful life. If you want clear direction, better focus, and proven frameworks to win at life and work, this show gives you the tools to get unstuck and move forward.

Another foundational episode and one of the most downloaded from the Stephen Courson Show playlist. 

This episode discusses a few key ways that millionaires think about money. Our mindset towards money and how we think about using it is ultimately what will decide if we become millionaires, not our income. 

Even a low income earner with the right mindset and goals will be a millionaire someday. It will just take longer than it would with a larger income.

So what does that look from the eyes of a millionaire? Listen and find out!

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About Lifebuilder
The Lifebuilder Podcast helps ambitious entrepreneurs and leaders gain clarity, eliminate distractions, and achieve their goals faster. Each episode gives practical strategies for personal growth, productivity, and building a meaningful life. If you want clear direction, better focus, and proven frameworks to win at life and work, this show gives you the tools to get unstuck and move forward.

I remember my first time taking an Uber. Cool car. Smelled nice. I knew what the price would be the second I booked it and way cheaper than a taxi. Hooked.

Rented an million-dollar mansion on Airbnb in Breckenridge to ski. 3 stories. Hot tubs. Close to the slopes. Split it cheap with some friends. 

MoviePass! $10 a month to see all the movies you want! I mean, c’mon. We all knew deep down that couldn’t last, but we hoped the rest would. 

And now its over. Why?

We were living that Gucci lifestyle at Nike prices. Those companies were subsidizing their services to get you hooked, but now that they’re public, they HAVE to turn a profit and the only way to do that is raise fees and prices.

Do you know how large the graveyard is of food delivery services? Maple. Sprig. Spoonrocket. Munchery. Those are just a few who have started and died after being unable to sustain growth by getting more funding from venture capitalist firms.

Classpass was a $99 a month unlimited spin class plan. 

We went into subscription and everything as a service hyperactive mode and it was all so cheap, why bother to start asking questions if it will last? Because deep down, just like that Illenium song, Good Things Fall Apart.

The business model went like this. Build some code and an app. Make a service to-your-door or monthly accessible at a ridiculously low price. Get lots of users. Show that to venture capitalists who will give you tons of money. Make app better. Get more users. Get more money from VCs. All while, burning cash left and right and not making a profit. If lucky, get to IPO, cash out and become billionaires. 

That’s where most of the ones that have survived are now. The top members and early VCs made their money and now they have to make a profit. Turns out, raising prices is the only way to do it and they’re praying to the Wall Street gods that you’ll stick around for it the service you love so much.

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Website: lifebuilder.co | LinkedIn: [linkedin.com/in/stephencourson] | YouTube: [youtube.com/@stephencourson]

About Lifebuilder
The Lifebuilder Podcast helps ambitious entrepreneurs and leaders gain clarity, eliminate distractions, and achieve their goals faster. Each episode gives practical strategies for personal growth, productivity, and building a meaningful life. If you want clear direction, better focus, and proven frameworks to win at life and work, this show gives you the tools to get unstuck and move forward.

Question: Do you know what a financial foundation is?

Three Pillars

-       6 months expenses saved minimum

-       Insurance

-       Cash flow

The point of the financial foundation is to be able to BUILD something on top of it. If it has cracks or gives in altogether, then its not going to hold anything that’s meant to last.

If you don’t have this together, then any investments or savings you have will be in danger of disasters and timing. Investments don’t always go up. Many times they’re in the red and when they are, there’s a chance other things are going wrong too and you don’t want to cash out of them and take a loss.

Without the FF, you’ll have no choice and will end up hurting yourself twice. 

 6 months expenses saved minimum

-       COVID-19. Financial crisis of 2008. Fires in California. Floods in Louisiana. Stock market crash. Disasters WILL happen to you on a micro and macro scale.

-       6 months expenses can be stretched longer if you cut back when having a harder time to find a job

-       Gives you a chance to evaluate the best move for you and your family instead of taking something out of desperation

-       Don’t have to go into debt and have interest worsen your situation

Insurance 

-       Generally, I mean health insurance and other forms that are legally required such as car and home-owners insurance. 

-       Insurance provides a safety net from disastrous events. Car accidents, injuries and illnesses can drain your resources incredibly fast. 

-       Protect you and your family. 

-       Its unfortunate health insurance costs so much in the States but do what you can about it

Cash Flow

-       For most people, this is going to be their job or jobs. Its incredibly common to have a side hustle nowadays. Not always a good thing.

-       Make sure any side hustles are worth your time or you could spend that time developing a skill that enables you to make more money in less time. 

-       This needs to cover you basic needs such as food, housing, transportation and daily expenses. 

-       If you can’t meet basic needs, then you need to reconsider your job and what you need to do in order to upskill to earn more. Getting a second job if your first job cannot support your basic needs normally means you need a different job in the first place.

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Website: lifebuilder.co | LinkedIn: [linkedin.com/in/stephencourson] | YouTube: [youtube.com/@stephencourson]

About Lifebuilder
The Lifebuilder Podcast helps ambitious entrepreneurs and leaders gain clarity, eliminate distractions, and achieve their goals faster. Each episode gives practical strategies for personal growth, productivity, and building a meaningful life. If you want clear direction, better focus, and proven frameworks to win at life and work, this show gives you the tools to get unstuck and move forward.

Question: Why do people wait for things to get so bad before they change?

This is one of the most interesting financial statistics of the pandemic. Credit card debt has gone down despite people being out of work for weeks and months at a time.

As of March 2021, consumers had paid down a record $83 Billion in credit card debt in 2020! According to Wallethub, that is a record. 

It is only the SECOND time in THIRTY FIVE YEARS that we’ve ended the year owing LESS than we started with. Can you guess the first? 2009 when the Great Recession hit.

Quote - “Sometimes, it takes a natural disaster to reveal a social disaster.”

All the data is very readily available. I can promise you there will be a major economic or natural disaster every 10 years. Then factor in personal disasters that will inevitably happen. Medical problems. Divorce. Bankruptcy. Laid off. 

So if we know this will happen, why aren’t better prepared? The answer isn’t “access to information.” We have that!

There’s a lot of reasons and the ones I’m going to list are a mix of culture and being human. Two very hard forces to against.

1)    We are indoctrinated at a young age about how to live and key skills are purposefully left out.  

2)    Your environment is holding you back.

3)    You’ve tried before, failed and don’t want to try again for fear of failure.

4)    You don’t react well to criticism.

5)    There is not enough PAIN to cause meaningful change.

6)    Poor role models

7)    Little to no support for changing

8)    Don’t know how to change

9)    Fear that weaknesses will be exposed

10) Requires a change of values

11) Undermines self-confidence (we are good at what we are doing now)

12) Not intrinsically motivated for change.

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About Lifebuilder
The Lifebuilder Podcast helps ambitious entrepreneurs and leaders gain clarity, eliminate distractions, and achieve their goals faster. Each episode gives practical strategies for personal growth, productivity, and building a meaningful life. If you want clear direction, better focus, and proven frameworks to win at life and work, this show gives you the tools to get unstuck and move forward.