I am definitely not one to rush the holidays. I don't love that most stores already have Christmas stuff out even though Halloween is still a couple of weeks away. But, when it comes to budgeting for the holidays, now is the perfect time to tighten up your holiday budget. And if you don't have a budget for the holidays you can take the time now to create one so that you don't find yourself overspending when the time comes. I like to plan my holiday budget each year at the beginning of the new year. That way I can be sure that by the time the holidays come I
will have enough money to cover my budget. At the same time, if something happens during the year that causes us to need to reduce our holiday budget, there is time to think through
any changes that might need to be made. Whether you’re reviewing your budget to ensure it still works for you or starting from scratch, taking a look now can make the holidays more
enjoyable. Knowing that the budgeting part is taken care of can help you relax and enjoy the season.
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