The "Love Your Retirement Show", hosted by Heidi Ardis, the founder and CEO of Agape Wealth, delves into a variety of retirement planning topics. Key discussions include the importance of personalized financial advice, especially in the wake of changing tax laws like the 2017 Tax Cuts and Jobs Act. The show emphasizes the need for a tailored retirement strategy, considering individual circumstances such as state-specific taxes and personal goals. Heidi highlights the significance of having a conversation with a trusted advisor to ensure a comprehensive understanding of one's financial situation and future needs. The show encourages listeners to engage in proactive planning, taking into account potential changes in tax laws and market conditions.

Additionally, the show debunks common retirement myths, such as the belief that all debts must be paid off before retirement or that expenses drastically decrease during retirement. Ardis suggests that retirement spending can vary significantly based on lifestyle choices, and planning should account for potential long-term needs and unexpected life events. The program also touches on broader economic themes, such as potential impacts of stagflation and tariffs, stressing the importance of long-term planning over temporary economic and political shifts.


For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/

The Love Your Retirement Show, hosted by Heidi Ardis, founder and CEO of Agape Wealth, emphasizes comprehensive retirement planning with a personalized approach. During the show, Heidi discusses various elements crucial to crafting a secure retirement plan, such as legacy planning, income strategies, tax strategies, healthcare, social security, and Medicare. She stresses the importance of understanding individual needs and objectives. The show encourages individuals to research and get more than one opinion to ensure they are making informed decisions based on their personal situations.

Additionally, the podcast underscores the significance of setting goals and continuous learning in retirement, as it can lead to fulfilling and positive contributions to communities. It mentions the retirement blueprint process offered by Heidi, which is tailored to meet diverse financial needs, from active and passive investing to insurance. 

The show finishes up by touching on Heidi's recent article, five ways to give your retirement purpose!

For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/

In this episode of "Love Your Retirement," Heidi Ardis, founder and CEO of Agape Wealth, discusses essential tips for achieving a happy and fulfilling retirement. Heidi emphasizes the importance of clear communication with family, including discussing financial changes and future plans, to ensure everyone is on the same page. She also highlights the significance of routine and purposeful activities, encouraging retirees to find new hobbies, build social networks, and invest time in activities they love, beyond just childcare and household chores. Additionally, the importance of health and well-being before and during retirement is underscored, encouraging listeners to focus on maintaining a healthy lifestyle.

Heidi also provides insights into key financial considerations for retirement planning including social security decisions, investment strategies, and tax planning. The episode concludes with a reminder to approach retirement with the same planning and structure as one's professional life, ensuring a smooth and enjoyable transition into this next stage.


For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/

In this episode of the Love Your Retirement Show, Heidi Ardis, founder and CEO of Agape Wealth, discusses the essential aspects of retirement planning. Heidi emphasizes the importance of having a comprehensive retirement blueprint that covers income, tax strategies, health strategies, and social security decisions. She explains that transitioning from wealth accumulation to wealth distribution requires careful planning to ensure that retirees can enjoy their retirement without the fear of outliving their money.

Mark and Heidi also delve into the concept of wealth and how it is perceived differently by individuals based on their backgrounds and experiences. They highlight that wealth is relative and depends on personal needs and lifestyle choices. The discussion underscores the significance of having a well-thought-out plan that addresses future financial needs, including healthcare and legacy planning.


For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/

In this episode of the "Love Your Retirement" show, Heidi Ardis, the founder and CEO of Agape Wealth, discusses essential retirement planning strategies. They highlight the importance of having a comprehensive plan that includes income, investment, tax, healthcare, and legacy planning. Heidi emphasizes that proper estate planning can prevent significant difficulties for heirs and ensures that wealth is transferred in a tax-efficient manner. She also addresses the significance of understanding required minimum distributions (RMDs) and the impact of not planning for them, which can lead to unnecessary taxes and complications for beneficiaries.

The podcast also delves into the necessity of tailoring financial strategies to individual needs, particularly for high net worth individuals. Heidi discusses the pitfalls of not having a structured plan and the risks of relying solely on market performance. She provides insights into various financial tools, such as life insurance and annuities, explaining their potential roles in securing a stable retirement income. 


For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/

In this episode of the "Love Your Retirement Show," Heidi Ardis, founder and CEO of Agape Wealth, delves into the complexities and emotional aspects of retirement planning. The podcast begins with an introduction to Agape Wealth's commitment to infusing care and love into every retirement blueprint they create. Heidi shares insights on how they address common concerns such as the impact of market volatility, the importance of having a well-monitored retirement plan, and the significance of solid relationships with financial advisors. Their discussion highlights the value of proactive planning, especially in times of political and economic uncertainty.

