Guests: Caleb Christopher

Creative financing is getting a lot more attention in today’s market—but most people aren’t totally sure what it means, when it’s actually useful, or how to do it without stepping into risky (or flat-out shady) territory.

In this awareness episode, Erica Bruce sits down with Caleb Christopher to break down:

- What “creative financing” really is (in plain English)

- The most common options (and what they’re best suited for)

- Situations where creative financing can be a smart tool—and where it’s a bad idea

- How to approach it safely, legally, and ethically

More from Caleb Christopher:

- https://go.creativetc.io/cw

- creativetitle.io | creativetc.io | dosguard.io

If you’ve used creative financing, are curious about it, or you know a great resource I should connect with, I’d love to hear from you.

Erica Bruce, REALTOR®

Call/Text: 603-717-6237

Website: lifestyle-listed.com

Social links: ListedByErica.com

Google: NHhomes

Music from Uppbeat (free for Creators!):

http://uppbeat.io/t/jonny-boyle/gypsy-jaxx

License code: JI2IUYFQ7U1FJYLR

#CreativeFinancing #RealEstateInvesting #NewHampshireRealEstate #NHRealtor #SellerFinancing #HomeBuying #RealEstateEducation #RealEstateTips

In this episode, REALTOR® Erica Bruce sits down with Samantha Morse, the Merrimack County Register of Deeds in Concord, NH, to explain exactly what the Registry of Deeds does and why it matters to homeowners, buyers, sellers, attorneys, and real estate professionals.We cover:What the Register of Deeds is responsible for in New HampshireHow to search Merrimack County property records online or in personTypes of documents recorded: deeds, mortgages, liens, subdivision plans, historical land records, maps, and moreImprovements & technology updates at the RegistryThe new NH Transfer on Death Deed law and how it affects estate planningYour release of lien on your propertyTips for recording documents & avoiding common mistakesWhat’s next for the Merrimack County Registry of DeedsWhether you’re a NH resident, a REALTOR®, or just curious about local property history, this interview gives you valuable insight into how property ownership is documented and protected in Merrimack County.📍 Merrimack County Registry of Deeds – Location & ContactAddress (In-person / Private Courier): 163 North Main Street, Suite 103, Concord, NH 03301Mailing Address: P.O. Box 248, Concord, NH 03302-0248Phone: (603) 228-0101Email: [email protected]: Monday–Friday, 8:00 AM – 4:00 PM (recording & copy services close at 3:45 PM)Website: NHDeeds.com (any county) merrimackcounty.net – Registry of DeedsFacebook: https://www.facebook.com/people/Samantha-Morse-Register-of-Deeds-Merrimack-County/61574204660720/🏡 Buy or Sell Real Estate in NH?Contact Erica Bruce, REALTOR® – Better Homes and Gardens Masiello GroupEmail: [email protected]/Text: 603-717-6237Website: listed.sites.bhgrealestate.comLicensed in New Hampshire 073126If you’re looking to buy, sell, or refer a client in NH, I’d be happy to guide you from start to finish.

Episode Title: "Big Changes for Backyard Housing: NH’s New ADU Law (HB 577)"
Effective Date: July 1, 2025
Host: Erica Bruce, Licensed Realtor

• The key changes in New Hampshire’s ADU (Accessory Dwelling Unit) laws

• What municipalities can and cannot restrict

• The updated definitions for attached and detached ADUs

• How homeowners and buyers can use this law to their advantage

• The truth about zoning, permits, and your rights

• 📄 Official Text of HB 577:
  New Hampshire 2025 HB577 - Introduced

• 🔎 LegiScan Tracking Page:
  https://legiscan.com/NH/text/HB577/id/3063115

• Homeowners exploring rental income

• Buyers looking for multi-generational housing

• Sellers preparing their property for the 2025 market

• Planning boards, zoning officials, and developers

🗓️ Next Session: Reserve Your Spot on Eventbrite
➡️ Learn how to buy a home, finance smartly, and navigate new zoning rules.

📧 Email: [email protected]
📞 Cell: (603) 717-6237
🌐 Website: listed.sites.bhgrealestate.com

🏡 What You’ll Learn in This Episode:📜 READ THE BILL YOURSELF:🧠 Helpful for:🎓 Want to Learn More? Join My Free Upcoming Buyer Course:📬 Contact Erica Bruce

Review City Meeting and concerns around Short Term Rentals locally in Franklin and throughout the state.

215 Noise: https://ecode360.com/10176827

146-5 https://ecode360.com/15564588

LINK: https://www.proper.insure/regulations/new-hampshire-airbnb-laws-and-short-term-rental-regulations/

Extras: Discounts for moving, insurance, home linens, etc. check it out here : https://www.lifestyle-listed.com/resources

603-717-6237

Erica Bruce, REALTOR ®

Contact Info BlinqMe: - Links to my social media and home search or value site here. 

A spring hello to cover the absolute unique market we are in and why.

Music from Uppbeat • https://uppbeat.io/t/walz/name • License code: QWQMMFWCE0MADP4Z

Here I show you the actual footage of my very own home sewer scope. Yes! Just because your home doesn't have a septic system, doesn't mean you should skip that inspection. 

Extras: Discounts for moving, insurance, home linens, etc. check it out here : https://www.lifestyle-listed.com/resources .

603-717-6237

Erica Bruce, REALTOR ®

Website: Lifestyle Listed - Links to my social media and home search or value site here. 

Music from Uppbeat • https://uppbeat.io/t/walz/name • License code: QWQMMFWCE0MADP4Z

Meet with Felicia Saucier to talk about her solar journey. 

Recommended: Revision Energy

Felicia Saucier | Certified Mortgage Advisor

3 Overlook Dr.

Unit 1

Amherst, NH 03031

">603-717-6237

Erica Bruce, REALTOR ®

Links to my social media: ListedByErica.com

Website: Lifestyle Listed

Music from Uppbeat • https://uppbeat.io/t/walz/name • License code: QWQMMFWCE0MADP4Z

Review the Maine Purchase and Sale Offer for residential. This is what your residential offer is submitted on and accepted with in the state of #Maine #realesate  

Prior To: There are forms to review prior (exclusive buyer combo) Brokerage relationship, Arsenic Disclosure, Lead Disclosure, Residential Property Transaction Booklet. Erica Bruce, REALTOR ® 📱603-717-6237 

www.lifestyle-listed.com 

"Music from Uppbeat (free for Creators!): http://uppbeat.io/t/jonny-boyle/gypsy-jaxxLicense code: JI2IUYFQ7U1FJYLR"