Financial Planning with Nathan Hughes, Financial Advisor from Raymond James & Associates.

Some people give themselves nicknames, others are earned. When earned, there's usually always a better story behind the name. Mike MadDog Hobbs has a special earned meaning which led to the advent of the MadDog Mortgage Team. It also characterizes what defines an ethos of care and transcends into the "why" MadDog Mike has for 38 years, provided benefits all Home Loan Officers should -- but don't.

Tune in as Mike explores the nuances of the mortgage world this week with his quest, Sushi Chef Isaac Cunnington...owner of My Sushi Sensei. Find out just how easy it is to buy a home competitively in today's market and explore all the benefits that come from a relationship with My Sushi Sensei and Isaac Cunnington. Sushi is my favorite and Isaac will tell us how to enjoy sushi, even if you don't think you like it...yummy!

Did you know that you can borrow money during your home purchase, using a purchase money Conventional, VA or FHA loan, to improve the home. Not a 2nd! Borrow money in the purchase transaction to remodel your kitchen or your bathroom or...whatever?  It's never been easier to use other people's money to improve your home in the purchase stage and make it the home you really want. 

Join Mike and his guest, attorney Shawn Glen, as they discuss success stories in real estate, how to prepare for the unexpected, and what your homeowner rights are when engaging your servicer, a seller or a buyer.

Listen in as Mike discusses the Fed Funds Rate, why mortgage rates are flat, new conforming loan limits, Buydowns and which one is best, how to use OPM (Other people's Money) to make buying more affordable, how to become a "Same as Cash" buyer, a "What's Up With That" segment you won't want to miss...all the while while Mike endures a winter snow storm.

In this episode, Mike shares a story of standing and being memorable when a seller, former buyer of their property Mike sold to them...not his client eight years ago. However, so impressed with the benefits provided to them as buyers on the listing, they tracked Mike down to assist in marketing their property. The Powerhouse Package, a product that makes selling more profitable and buying less terrifying. 

Mike explores how you choose a Realtor to list your home and to help you purchase one. Agencies don't use marketing to sell your home...why not? How can your agent make your home sell...make it the only choice for the segment of buyers is benefits? How does your agent make you, the buyer, become the only choice the seller has to buy their home? Find out when Mike looks at the difference between advertising and marketing your home.

This week, Mike delves into real life success stories of homeownership when other thought it couldn't be done. Renovation loans...good for fixers and homes that must have repairs made, and for those buyers that want to borrow money to do a remodel, and vxc  close the loan before the work starts...and the new electronic HELOC available with funds available in just 7 days. Buyer Benefits Bundle,making buying affordable and a new segment, "What's up with that?" 

A Home Inspection is your vitamin C...take it!  Tune in for another episode of Mortgage Madness with Mike Hobbs today at 2 PST when Chris Lahti of Home at Last Inspections, joins me to all things home inspection! Why's it so important?! You'll know at 2! See you then!  #MortgageMadness #HomeLoans #affordablebuying #realestate #HomeLending