#111: Host Chris Hutchins covers top hacks from listeners, paying taxes with your credit card, tactics for earning more points, monitoring flights for fare drops, hotel discounts, southwest companion pass and more. This episode is packed with so many great tips and hacks!
Full show notes at: https://www.allthehacks.com/listener-questions-8/

Partner Deals
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StoryWorth: Share your family stories in a custom book (+ $10 off)
Wealthfront: Stock investing through curated portfolios for as little as $1
For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

Resources Mentioned
All the Hacks: 

All the Hacks Membership

Credit Card Links: All the Hacks Credit Card Site | Prototype Card Site


Episodes: 

Ep104: Optimizing Your Insurance Policies

Ep101: Planning the Best Japan Trip Ever

Unclaimed Money Sites
Trustworthy (Free trial and 20% off)
Point.me (Get your first month for $1 with code HACKS)
Trust & Will (50% off for All the Hacks Members here)
Tax Payment Processors: Pay USA Tax | Pay 1040 | ACI Payments, Inc.
90k Bonus: Amex Gold Referral
Current Retention Offers (Miles to Memories)
Capital One Shopping Portal
Hotel Deals: Club 1 Hotels | Capital One Business Deals
Bank of America Premium Rewards Card
Southwest Companion Pass Guide
Trip Planning: Tripit Pro
Full Year Award Search: Seatspy
Vacation Rental Comparison: HiChee
AI Vacation Planning: ChatGPT | Where To?
Luggage Storage: BagsAway
Airbnb + Delta Promo
MaxRewards
Cardpointers (30% for all listeners and 50% off for members)
Scan Receipts for Points: Fetch
Skip Content Paywalls: 12ft Ladder
Fasting for Jet Lag: Harvard Article
Award Issue Articles

https://onemileatatime.com/how-to-be-your-own-liaison/

https://onemileatatime.com/when-complicated-awards-go-awry/

https://onemileatatime.com/rebooking-award-tickets-irregular-operations/


Full Show Notes (timestamps coming soon)
Listener Wins
All the Hacks Membership
Credit Cards 
Earning points and using a credit card to pay taxes
Engagement Ring Hacks
Earning more points without spending more
Prioritizing points bonuses or signup bonuses
Retention Offers
Listener hacks 
Bank of America Cards 
Companion Pass

Connect with All the Hacks
All the Hacks: Newsletter | Website | Membership | Email
Chris Hutchins: Twitter | Instagram | Website | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Mailbag #8: Earning More Points, Top Listener Hacks, Monitoring Price Drops, Paying Taxes on a Credit Card and More

Learn all the hacks to upgrade your life, money and travel – all while spending less and saving more. Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life, looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk will help you learn the strategies and tactics they used to shape their success.

Society & Culture

Personal Journals

History

Philosophy

Places & Travel

Education

Training

Language Courses

Higher Education

K-12

Educational Technology

Business

Investing

Careers

Management & Marketing

Business News

Shopping

Self-Improvement

#172: Today we go deep on the dilemma of renting vs. buying a home. Joined by Katie Gatti Tassin, we'll discuss current market dynamics, debunk misconceptions about homeownership, and provide insights to help you navigate this significant life decision. We'll also share personal finance strategies and insider tricks to help you secure the best deal. Katie Gatti Tassin is the creator of the Money with Katie podcast blog, and newsletter.
Link to Full Show Notes: https://allthehacks.com/katie-gatti-tassin-rent-vs-buy

Partner Deals
Notion: Try Notion AI free to automate tedious tasks and streamline your work
Daffy: Free $25 to give to the charity of your choice
Indochino: 10% off my favorite bespoke suits and shirts (with code ALLTHEHACKS)
Copilot: Free 2 months access to my favorite personal finance app with code HACKS2
DeleteMe: 20% off removing your personal info from the web
For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

Resources Mentioned
Katie Gatti Tassin: Podcast | Website | Newsletter | Instagram
Episode with Kathryn Valentine: It’s Officially Negotiation Season—This is What Works

Fractional Home Ownership: Pacaso
Property Appraisal Appeal: Ownwell
Rational Reminder Podcast
The Fort - An Entrepreneurship Podcast by Chris Powers
All the Hacks:

