【成為更好的自己】每天聽一次, 聽懂了, 一年後的你絕對不是今天的你!
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保險是生活的必需品。飛機沒有保險就不能起飛，輪船沒有保險就不能出港，社會不能沒有消防隊，國家不能沒有國防。每個家庭和個人，都應有這樣的觀念。身處社會之中，風險無處不在。為防患於未然，每個家庭都需要從收入中拿出1/10來投入安全保障。無事時準備有事，有錢時準備沒錢。
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也許，你認為富豪的發跡只是偶然，並不適合普通人。但你看完下面的資料你就會明白。如何讓你的孩子成為億萬富翁？你只需按照下列方法去做就可以了：
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俗話說「你不理財，財不理你。」現在是財商制勝的時代。當今形勢下，銀行存款利
息的實際價值遠遠低於名義價值。
越來越多人發現理財的重要性，有了理財的需要。但在實際操作中，很多人形成了錯誤的理財觀念。殊不知理財關係著人的一生，錯誤的觀念將有可能引導你走向彎路。因此，學會理財，要從改變觀念開始。
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細數我們耳熟能詳的億萬富翁，無一不是精明的投資家，如股神巴菲特、金融大師索羅新等投資家成功致富的祕訣只有一條：
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目前，儲蓄仍是大部分人傳統的理財方式。但是，錢存在銀行，短期看是最安全的，而從長期來看卻是最危險的理財方式。因為貨幣價值有一個「隱形殺手」，那就是通貨膨脹。那麼，通貨膨脹下如何理財才能讓錢不縮水呢？
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理財可以改變人的一生，無論是窮人或有錢人都應該學會理財。很多大富豪，他們曾經一貧如洗，以精明的理財方法，一躍而上，站在財富的金字塔頂端。
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找到屬於你的致富之路，不管做什麼事，都要把它做好，不要等待機會上門，把身邊的每一件事情都轉化成你的機會。勇敢的人自己創造未來，一個人的努力決定了他的未來。有成就的人在採取行動前不會花時間來確定這件事情。那些能充分發揮自己的判斷力，並堅持實施一件事的人才會獲得最後的成功。
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很不幸的是，我們賺的錢越多，我們省下來的部分就越少。看來，真的是要遭受一定的教訓以後，我們才會認識到勤儉節約的重要性.
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經濟之道是自有其規律的。堅持勤儉和樸素，一個家就不會垮，但是更多的收入也不一定意味著可以隨意花錢。成功的秘密不在於你有多少錢，而在於如何…
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