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This podcast explores Social Security, the U.S. Old-Age, Survivors, and Disability Insurance (OASDI) program run by the Social Security Administration (SSA). We discuss the crucial benefits it provides, including retirement, disability, and survivor payments to eligible individuals and their families. Learn how eligibility is based on work history and taxes paid, with credits earned over time. We'll also examine the significant financial challenges facing the system, which is projected to approach insolvency in the coming years under current law. Tune in to understand how benefits are calculated based on lifetime earnings and explore ways to apply for benefits online, by phone, or in person.