Heidi also navigates through specific scenarios their clients face, emphasizing the need for tailored strategies. They explore how current market conditions and changes in administration affect financial strategies and client anxieties. Further, the episode features interactive segments where they respond to listener queries, offering practical advice and reassurance. Heidi underscores the importance of a retirement blueprint that includes diverse elements such as income, investment, taxes, healthcare, legacy planning, social security, and Medicare decisions. This comprehensive planning ensures clients feel secure and prepared for any financial situation that arises during retirement.


For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/

In this episode of the "Love Your Retirement Show," Heidi Ardis, founder and CEO of Agape Wealth, discusses the intricacies of retirement planning, emphasizing the importance of seeking expert guidance. Agape Wealth takes pride in their personalized retirement planning approach. Heidi emphasizes the critical necessity of understanding market fluctuations and the impact of economic and political uncertainties on retirement funds. She also urges listeners to consider both short-term market disturbances and long-term financial goals to maintain a balanced perspective.

The podcast navigates various financial strategies, including the significance of understanding the differences between traditional IRAs and Roth IRAs. Heidi explains how Roth IRAs can offer tax advantages upon retirement, despite needing to pay taxes when converting from traditional funds. Additionally, the episode delves into the importance of diversified investment portfolios and the influence of life insurance on retirement planning. Listeners are guided on how to manage their portfolios in preparation for retirement, making adjustments based on individual income and risk tolerance. 


For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/

In this episode of the "Love Your Retirement Show," Heidi Ardis, founder and CEO of Agape Wealth, explores the multifaceted aspects of retirement planning. Heidi discusses the importance of having a comprehensive retirement blueprint that includes income planning, investment strategies, tax efficiency, healthcare planning, legacy and estate considerations, and social security and Medicare decisions. She emphasizes the significance of creating diversified income streams and preparing for market volatility to ensure financial stability throughout retirement.

Heidi also shares insights on how personal and economic uncertainties, such as market crashes, inflation, and changing tax laws, can impact retirement plans and underscores the necessity of having a robust plan in place. The conversation demonstrates the value of working with a knowledgeable advisor who can help navigate the complexities of retirement, ensuring that each client's unique needs are met. The episode also includes personal anecdotes and addresses common retirement concerns, such as outliving savings and making informed decisions about social security and Medicare.


For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/

In this episode of "Love Your Retirement," Heidi Ardis guides listeners through the intricacies of retirement planning. Heidi delves into her personal journey, from experiencing a life-altering gymnastics accident at fourteen that left her paralyzed, to overcoming these challenges and ultimately founding Agape Wealth. Her story of resilience and determination provides a foundation for the philosophy behind Agape Wealth which stands on the principles of faith, love, and personalized service. Heidi's unique perspective shapes how she and her team approach retirement planning, focusing on creating customized plans that address individual aspirations and challenges.

Listeners are introduced to the comprehensive services offered by Agape Wealth, including income planning, investment strategies, tax planning, healthcare, and legacy planning. Heidi emphasizes the importance of not only securing a guaranteed income for retirees but also making critical decisions regarding social security, long-term care, and estate planning. The episode highlights the significance of having a tailored retirement blueprint that adapts to life’s uncertainties and personal goals.


For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/

In this episode of the "Love Your Retirement Show," Heidi Ardis, founder and CEO of Agape Wealth, discusses the critical elements of retirement planning. They introduce the concept of building your financial house, using foundational principles of faith and love, symbolized by the ancient Greek word "agape." Heidi shares essential strategies for retirement, including securing a solid foundation with fixed incomes like pensions and Social Security, constructing the walls with stable investments, and capping it all with the roof of risk-based assets such as stocks. The discussion emphasizes the importance of having a comprehensive retirement blueprint that addresses income, investments, taxes, healthcare, and legacy planning.

Throughout the episode, Heidi and Mark engage in a lively conversation about the necessity of adapting your financial strategies as you transition from wealth accumulation to wealth distribution. They highlight practical tips and tools available to help retirees secure their financial future. Heidi also touches on the importance of having trustworthy advisor relationships and offers information on resources available through Agape Wealth. Listeners are encouraged to reach out for personalized advice and to obtain a free copy of Heidi's book, "Simplified Strategies for Retirees," which provides additional insights into effective retirement planning.


For more information about Heidi Ardis and the Agape Wealth team, visit https://agapewealth.com/