Unlock the secrets to planting the seeds of financial wisdom in our youth with Melanie Moffett, our whirlwind of a Marketing Coordinator who's making waves in the community. In celebration of Youth Month, we're putting the spotlight on the need for early financial education, and Melanie is here to share how she's engaging young minds on this vital topic. With the help of our lovable mascot Sprout, we're guiding kids to understand the value of a dollar and the significance of saving, starting with some enticing April promotions that make opening a KidSaver account or getting a student debit card more rewarding than ever.

Our conversation with Melanie isn't just about piggy banks and allowance—prepare to navigate the more sophisticated aspects of financial literacy for youngsters. We discuss the tangible impact of financial responsibility when unforeseen expenses like Chromebook repairs arise, offering practical tips for kids to manage and grow their savings. Meanwhile, for parents fretting about oversight, we illuminate how the convenience of ATMs and ITMs can provide easy access to funds while still allowing parental control. As Youth Month marches on, let's commit to empowering the next generation with a robust financial toolkit that will serve them for life.

Unlock the secrets to a smooth path toward owning your first home, with guidance from Ashley Owens, the powerhouse Vice President of Mortgage at Centric. In our heartfelt discussion, she brings a trove of experience—16 years, to be exact—to demystify the home buying process. Ashley showcases Centric's unique offerings, like 100% financing options sans PMI, and how they intertwine with local real estate expertise to keep your budget in check. Her personalized approach to financial guidance doesn't just end with getting you a set of keys; it’s about nurturing the confidence to make well-informed decisions every step of the way.

Prepare to have all your home buying myths busted and your queries quelled, as we zoom in on the essentials of financial literacy for first-time buyers. Think of this episode as your personal advisory session, where we'll walk you through credit checks, savings tips for sprucing up your new space, and the unexpected costs that can crop up. Ashley's comprehensive rundown on pre-qualification illuminates the path from browsing listings to becoming a bona fide homeowner, while emphasizing the joy and achievement that come with purchasing your very own piece of the American dream.

Unlock the secret to a fatter tax refund and wiser financial future with Centric's CFO, Billy Joiner. As your savvy guide, Billy doesn't just break down the numbers; he brings to light the comprehensive value of being prepared with essential documents like 1099s and W-2s to ensure your tax return is not just timely but hits the mark for accuracy. Our conversation ventures into the diverse offerings at Centric, from financial counseling to the BizKids program, and paints a picture of a financial institution that's deeply invested in the economic prosperity of its community members. 

This episode is a treasure trove of strategies for maximizing your tax season winnings. We'll share why professional tax advice could be your holy grail to uncovering hidden deductions and how opting for direct deposit into a credit union can stretch your dollar further. Billy Joiner helps navigate the tricky waters of tax withholdings, providing actionable tips to adjust them in your favor during inflationary times. And for those pondering the smartest ways to use their tax refunds, we cover everything from extinguishing debt to bolstering your savings, ensuring that your financial decisions are both informed and intelligent. Join us and transform your approach to personal finance one tax season at a time.

Unlock the secrets to a thriving financial future with SVP Marketing Kelli Green, who joins us with her 16 years of finance acumen to navigate the complexities of credit health. Get ready to understand how your credit score shapes your economic opportunities and learn the ins and outs of installment debts versus revolving credit. We'll guide you through the importance of payment history and the subtle yet significant ways new credit lines can influence your score. If you've ever been puzzled by the financial decisions that pave the path to prosperity, this conversation is the key to clarifying those mysteries.

Embark on a journey with us that transcends the basics of credit card usage, delving into effective debt management strategies and the power of paying above the minimum. Discover how consolidating credit lines can streamline your finances and potentially lift your credit score. Our dialogue with Kelli Green doesn't just end with tips and tricks; it's an eye-opener to the harsh realities of a low credit score and the strategic moves one can make in the face of financial adversity. From fostering bank relationships for favorable credit terms to leveraging expert financial counseling, we're handing you the roadmap to not just survive, but thrive in the world of credit and overall financial well-being.

In Episode 324 of the "Live Better Podcast" from Centric FCU, host Emma explores the challenge of "Navigating Work-Life Balance." With guest speaker Lawrencia from Finding Solace Counseling, the episode provides practical tips for thriving in a harmonious work-life balance.

They discuss evolving work-life balance concepts and trends in today's workplaces, sharing personal experiences and lessons learned. The conversation emphasizes setting boundaries at work, employer roles in creating supportive environments, and effective communication of balance needs.

Key topics include time management, self-care, and using technology for productivity without sacrificing personal time. The episode recognizes signs of imbalance and burnout, offering prevention tips. The role of remote work in balance and common misconceptions are also addressed.

As the episode wraps up, Emma reinforces Centric's commitment to supporting listeners on their financial and well-being journey. The audience is encouraged to subscribe, share, and provide feedback for ongoing conversations on social media. Overall, Episode 324 is a practical guide for achieving a balanced work-life approach.

In Episode 323 of the Live Better Podcast, presented by Centric FCU, explore the transformative force of the gig economy and side hustles in our rapidly changing world. The gig economy has become more than just a buzzword—it's reshaping the way we work, earn, and live. Side hustles are now a lifeline for many seeking financial flexibility and diverse opportunities.

