Little Saves Podcast on Personal Finance

Here is a complete look into the why you should invest in the National Pension Scheme (NPS). We discuss how you can invest, how much tax you will save by investing. 

Other things discussed as how much pension you will get and also if NPS is covered in the new Tax Regime in India.

Here is the Podcast on littlesaves.com for discussion --> What and How of National Pension Scheme.

Also read:

Tax benefits of investing in National Pension Scheme (NPS): NPS Tax Exemption

Here's a look in to Indian penny stock market and views on buying penny stocks,investing in them with a long term perspective,evaluating risk and rewards

Check out the podcast and discussion here -> Indian Penny Stocks

Other links:

My Investment Portfolio

Let's look at what is CIBIL score in India and way to improve your cibil score as well as how you can maintain a good credit score

Here is the complete podcast with discussions: CIBIL Score in India

Hey,

There are so many questions on how cashbacks work, how to earn rewards and how to use reward points. Let's look at these perks of credit card in detail.

This episode talks about some of the most burning questions on the perks of cashbacks and reward points, how to redeem them, how to calculate their value and how different card programmes work.

Links discussed:

7 ways to earn reward points

My list of best credit cards in India

Check out the episode transcript and discussion on: https://zo.fo/4qnL

What is Geo arbitrage? Here's how it works with examples and how you can save money like lot of others on FIRE. Find how LCOL and HCOL impact savings

Check out the transcript and more on Geo-arbitrage on littlesaves.com

Continuous compounding nature of cash is very important in making you rich. Here's explaining what is compounding and definition of compound interest

Check out the full article and transcript about the compounding power of money and more personal finance podcasts.

Hey There,

Today is a light hearted episode looking at how luck and money seem to be connected. Do you really need to be lucky with money? What actually attracts money? Is it luck?

Here are a few events from my own life and how luck and money were related in them.

Check out the podcast at:https://littlesaves.com/luck-money-connection/

Read more on my article on Luck and Money

On Episode 5 of the Little Saves podcast on Personal Finance, we talk about the various Ponzi and Pyramid schemes that are doing the rounds online. Current High Yield programs use crypto currency as the base and scam users. Listen to my experiences with them.

I have also covered a set of tips and tricks you can use to identify fraud investment opportunities and not fall for them.

Links discussed:

You can check domain registration details here

See how an investment website looked in the past here

My article on my experiences with HYIP and scams

The full podcast script can be found here:https://littlesaves.com/hiyps-ponzi-scams/

Hi,

Let's look at what is inflation, how it affects your investments. Also discussed are why prices rise up and how you can plan your retirement and investment portfolio better factoring in inflation.

Read more on Inflation, importance of inflation in retirement planning and it's effect on investments.

Hey,

Like me, I am sure a lot of you would have had to face a drop in your portfolios due to the corona pandemic. Fear not, here are 5 basic things to keep in mind. More in the podcast.

1.) Do not panic and sell out. You are far smarter than that!

2.) Stop speculating on risky stocks and bets. Times like this means there is a lot more of rumours and speculations.

3.) Stop worrying about things not in your control. These tough times will pass and things will get back to normal. So don’t let people going mad and stocking up on toilet paper scare you.

4.) If you have lost your income, or had to take a pay cut or you are foreseeing you may loose your jobs, then, try to build up your rainy day funds. Now may not be the best time for you to be investing. Try to have a couple of months worth of expenses in hand. This should help you continue till you find your next job and start earning a steady income.

5.) Stop logging into your account every other hour to see how your investments are doing. This will just make your blood pressure go up. Monitor your investments once in two weeks or so. 

Check here for more Personal Finance Podcasts on Money.