Leave a review: Apple Podcasts | Spotify


Email for questions, hacks, deals, and feedback: podcast@allthehacks.com



Full Show Notes
(00:00) Introduction
(03:04) Reality vs. Expectations of Homeownership
(07:50) The Forced Savings Argument for Ownership
(12:33) Factors to Consider Before Buying a House
(14:34) Current Status of Rental vs. Buyer's Market
(16:50) Chris' Experience with Refinancing
(23:53) Why Past Generations Invested in Homes to Build Wealth
(27:16) A Questionable Rule of Thumb for Buying a House
(29:29) Ways to Generate Income from Your House
(31:08) A Big Mistake People Make When Buying a House
(33:40) How Societal Standards Pressure People to Buy Homes They Can't Afford
(41:20) Why You Should Care About What Matters to the Seller
(49:32) Fixed vs. Adjustable Rate Mortgage
(52:13) How to Appeal Your Property Tax
(54:53) Why People Rent Even If They Can Afford to Own a House
(57:20) The Hidden Costs of Owning a House
(1:00:32) The Emotional Reasons for Buying a Home

Connect with All the Hacks
All the Hacks: Newsletter | Website | Membership | Email
Chris Hutchins: X | Instagram | Website | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Is Renting Actually Better Than Buying a Home with Katie Gatti Tassin

#171: Organizational psychologist Benjamin Hardy explores the power of a 10x growth mindset, highlighting how you can achieve more in one week than most people do in one year. He explores the core principles of 10x and the ‘Future Self’ science to transform yourself, offers practical advice to achieve ambitious goals, addresses the challenges of adopting a 10x mindset and more.
Dr. Benjamin Hardy is an organizational psychologist and best-selling author, whose books have sold millions of copies. His expertise stems from his PhD research on entrepreneurial courage and transformational leadership, and his work has been featured on Forbes, Fortune, CNBC, and many others.
Link to Full Show Notes: https://allthehacks.com/benjamin-hardy-10x-growth-mindset

Partner Deals
NetSuite: Free KPI checklist to upgrade your business performance
AG1: Free 1 year supply of Vitamin D and 5 free travel packs
Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
MasterClass: Learn from the world's best with 15% off
Fabric: Affordable term life insurance for you and your family
For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

Resources Mentioned
Benjamin Hardy: YouTube | Podcast | Website | LinkedIn


10x Is Easier Than 2x: How World-Class Entrepreneurs Achieve More by Doing Less 

The Gap and The Gain: The High Achievers' Guide to Happiness, Confidence, and Success

Dan Gilbert TEDx Talk: The Psychology of Your Future Self
Books:


Good to Great by Jim Collins


Man's Search for Meaning by Viktor Frankl


Full Show Notes
(00:00) Introduction
(01:35) Why 10x Transformation Is Easier Than 2x
(04:17) How to Reframe Your Past and Future with Psychological Flexibility
(08:53) Imagining Your Future vs. Your Future Self
(14:00) The Psychology Behind a 10x Philosophy
(18:27) The 80-20 Principle in 10x
(21:51) 80-20 Examples to Achieve 10x Performance
(24:37) Non-Work Related 10x Goals
(35:58) How to Use Your Past and Future to Increase Your Present
(39:51) Where Would People Get Stuck in A 10x Mindset?
(43:32) How to Get Rid of Things You Don't Need
(46:35) Why We Hold Onto The 80% We Don't Need
(49:34) Ben’s Advice For People Struggling To Let Things Go
(52:07) 10x As A Filtering System
(55:24) Techniques Used to Build A 10x Mindset

Connect with All the Hacks
All the Hacks: Newsletter | Website | Membership | Email
Chris Hutchins: Twitter | Instagram | Website | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Secrets of Super Achievers: Learning the 10x Growth Mindset with Dr Benjamin Hardy

#170: Chris makes a case for cash back in your credit card strategy based on some recent changes in the points and miles world. He goes deep on strategies for every spending category and shares his analysis of how to optimize points vs. cash back for the best ROI.
Link to Full Show Notes: https://allthehacks.com/cash-back-vs-points-credit-cards

Partner Deals
Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network
Vuori: 20% off the most comfortable performance apparel I've ever worn
Superhuman: Free month of the fastest and best email with code ALLTHEHACKS
Bilt Rewards: Earn the most valuable points when you pay rent
1Password: Free 2-week trial of my favorite password manager
For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

All the Hacks


Credit Card Optimization Tool v2 (w/ $10 Discount)

