In today's conversation, we tackle a reality more people are facing: living to 100 is becoming the new normal. Over the last century, we've been gifted an extra 30 years of life expectancy, but this blessing comes with serious questions. Will our health hold up? Will our money last? The old "retire and die in a few years" model is officially broken, and we need a completely different approach to planning. Together, Randy, Nic, and Aaron explore what it really takes to thrive through a 30-year retirement.

From the #1 "medication" for quality longevity (spoiler: it's not a pill) to the three financial "silent killers" eroding your spending power, this episode is packed with practical wisdom. Whether you're planning to stay active, maintain community connections, or ensure your investment portfolio can weather multiple economic seasons, we're breaking down how to make your resources as resilient as your spirit.

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⏱️ Episode Timeline & Highlights

[01:16] – More people are living to 100, what this mean for your retirement plan

[03:43] – Why the "retire and die" model is extinct: Live Long, Die Short

[05:35] – The #1 "medication" for longevity [06:19] – Why isolation kills, and community connection heals

[09:59] – The three financial silent killers: healthcare, taxes, and inflation

[12:09] – Real inflation for retirees is closer to 6%, not 3%

[15:15] – The "Probate Judge Test" for prudent investing

[18:52] – Why liquidity matters when government and markets keep changing

[20:06] – Get a second opinion, your money is too important not to

[23:06] – Building a plan that works through chaos and change

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Links & Resources Mentioned

• Book: Live Long, Die Short by Dr. Roger Landry

• Email the coaches: [email protected]

• Yeomans Consulting Group – Comprehensive retirement planning in Marietta, Georgia

• Subscribe to Coffee with Your Retirement Coach on your favorite podcast platform

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If today's episode made you realize your current plan might not last as long as you think, don't wait for a financial "flat tyre" to check your preparation. Living to 100 requires intentional planning, physically, socially, and financially. The good news? With the right prescriptions (exercise, community, and coordinated financial strategy), you can thrive for decades, not just survive. Subscribe so you never miss a coaching session, and if this helped you, please rate, review, and share with someone planning for the long haul. Stay coachable!

🛑 Disclaimer:

Your Retirement Coach is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.