Main Street Makers

Listen as Vincent Latteri, founder of Hito Pak and Pak Hope, shares how a life-changing experience abroad sparked his mission to serve the unhoused community. He talks about lessons learned from running multiple businesses, staying proactive when challenges come fast, and why he believes people — not profits — are a small business’s greatest asset.

Nav Technologies, Inc. (“Nav”) makes no assurances or representations regarding the accuracy or sufficiency of the information included in this podcast. This podcast is for educational purposes only, and is not legal or financial advice. If you have questions, consult a trusted professional to help you make specific decisions about your business. The views, opinions, and statements expressed by the host and guests on this podcast are their own and do not necessarily reflect the views or opinions of Nav.

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In this episode, the owner of BCK Ranch, Ryan Lockwood, shares how a family health crisis sparked the launch of their thriving family-owned-and-operated microgreens business. Ryan opens up about bootstrapping startup costs, building business credit with Nav, and expanding — despite big bank rejections. He shares real insights into juggling personal savings and reinvesting profits to fuel aggressive growth. Get tips on stepping out of your comfort zone, growing customer relationships, and sharpening your competitive edge to compete with bigger players.

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Nav Technologies, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. The Nav Prime Charge Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.

With regard to credit building features: scores are calculated from many variables; some users may not see improved scores. The Nav Prime Card is a business financing product and may not be used for personal, family or household transactions.

Nav Technologies, Inc. (“Nav”) makes no assurances or representations regarding the accuracy or sufficiency of the information included in this podcast. This podcast is for educational purposes only, and is not legal or financial advice. If you have questions, consult a trusted professional to help you make specific decisions about your business. The views, opinions, and statements expressed by the host and guests on this podcast are their own and do not necessarily reflect the views or opinions of Nav.

Follow us here:

Instagram: https://www.instagram.com/navsmb/

LinkedIn: https://www.linkedin.com/company/navsmb/

Facebook: https://www.facebook.com/navsmb

In this episode, seasoned entrepreneur Cassandra Outlaw shares her journey through various business ventures, including farming, real estate, and a restaurant. Cassandra discusses the importance of overcoming fear, building a supportive network, and understanding business credit. Learn valuable insights on using net-30 accounts to build credit and help establish legitimacy.

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Nav Technologies, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. The Nav Prime Charge Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.

With regard to credit building features: scores are calculated from many variables; some users may not see improved scores. The Nav Prime Charge Card is a business financing product and may not be used for personal, family or household transactions.

Nav Technologies, Inc. (“Nav”) makes no assurances or representations regarding the accuracy or sufficiency of the information included in this podcast. This podcast is for educational purposes only, and is not legal or financial advice. If you have questions, consult a trusted professional to help you make specific decisions about your business. The views, opinions, and statements expressed by the host and guests on this podcast are their own and do not necessarily reflect the views or opinions of Nav.

Follow us here:

Instagram: https://www.instagram.com/navsmb/

LinkedIn: https://www.linkedin.com/company/navsmb/

Facebook: https://www.facebook.com/navsmb

Listen as Tammy Valentine, owner of LuckyTamm Marketing Group, shares her journey to build a successful marketing agency from what was originally a side hustle. Tammy emphasizes the need to delegate as a business grows, and how important it is for her to be the opposite of a micromanager. Additionally, she touches on the common traits of successful small businesses she interacts with — ending with insider tips on marketing oneself authentically and taking risks.

Nav Technologies, Inc. (“Nav”) makes no assurances or representations regarding the accuracy or sufficiency of the information included in this podcast. This podcast is for educational purposes only, and is not legal or financial advice. If you have questions, consult a trusted professional to help you make specific decisions about your business. The views, opinions, and statements expressed by the host and guests on this podcast are their own and do not necessarily reflect the views or opinions of Nav.

Follow us here:

Instagram: https://www.instagram.com/navsmb/

LinkedIn: https://www.linkedin.com/company/navsmb/

Facebook: https://www.facebook.com/navsmb

In this conversation, we talk with successful entrepreneur, Yizreel Tate, who owns several businesses, including a transportation company. Yizreel shares insights on how he scaled his business from one party bus to over 100 vehicles in just a few years, emphasizing the role of community support and the need for proper organization and resources for aspiring entrepreneurs. He also provides valuable insights into navigating the funding process and offers advice for aspiring entrepreneurs.

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Nav Technologies, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. The Nav Prime Charge Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.

With regard to credit building features: scores are calculated from many variables; some users may not see improved scores. The Nav Prime Charge Card is a business financing product and may not be used for personal, family or household transactions.

Nav Technologies, Inc. (“Nav”) makes no assurances or representations regarding the accuracy or sufficiency of the information included in this podcast. This podcast is for educational purposes only, and is not legal or financial advice. If you have questions, consult a trusted professional to help you make specific decisions about your business. The views, opinions, and statements expressed by the host and guests on this podcast are their own and do not necessarily reflect the views or opinions of Nav.