All the Hacks Membership

Credit Cards Page


Credit Cards Mentioned
Overall Spend

Robinhood Gold Card

Bank of America® Premium Rewards® Credit Card

Discover it® Miles

Chase Freedom Unlimited®

Higher Cash Back in 1-2 Categories

U.S. Bank Cash+® Visa Signature® Card

Citi Custom Cash℠ Card

Bank of America® Customized Cash Rewards Credit Card

Rotating Categories

Discover it® Cash Back Credit Card

Chase Freedom Flex℠

Dining/Restaurants

Capital One® Savor® Cash Rewards Credit Card

U.S. Bank Altitude® Go Visa Signature® Card

American Express® Gold Card

Travel

The Platinum Card® by American Express

U.S. Bank Altitude® Reserve Visa Infinite® Card

Wells Fargo Autograph Journey℠ Card

Chase Sapphire Reserve®

Grocery/Supermarkets

Blue Cash Preferred® Card from American Express

AAA Daily Advantage Visa Signature ® Credit Card

American Express® Gold Card

Verizon Visa® Card

Internet/Cable/Phone Bills

Chase Ink Business Cash® Credit Card

BMO CashBack® Mastercard®

Gas
Abound Visa® Platinum Card
Entertainment/Streaming

Capital One® Savor® Cash Rewards Credit Card

Capital One SavorOne Cash Rewards Credit Card

Drugstores

Chase Freedom

Chase Freedom Unlimited®

Chase Freedom Flex℠

Rent
Bilt Mastercard®
Office Supplies
Chase Ink Business Cash® Credit Card
Amazon/Whole Foods
Amazon Prime Rewards Visa Card
Mobile Wallet:

U.S. Bank Altitude® Reserve Visa Infinite® Card + Real Time Rewards


Resources Mentioned
Wealthfront: Get $5k managed free & get a 0.5% APY boost
Copilot: Free 2 months access to my favorite personal finance app with code HACKS2
X (Twitter) post: Couple opened 26 credit cards in 2017 and earned 2M points

Full Show Notes
(00:00) Introduction
(01:55) Chris' Personal Points & Miles History
(02:48) 3 Big Changes to Chris' Credit Card Strategy
(04:29) How to Take Advantage of Transfer Bonuses to Book Flights
(11:49) The Basics of Cash Back
(12:50) Best Cash Back Cards for Overall Spend
(14:06) Cards for Higher Cash Back in Certain Categories
(15:11) Other Category Spend
(19:42) Best Cards for Dining
(20:40) Travel Category
(21:44) Uncapped Card for Gas
(21:56) Cards for Groceries
(22:26) Internet, Phone Bill, and Cable Category
(22:35) Chris' Revamped Card Optimization Spreadsheet
(26:35) Main Cards for Team Points Vs. Team Cash Back
(27:44) Chris' Analysis & Category Run Through
(33:42) The Biggest Takeaway on Cash Back
(36:24) Cards for Spending Categories Like Rent, Entertainment, and Office Supplies
(39:32) The Big Wrench: Welcome Bonuses
(41:58) The Points & Miles Game With Player 2
(43:14) Credit Card Issuer Rules for Welcome Bonuses
(48:03) Quick Summary and Chris’ Final Takeaway

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Cash Back vs. Points: Are We Playing the Wrong Credit Card Game?

#169: Bestselling author Kim Scott highlights the impact of using radical candor to maintain better relationships at work and home. She shares tactics to solicit feedback, overcome the discomfort of giving and receiving criticism, and navigate situations when others disagrees with your feedback. They also discuss the evolution of Radical Candor towards Radical Respect, which addresses the impact of unconscious biases.
Kim Scott is the co-founder of Radical Candor, an executive education company based on her book, which has sold over 1 million copies and has been translated into 23 languages. Kim has a diverse background in leadership and management, having coached CEOs at top tech firms like Dropbox, Qualtrics and Twitter, as well as leading teams at Apple University and Google.
Link to Full Show Notes: https://allthehacks.com/kim-scott-radical-candor

Partners
DeleteMe: 20% off removing your personal info from the web
Tim Ferriss: The Tim Ferriss Show and Five Bullet Friday Newsletter
Facet: Personalized Financial Planning + $250 enrollment fee waived
Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
Notion: Try Notion AI free to automate tedious tasks and streamline your work
For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

