Making It Count

According to USA Today, Pew Research Center found that around 22 million employed adults in the U.S. work from home all the time. Working remotely can offer more flexibility, but how does it impact your finances? On this episode, Cristina and Randy spoke with Lauren and Justin, who work remotely as Director of Strategy and Development Director at GreenHouse Agency.

Links:

- Addition Financial Resource Center: https://resources.additionfi.com/

- Learn more about Addition Financial: https://hubs.la/H0zbJ0W0

- Making It Count, Season 4, Episode 9: https://resources.additionfi.com/money-fun-going-abroad

On Credit.com, it was reported that the total average cost of owning a dog per year can range from $773 to $1,848. If you’re a cat person, the total annual cost tends to range from $788 to $1,693. Responsible pet owners will need to understand what the potential expenses are when taking in a furry friend. On this episode, Crisitna and Randy gain helpful insight from Bethany Hsia, Doctor of Veterinary Medicine and the co-founder of CodaPet.

Links:

– Addition Financial Resource Center: https://resources.additionfi.com/

– Learn more about CodaPet: https://www.codapet.com/about

Deal News reported that student discounts typically take around 10%-15% off of qualifying purchases, but you'll find some places that offer 50% off or even higher. There are many ways for students to boost their finances in college, and Crisitna and Randy brought on a local expert to share more tips. Hear from Randy Pawlowski, Director of Student Development at Seminole State College.

Links:

- Find Season 1, Episode 9, A Crash Course on College Finances here: resources.additionfi.com/college-finances

- Learn more about Addition Financial: hubs.la/H0zbJ0W0

- Learn more about Seminole State College: www.seminolestate.edu/

According to WalletHub, 85% of college students already have a credit card. It's tempting to keep accepting new credit card and loan offers, especially with the freedom to make big purchases. However, it’s important to make informed decisions. Cristina and Randy sat down with Gabrian Calkins, Assistant Manager of Consumer Lending at Addition Financial, for some expert insight.

- Addition Financial Resource Center: https://resources.additionfi.com/

- Learn more about Addition Financial: https://hubs.la/H0zbJ0W0

- Learn more about Seminole State College: https://www.seminolestate.edu/

In this episode, hosts Cristina and Randy delve into the complexities of financing a college degree. With millions of students facing student loan debt, CEO Chuky Ofoegbu from Sojourning Scholar joins the discussion to demystify financial aid options. Covering everything from applying for student loans and avoiding FAFSA mistakes to exploring grants and scholarships like Bright Futures, they equip students with essential knowledge. In the rapid-fire round, they address differences between federal and private loans, scholarship application tips, and more.

Learn more about the Addition Financial Foundation: https://foundation.additionfi.com/

Learn More about Sojourning Scholar: https://sojourningscholar.com/

In this episode of Making It Count, Randy and Cristina discuss the importance of avoiding fraud, noting the rise in credit card fraud cases. They share personal anecdotes and introduce guests Lee and Paul, IT experts from Addition Financial. The discussion covers common scams to watch for in 2024, red flags of financial scams, and tips for managing passwords and sensitive information online. They emphasize checking bank statements regularly and reporting suspected fraud to the FTC, banks, or the BBB.

Addition Financial Fraud Blog: resources.additionfi.com/fraudulent-activity-transactions

Learn More about Addition Financial: www.additionfi.com/

In this episode, Cristina and Randy discuss how to plan a wedding without breaking the bank. Special guest Jessica Bishop, creator of The Budget Savvy Bride, shares insights on managing wedding costs, finding deals from vendors, and creative ways to save on venues, food, and decorations. They also cover often-overlooked expenses and tips for effective budget tracking.

Previous Wedding Episode from Season 2: resources.additionfi.com/wedding-budget

Learn More about The Budget Savvy Bride: thebudgetsavvybride.com/

Learn More about Addition Financial: www.additionfi.com/

In this episode, hosts Cristina and Randy explore smart renting practices and red flags to watch out for. With 34% of U.S. housing units occupied by renters, there's a lot to consider when leasing. Real estate expert David Pupo joins the discussion to share essential tips on what to look for in a rental agreement, finding reliable roommates, identifying potential rental scams, and understanding additional fees like renter’s insurance and pet rent.

How to Save Money for a House Down Payment While Renting Article: https://resources.additionfi.com/how-to-save-for-a-house

Learn more about Addition Financial: https://www.additionfi.com/

Learn more about Orange Blossom Homes: https://www.myobhomes.com/

In this episode, hosts Cristina and Randy tackle the often mystifying realm of paychecks. With over half of Americans confused about terms like HSA and FSA, Brandon and Andrew from Addition Financial join the discussion to shed light on paycheck breakdowns. They cover gross vs. net pay, types of deductions, common W-4 mistakes, and the differences between HSAs and FSAs. Exploring tax brackets and maximizing earnings, they offer valuable insights to help listeners navigate their paychecks more effectively.

The Expert Bi-Weekly Paycheck Budget & Savings Plan: resources.additionfi.com/bi-weekly-savings-plan

Learn More about Addition Financial: additionfi.com/

Welcome to the Season 5 premiere of Making It Count! In this episode, hosts Cristina and Randy explore expert ways to boost your savings. They discuss the importance of understanding different savings accounts and strategies with guest expert Dan Sheerin from Addition Financial. From retirement planning to debt management, Dan shares valuable insights to help listeners maximize their savings potential. Plus, they tackle common misconceptions and provide actionable tips for establishing healthy savings habits. Join us as we kick off another season of empowering financial advice on Making It Count!

Resources:

Money Management Tips: pages.additionfi.com/money-management-guide

Learn more about Addition Financial: additionfi.com/