Follow us here:

Instagram: https://www.instagram.com/navsmb/

LinkedIn: https://www.linkedin.com/company/navsmb/

Facebook: https://www.facebook.com/navsmb

In this conversation, we talk with Chad Huber, former entrepreneur and current product manager at Nav who led the development of the Nav Prime Card. Chad emphasizes how his small business days taught him the importance of understanding customer needs and building relationships as core components of business success. He also discusses how providing value and differentiation can lead to a thriving business — as long as you have the right financial foundations in place.

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Nav Technologies, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. The Nav Prime Charge Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.

With regard to credit building features: scores are calculated from many variables; some users may not see improved scores. The Nav Credit Builder Card is a business financing product and may not be used for personal, family or household transactions.

Nav Technologies, Inc. (“Nav”) makes no assurances or representations regarding the accuracy or sufficiency of the information included in this podcast. This podcast is for educational purposes only, and is not legal or financial advice. If you have questions, consult a trusted professional to help you make specific decisions about your business. The views, opinions, and statements expressed by the host and guests on this podcast are their own and do not necessarily reflect the views or opinions of Nav.

Follow us here:

Instagram: https://www.instagram.com/navsmb/

LinkedIn: https://www.linkedin.com/company/navsmb/

Facebook: https://www.facebook.com/navsmb

In this episode, we talk with Kathleen Lauer, the owner of Inspire Salon, about the challenges and successes in running a small business in the beauty industry. Kathleen shares her initial fears about stepping away from directly cutting hair and into a pure leadership role — but that it became the catalyst pushing her business into growth mode.

Nav Technologies, Inc. (“Nav”) makes no assurances or representations regarding the accuracy or sufficiency of the information included in this podcast. This podcast is for educational purposes only, and is not legal or financial advice. If you have questions, consult a trusted professional to help you make specific decisions about your business. The views, opinions, and statements expressed by the host and guests on this podcast are their own and do not necessarily reflect the views or opinions of Nav.

Follow us here:

Instagram: https://www.instagram.com/navsmb/

LinkedIn: https://www.linkedin.com/company/navsmb/

Facebook: https://www.facebook.com/navsmb

In this engaging conversation, Marty McDonald shares her bold entrepreneurial journey. Learn how one cold email to Target got her placed in over 400 stores. She discusses business challenges faced by entrepreneurs, particularly women of color, while also emphasizing the importance of community building, mindset, and self-advocacy.

Nav Technologies, Inc. (“Nav”) makes no assurances or representations regarding the accuracy or sufficiency of the information included in this podcast. This podcast is for educational purposes only, and is not legal or financial advice. If you have questions, consult a trusted professional to help you make specific decisions about your business. The views, opinions, and statements expressed by the host and guests on this podcast are their own and do not necessarily reflect the views or opinions of Nav.

Follow us here:

Instagram: https://www.instagram.com/navsmb/

LinkedIn: https://www.linkedin.com/company/navsmb/

Facebook: https://www.facebook.com/navsmb

In this episode, small business owner Clarence Adams shares the importance of focusing on building business credit early on — so you’re not relying solely on personal credit — as well as the value of mentorship. The conversation highlights common struggles faced by small business owners and offers valuable insights for those starting their own businesses.

Nav Technologies, Inc. (“Nav”) makes no assurances or representations regarding the accuracy or sufficiency of the information included in this podcast. This podcast is for educational purposes only, and is not legal or financial advice. If you have questions, consult a trusted professional to help you make specific decisions about your business. The views, opinions, and statements expressed by the host and guests on this podcast are their own and do not necessarily reflect the views or opinions of Nav.

Follow us here:

Instagram: https://www.instagram.com/navsmb/

LinkedIn: https://www.linkedin.com/company/navsmb/

Facebook: https://www.facebook.com/navsmb

In this episode of Main Street Makers, Christine Hodge shares her inspiring journey from being a paralegal to becoming the co-owner of a successful family window cleaning business. With over 21 years in the industry and a revenue of $2 million, Christine discusses the importance of systems for pricing and cash flow management, and the significance of building a community with other like-minded small business owners.

Nav Technologies, Inc. (“Nav”) makes no assurances or representations regarding the accuracy or sufficiency of the information included in this podcast. This podcast is for educational purposes only, and is not legal or financial advice. If you have questions, consult a trusted professional to help you make specific decisions about your business. The views, opinions, and statements expressed by the host and guests on this podcast are their own and do not necessarily reflect the views or opinions of Nav.

Follow us here:

Instagram: https://www.instagram.com/navsmb/

LinkedIn: https://www.linkedin.com/company/navsmb/

Facebook: https://www.facebook.com/navsmb