Join us as we dive into the pros and cons of side hustles with Matt Waldroup, Centric’s SVP of Business Services. From assessing the advantages and disadvantages of side hustles to exploring popular side hustles in 2023, this episode equips you with valuable information and strategies to improve your financial well-being.

Discover creative ways people are making extra income, explore how hobbies can be turned into profitable side hustles, and learn about balancing full-time work with additional ventures. The episode also discusses the growth of remote freelance work, financial planning for side hustlers, and the gig economy's impact on creatives.

Get practical advice on finding freelance opportunities online, managing your time effectively, and identifying and leveraging your skills for profitable side hustles. Explore the risks associated with side hustles and learn how to protect yourself financially and legally.

As the episode concludes, listeners are encouraged to define their financial goals and understand how side hustles can expedite goal achievement. The Live Better Podcast remains committed to providing insights into personal finance. Subscribe, share, and review to support the podcast and stay connected on social media for the latest financial insights and resources. Centric is your steadfast partner as you navigate your financial journey—thank you for tuning in!

Join us in this informative episode of Centric FCU's Live Better Podcast, where we explore the impact of inflation on your financial well-being and how Centric Federal Credit Union is here to support you. Host, Emma Banes, and special guest, Kelli Green, guide you through understanding inflation, its effects on your daily life, and strategies to protect your finances. Discover how Centric FCU empowers its members during these challenging times, providing a roadmap to financial stability in the face of inflation. Tune in now and take control of your financial future!

Welcome to another exciting episode of Centric FCU's Live Better Podcast! 🎙️

Join us on this journey as we explore the vibrant and captivating Ouachita Parish, where every day offers something special to discover. In our latest episode, we had the privilege of sitting down with a true community advocate, Sheila Snow, the Vice President of Communications for Discover Monroe-West Monroe.

Sheila Snow is your ultimate guide to all things happening in the Ouachita parish area. From thrilling events to hidden gems, Sheila sheds light on the heart and soul of this incredible Louisiana destination. 

Tune in to this episode as we dive into the pulse of Ouachita Parish, unveiling a treasure trove of upcoming events that will spark your curiosity and ignite your sense of adventure. Whether you're a local looking for something new or a visitor seeking authentic experiences, this episode is your key to unlocking the essence of this dynamic region.

Mark your calendars and get ready to explore, celebrate, and Live Better in Ouachita Parish. 📅

Hit that subscribe button and the notification bell to stay updated with the latest insights, stories, and events that enrich the lives of those who call this wonderful community home.

Don't forget to share this episode with your friends and family to spread the excitement! Let's make every day in Ouachita Parish a memorable one.

#DiscoverOuachitaParish #LiveBetterPodcast #Community #MonroeWestMonroe #OuachitaEvents

Join us for a compelling and insightful discussion on Episode 320 of Centric FCU's Live Better Podcast as we delve into the ever-relevant topic of Digital Detox. Our special guest, Lawrencia Jenkins, from Finding Solace, a cherished counseling service in our community, offers her expert insights on the impact of technology and social media on our lives.

In this episode, we tackle the pressing issue of limiting screen time and shed light on the potential harmful effects of excessive social media usage on individuals of all ages, including kids, teens, and adults. Lawrencia's valuable expertise opens up a meaningful conversation about the importance of nurturing healthy relationships with those around us and finding solace beyond the digital world.

Whether you're a parent concerned about your child's online habits or an adult seeking balance in your own tech usage, this episode is filled with practical tips and guidance on how to take intentional breaks from technology and embrace a more present and meaningful life.

Tune in to Episode 320 of the Live Better Podcast for a thought-provoking exploration of the Digital Detox movement, and discover how we can reclaim our focus, mental well-being, and authentic connections in a technology-driven world.

Subscribe now to never miss an episode of Centric FCU's Live Better Podcast as we continue to explore ways to enrich our lives and inspire positive change in our community.

🎙️ Tune in to the Centric FCU Live Better Podcast: Episode 319 - The Entrepreneurial Journey 🌟🎧

In this inspiring episode, we have the pleasure of sitting down with Chris Lewis, a remarkable local business owner and community advocate. Join us as we delve into his entrepreneurial journey and learn about his thriving business, Coney Island, renowned for serving our community's favorite chili dogs. 🌭🌟

But that's not all! Chris's passion for making a difference in our community shines through as he discusses his upcoming venture: opening a boys home right here in our own neighborhood. 🏠💙

Throughout his entrepreneurial endeavors, Chris has trusted Centric FCU as his financial partner, relying on our tailored financing solutions to support his business growth and community initiatives. 💼💰

Join us for an insightful conversation as Chris shares his experiences, challenges, and triumphs on the path of entrepreneurship. Discover the power of local businesses and the positive impact they can have on our community. 🌍🤝

Listen to Episode 319 - The Entrepreneurial Journey now on the Centric FCU Live Better Podcast and be inspired by the incredible story of Chris Lewis and his unwavering commitment to both business success and community welfare. 🎙️💪

#LiveBetterPodcast #EntrepreneurialJourney #CommunityImpact #CentricFCU #LocalBusinesses