Resources Mentioned
Kim Scott: Website | LinkedIn

Radical Candor: Be a Kick-Ass Boss Without Losing Your Humanity


Radical Respect: How to Work Together Better (Available for Pre-Order)

Books:


The No Asshole Rule by Robert I. Sutton


Thinking, Fast and Slow by Daniel Kahneman


Full Show Notes
(00:00) Introduction
(02:13) What Is Radical Candor?
(07:21) Importance of Radical Candor in Personal Relationships
(16:39) How Do You Deliver Radically Candid Feedback?
(19:33) Ways to Share Criticism as Feedback
(25:42) 4 Steps for Soliciting Feedback
(31:28) What to Do If Someone Disagrees with Your Feedback
(34:17) The Differences in Radical Candor Across Different Cultures
(36:47) The Negative Impact of Sharing Feedback on Text or Email
(44:17) The Evolution from Radical Candor to Radical Respect
(49:54) Examples of Unconscious Bias
(54:01) Tactics to Handle Unconscious Bias
(57:44) Applying Radical Candor and Respect with Family
(1:00:41) Importance of Being Open to Criticism from Your Kids

Connect with All the Hacks
All the Hacks: Newsletter | Website | Membership | Email
Chris Hutchins: Twitter | Instagram | Website | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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Using Radical Candor to Strengthen Relationships at Work and Home with Kim Scott

#168: Former portfolio manager Chris Doyle joins to discuss strategic ways to build and manage your investment portfolio. They do a deep dive on diversification, tax-award allocation, capacity and tolerance for risk, tax-loss harvesting, rebalancing and more.
Chris Doyle is a Research Scientist at the Stanford Autonomous Agents Lab. He co-founded the technology startup Grove to make financial services accessible and affordable for everyone. Before that, he was an investor at a macro hedge fund and had a trading career at Barclays Capital.
Link to Full Show Notes: https://allthehacks.com/investment-portfolios-chris-doyle

Partner Deals
Vuori: 20% off the most comfortable performance apparel I've ever worn
Storyworth: Capture your Mom's stories and memories in a custom book ($10 off)
Fabric: Affordable term life insurance for you and your family
MasterClass: Learn from the world's best with 15% off
Daffy: Free $25 to give to the charity of your choice
For all our deals, discounts and promo codes from our partners, go to: allthehacks.com/deals

Resources Mentioned
Chris Doyle: LinkedIn | Website
Wealthfront (Get $5k managed free and get a 0.5% APY boost)
Triumph of the Optimists: 101 Years of Global Investment Returns
Articles

Mutual Funds That Consistently Beat the Market? Not One of 2,132. (Published 2022)

Lump-sum investing versus cost averaging: Which is better?

All the Hacks Episodes

#19: Becoming a Better Investor with Andy Rachleff


#59: Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli



Full Show Notes
(00:00) Introduction
(02:14) Important Factors to Consider Before Building a Financial Portfolio
(05:54) One of the Major Mistakes Made by Retail Investors
(07:50) How to Think About Financial Risk
(08:33) Importance of Asset Class Diversification
(13:47) How to Determine Which Asset Classes to Include
(20:19) Why People Add Emerging Markets to Their Portfolio
(21:15) The Argument for International Stocks
(22:18) The Case For or Against Real Estate
(23:41) Trading Commodity Futures
(28:18) Investing in Crypto
(30:52) Non-Traditional Investments
(37:04) Bonds and Fixed Income Allocation
(43:30) Cash Interest Rate vs. Long-Term Bond Interest Rate
(46:11) How to Think About Investing
(50:34) Ways to Migrate from One Portfolio to Another
(54:06) The Role of Tax Rates
(1:01:31) Rebalancing Portfolios
(1:03:04) Tax Loss Harvesting
(1:09:39) Direct Indexing
(1:12:37) How Often Should You Change Your Portfolio?
(1:14:50) Uninvested Cash
(1:17:22) How to Pick the Right Perfect Portfolio
(1:20:22) Financial Advisors: Humans vs. Software

Connect with All the Hacks
All the Hacks: Newsletter | Website | Membership | Email
Chris Hutchins: Twitter | Instagram | Website | LinkedIn

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Mailbag #8: Earning More Points, Top Listener Hacks, Monitoring Price Drops, Paying Taxes on a Credit Card and More

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