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In this episode, we’re digging into one of the biggest issues hitting families hard right now — the caregiver crisis. Long-term care (LTC) isn’t just a “someday” thing — it’s a real need, and guess what? Medicare doesn’t cover most of it. That’s where Cash Indemnity LTC steps in. We’ll break down how linked-benefit life insurance policies can provide flexible, tax-smart funding for care, especially for high-net-worth clients. Whether you’re planning ahead for yourself or your loved ones, this is a must-listen for understanding how to protect your legacy and take control of your care.