As a new year rolls in, we all have a habit of setting resolutions for things we want to change. Instead of resolutions, we should be setting goals for ourselves. Goals have a tendency to stick for longer than the first month of the year. Resolutions make us feel like if we fail then we can’t start back, but goals remind us that we aren’t striving for perfection but progress. From your financial situation to physical health, wellness goals can help you build the life you want. 

Tax filing time can seem like a nightmare when it comes around, but you can make it a little easier if you prepare ahead of time. From making a checklist on what you will need to keeping things organized throughout the year, filing your taxes can be made manageable. When you are ready to file your taxes, you want to be sure you also have a plan for what you will do with your money if you get a refund. Taxes can seem like a foreign language; but if you research and ask the experts, you can file without worries.

* Centric FCU does not give tax advice; please contact a financial advisor for more detailed information.

Your credit score says a lot about you and how you handle your money. Financial institutions, insurance agents, phone companies, and others will take a look at this score when deciding if they can trust you with their service. Knowing what factors into a credit score and how you should manage your debt can help you boost your score and increase your buying power.

The magic of the holidays is quickly blowing in, and we are all needing to prepare for the festivities. The biggest thing we have to prepare is our budgets. Budgets change during the holiday season because life is simply different during this time of year. Preparing before the rush of the holidays can take away stress and thinking outside of the box can keep costs low. You can keep the holidays magical and budget friendly if you take the time to plan before you spend.

Mobile banking has become a necessity in today’s world. Being able to control your money from anywhere at any time has become more important than ever before. Whether from your phone or online, you can do so much more than just check your account balances. From controlling your debit and credit cards to depositing a check from anywhere, mobile banking gives you the access and control of your money that you want.

What is debt? Debt is money owed or borrowed. Many might say there is such a thing as good debt and bad debt. What’s the difference? This podcast addresses this common question and more. Often times managing our debt can be overwhelming, but putting the right steps in place to manage your debt well will absolutely lead to debt freedom. Listen as methods and tips are shared to help you reach your goals! 

What is debt? Debt is money owed or borrowed. Many might say there is such a thing as good debt and bad debt. What’s the difference? This podcast addresses this common question and more. Often times managing our debt can be overwhelming, but putting the right steps in place to manage your debt well will absolutely lead to debt freedom. Listen as methods and tips are shared to help you reach your goals! 

What is credit? Why is it important? Questions like this are asked all the time. You may be wondering the same thing or even have questions like: What makes up a credit score? or How can I improve my credit? Good credit increases your buying power. With more knowledge on how to grow your score, you can save so much money. This month, our hope is to educate you further in the world of credit. 

Planning ahead for vacation will make the trip burden-free. Think of it as a gift from yourself! 

As we all work to stay within our normal routines in such an abnormal time, it is important to know they ways that you and your family can support our local community.