Making Cents

Making Cents of the Budget: What KiwiSaver changes mean for you, and could you get a pay rise? LIVE REPLAY


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KiwiSaver’s been cut, so what should you do now?


In this special live episode of Making Cents, we unpack the 2025 Budget and what it means for your money.

Spoiler: the government just halved the KiwiSaver contribution. And if you’re earning over $180k? You’ll lose it entirely.


There’s a lot of noise out there, but this is where we get to the real talk.


We cover:

- What the KiwiSaver changes actually mean for your pay and your future

- Whether it’s still worth contributing (especially if you’re self-employed)

- The sneaky detail about employer contributions no one’s talking about

- How to build long-term wealth even when the rules keep changing

- Plus what global interest rates and US election chaos could mean for NZ investors


Joined by:

Hannah McQueen (Enable.Me)

Ron Montgomery (BlackRock)

Aaron Klee (AMP)


If you’re feeling frustrated or confused — you’re not alone. But the good news? You’ve still got options.

We'll break it down, calmly and clearly, so you can stay one step ahead.


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Making CentsBy Frances Cook