A gold loan is among banks’ profitable loans as banks are free from the worry of non-performing assets (NPAs). This is because the jewelry that is taken as collateral remains with the bank even if the borrower defaults on the payment of their monthly installments on their loan.

debt consolidation loans don’t erase the original debt. Instead, they simply transfer a consumer's loans to a different lender or type of loan. For actual debt relief or for those who don't qualify for loans, it may be best to look into a debt settlement rather than, or in conjunction with, a debt consolidation loan.

In addition to scholarships, grants, and work-study programs, many learners use student loans to fund their education. Student loans can be a helpful tool if you use them responsibly. But hey, what is a Student Loan in the real sense?

Startups are viewed by lenders as bigger risks than established small businesses but don’t give up just because you think funding isn’t available. Although it may be more difficult to obtain startup unsecured business loans, it isn’t impossible. With SBA loans for startups, you’ll have access to the financing you need without high-interest rates and unfavorable terms. Shared In this episode are some of the things you need to know to qualify for a start-up loan.

Nigeria is a country blessed with human, mineral, and natural resources, making her a viable hub for various business activities as well as investments, thus making her the toast of every entrepreneur and investor all over the world.
Despite the growth of the economy and the potential of great business opportunities, Nigeria still has some challenges that affect entrepreneurs or investors who plan to do business in the country and seeking financial support. In this episode, Onoja highlights the Nigerian Startup and Loan.

Not many of us have sufficient savings stashed away to cover the cost of buying a car. So, if you’re looking to buy a new set of wheels, you’re probably considering taking out a car loan. In this episode of Loanclopedia, Onoja unveils all that you need to know about Auto Loans while you're deciding to take one.

Entrepreneurship is a dream for so many young individuals across the globe. Yet, finance has been one of the major challenges for that to come to reality. Otherwise, startups tend to sort for loans from corporations and non-Cooperate organizations which is usually a hard nut to crack. On this episode of the Loanclopedia, we took a look into Loans for startups

Buying a home can be a fun and exciting experience. But finding the right home is just one step in the process. Choosing the right home loan can be just as important. Listen in on this episode to know all you need, to get a home loan.

Most financial experts trash personal loans as these can be expensive. However, these can come handy in specific circumstances.

When the time comes to invest in new resources, a small business loan can help you stimulate production and grow. But what should you expect when applying for a loan? Is the road to approval quick and effortless, or is obtaining financing a complex, protracted process? in this episode, are things you need to know before applying for your loan.