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Big update alert! In this episode, we break down the new Social Security overpayment rules — including the shift from a 100% to 50% clawback limit. We also talk about how many retirees really rely on Social Security (hint: it’s more complicated than you think), how to dispute overpayments, request lower repayment rates, and avoid the latest scam traps. If you or someone you know depends on Social Security, don’t miss this one!