... more
Share Love Your DIGGS
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Love Your DIGGS
By Love Your DIGGS
5
88 ratings
FAQs about Love Your DIGGS:
How many episodes does Love Your DIGGS have?
The podcast currently has 26 episodes available.
Love Your DIGGS episodes:
July 29, 2024Top Reasons for Retirees Moving to Florida from Los Angeles Have you ever thought about moving to Florida? I mean, we all joke about getting out of Los Angeles, but the very next comment is, “Where would we go?”. I wound up in Orlando in early 2024 for Little Girl’s 30th birthday (Hogwarts in Orlando is reputedly bigger than our version in Los Angeles). I […]
The post Top Reasons for Retirees Moving to Florida from Los Angeles appeared first on Glendale DIGGS | 818.396.7588.
...more February 14, 2020How Do You Get A Down Payment On A Home? You’d love to buy, but you have no idea how to get a down payment on a house! It seems so impossible that you haven’t even started a savings plan. It is far more satisfying to buy a triple shot macchiato, extra hot, right?But… is it crazy to think you might start saving if you just had a plan? If you knew you would get a house as a result of your caffeine sacrifice?Matt Crisafulli is a talented fee-only financial planner and I asked him to share some financial wisdom. He has helped people just like yourself achieve their financial goals- including how to get money for a down payment on a house.Listen in as Matt shares advice that will get you well on your way.SHOW NOTESHow to get a down payment on a house?Eat Your VegetablesThe stuff your parents and grandparents have always told you. We know that eating our vegetables will make us strong and healthy, but they are not as tasty as dessert! That’s why Mom made you eat your broccoli first, right?Saving money is exactly the same. Putting aside a set amount each paycheck is not as fun as getting that macchiato, but doing so will make us strong and healthy.Automate the Savings ProcessIt’s a long process where you prepare to buy a home. You need to save excess income or sacrificing life’s little luxuries to have excess income. Automating the process – asking your employer to take a little out before you even get your paycheck – will build your down payment surprisingly well.Automatic savings keep it out of sight, out of mindDefer excess income (bonus, raises, gifts, etc) get that into a savings account instead of your checking account where you are tempted to spend it.Even a small amount will compound over time and turn into something big!Make sure you save in a higher interest-paying account!Most people have their savings account at the same institution as their checking account. They will get a much higher interest rate at a Capital One, Ally or Discover (online bank)Benjamin Franklin said, “Money makes money and the money that money makes, makes more money” perfectly describes the power of compoundingRead the book, “The Compound Effect” by Darren HardyMatt told the story of one of his clients who managed to save 2,000 a month by making sacrifices like living in a small apartment or not getting expensive coffee or meals out. The interest they made from their savings was between $12,000 – $16,000! That is additional for doing nothing more than placing your savings in the right account.Buying a home is not just a financial decision. It is a life decision, so consider doing things that are counter-intuitive. With that said, here are some little known things that can get money for a down payment on a house.Withdraw from your IRAYou can “borrow” without paying the 10% early withdrawal penalty to ge money for a down payment on a house. You do this as long as you have not bought a home in the last two years. This is a per person limit, so if you are married you could each do this for $20,000.Borrow from your 401kIf you borrow from your 401k at very favorable rates and stretch your payments over 30 years (depending on the plan). Remember- many times your employer is also contributing to the 401k, so this is an excellent benefit. Caveat: you can only take is $50,000 or half of the vested balance or half of your vested balance, which ever is lessBank of Mom and DadMom and Dad want to help their children, but you can make them feel better by including a third party company that can track the loan for you. They can track payments, tax reporting and interest calculations. This makes the whole thing a bit more arm’s length and adds an extra layer of authority....more February 13, 20209 Ways To Get A Down Payment On A House It seems impossible to get enough money for a down payment on a house. It is the most common barrier to the Great American Dream of homeownership. In spite of this, every year we help buyers buy their first home. We have learned a lot about how buyers accumulate a down payment on a house! […]
The post 9 Ways To Get A Down Payment On A House appeared first on Glendale DIGGS | 818.396.7588.
...more November 21, 2019Palm Springs is a Best Place To Retire Palm Springs as a best place to retire is almost a cliché. Heck, I almost didn’t include Palm Springs in my series until my pal Paul Kaplan pointed out that I was missing the boat. His Palm Springs ain’t yo Grampa’s Palm Springs. Show Notes: Paul Kaplan – from Pasadena and lived in Palm Springs […]
The post Palm Springs is a Best Place To Retire appeared first on Glendale DIGGS | 818.396.7588.
...more November 13, 2019Retire To Whidbey Island (Puget Sound) Have you ever dreamed of living on Nantucket Island or Martha’s Vineyard? Island life always seemed so dreamy and idealistic. One of the best places to retire in the Pacific Northwest is Whidbey Island Whidbey Island has all of the romance and natural beauty without going all the way to the other side of the […]
The post Retire To Whidbey Island (Puget Sound) appeared first on Glendale DIGGS | 818.396.7588.
...more October 24, 2019First Time Investor Webinar How To Invest In Real Estate Without Huge Wads Of Cash Are you a First Time Investor? Do you have lots of dreams but not a lot of cash? We published a Real Estate Investment Strategy Guide, but it isn’t very helpful for the First Time Investor. We found an excellent expert and teacher to […]
The post First Time Investor Webinar appeared first on Glendale DIGGS | 818.396.7588.
...more April 24, 2019Janssen’s Cleaning Service It’s time for Spring Cleaning Tips for your Glendale Ca home. Last month we talked to Organizer Vivien Mayhue about organizing your DIGGS. On this month’s episode of Love Your DIGGS we talk to the cleaning experts Janssen’s Cleaning in Montrose. DIGGS Market Moment Before we dive in, however, let’ pause for the DIGGS Market […]
The post Janssen’s Cleaning Service appeared first on Glendale DIGGS | 818.396.7588.
...more March 18, 2019Tidying Up with Vivien Lee-Mayhue Tidying Up your Glendale CA home this spring? Vivien Lee-Mayhue, founder of Tidying Up Los Angeles is a KonMari certified professional organizer that specializes in the organizing method created by Marie Kondo. If you have seen the Netflix show Tidying Up with Marie Kondo, or read the Life-Changing Magic of Tidying Up you are familiar with the […]
The post Tidying Up with Vivien Lee-Mayhue appeared first on Glendale DIGGS | 818.396.7588.
...more February 02, 2019Mark McNelis – Homeownership and Taxes 2022 Update. CPA Mark McNellis and I sat down to update the podcast we did back in 2018. Are you wondering how the new tax laws will affect Glendale CA homes 2018 tax bill? Will you celebrate or cry? We sat down with Mark McNelis, CPA – Montrose local businessman, parent and community volunteer – for […]
The post Mark McNelis – Homeownership and Taxes appeared first on Glendale DIGGS | 818.396.7588.
...more December 04, 2018No stress holiday decorating with Twenty/One/Seven Maybe the holiday spirit compels you to cover everything with ribbons and lights and you start your countdown sometime after Labor Day. Or you are like us, and you want the feeling of a festively decorated house, but want to get the most bang for your buck with as little effort as possible. We recently […]
The post No stress holiday decorating with Twenty/One/Seven appeared first on Glendale DIGGS | 818.396.7588.
...more
FAQs about Love Your DIGGS:
How many episodes does Love Your DIGGS have?
The podcast currently has 26 episodes available.