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In this episode, we break down how to apply for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) — straight from the Social Security Administration. Learn who qualifies, how to apply online, and why understanding the difference between SSDI and SSI matters, especially if you or someone you love is navigating a disability or limited income. Let’s simplify the system and empower your next steps.

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Think Medicare covers long-term care? Think again. In this episode, we break down the biggest misconceptions around Medicare, Medicaid, and long-term care insurance. You'll learn why so many families are financially unprepared, what aging in place really requires, and how asset spend-down could derail your retirement plans. We’ll also talk about the hidden burden on caregivers and why long-term care insurance is often overlooked — even by people who think they’re covered.

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In this episode, we break down the proposed "Trump Accounts"—a new tax-advantaged savings plan offering $1,000 to babies born between 2024–2028. Could this be the ultimate wealth-building tool for future generations... or just another budget buster? Tune in as we explore what it means for parents, business owners, and the national economy.

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The LTC market is stretched thin—but there’s hope. In this episode, we break down why traditional long-term care insurance is losing traction, and why hybrid life insurance with LTC riders is gaining steam. We’ll touch on the NAIC’s latest findings, what’s happening at the state and federal level (like WA Cares and the WISH Act), and what all this means for families and future planning. If you’re in the financial field or planning for the future, this one’s a must-listen.

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What if your retirement strategy included more than just stocks and savings? In this episode, we break down how tools like Indexed Universal Life (IUL) and Fixed Index Annuities (FIA) can boost your retirement game. We’re talking about tax-advantaged growth, income protection, and legacy planning — all while filling the retirement gap most people don’t even know they have. Tune in to learn six smart ways insurance can make your money work smarter, not harder.

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College isn’t getting cheaper — so let’s talk strategy. In this episode, we’re comparing two major education savings tools: 529 Plans and Coverdell ESAs. I’ll break down the similarities, key differences, and how each one fits into your financial game plan. From contribution limits and tax benefits to what you can actually use the money for, we’ll help you decide which account makes the most sense for your goals. Whether you’re planning ahead for your kids or helping a client make the right move, this one’s packed with gems.

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Let’s talk legacy and security. In this episode, we’re breaking down the essential documents every family needs for smart estate planning. From Powers of Attorney to Living Wills, Trusts, and Beneficiary Designations — I’m unpacking what each one does, why it matters, and how to keep your plan updated. This is your crash course in protecting your assets, honoring your wishes, and giving your loved ones peace of mind. Whether you’re just starting out or long overdue for an update, this episode is for you.

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Think you’ve got retirement all planned out? Not so fast. In this episode, we uncover the sneaky Medicare surcharge known as IRMAA — the Income-Related Monthly Adjustment Amount. It’s a “shadow tax” that can quietly drain tens (or hundreds) of thousands from retirees with higher incomes. If you’re planning to retire well, this is the healthcare cost you can’t afford to ignore.

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In this episode, we break down how to boost your Social Security benefits by delaying when you start collecting—and how to fill the income gap in the meantime. Learn about the power of the "Social Security Bridge" concept using a cash value life insurance policy. Whether you’re planning to retire early or just want to make smarter money moves, this strategy could mean thousands more in lifetime benefits.

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What if living to 100 isn’t a blessing—but a financial burden? In this episode, we unpack why more Americans fear running out of money more than death itself. Backed by new research, we talk about how most folks aren't planning for longer lifespans and the hidden risks of outdated retirement strategies. If you’re in finance, leadership, or just want to future-proof your money game—this one’s for you. Let’s talk longevity, planning, and why waiting could cost you big.