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The LTC market is stretched thin—but there’s hope. In this episode, we break down why traditional long-term care insurance is losing traction, and why hybrid life insurance with LTC riders is gaining steam. We’ll touch on the NAIC’s latest findings, what’s happening at the state and federal level (like WA Cares and the WISH Act), and what all this means for families and future planning. If you’re in the financial field or planning for the future, this one’s a must-listen.