In this episode of the Making Sense of Money podcast, we head to Walla Walla to sit down with Greg Tompkins, interim manager of the Walla Walla County Fair and Frontier Days, to talk about the history, community, and financial impact behind one of Washington's longest-running traditions. Greg shares his deep connection to the fair, from his years serving as a Walla Walla County commissioner to watching his own grandchildren raise and show animals.

Together, they discuss what it takes to bring the fair to life each year, including sponsorships, volunteers, local vendors, facility rentals, and the countless hours of work happening behind the scenes. Greg also shares how the fair supports the local economy, welcomes more than 90,000 visitors, and gives young people involved in 4-H, FFA, and Grange an opportunity to learn firsthand about hard work, responsibility, budgeting, and managing money.

Whether you're a longtime fairgoer or have never experienced the Walla Walla County Fair and Frontier Days, this episode offers a look at why the event has remained such an important community tradition for 160 years. Greg also shares ways families can make the most of their visit, what's ahead for the fair, and why creating affordable experiences and lasting memories continues to be a priority.

If you're interested in community traditions, supporting local businesses, or the valuable financial lessons that can come from agriculture and youth programs, this episode is full of great stories and insight.

In this episode of the Making Sense of Money podcast, Danielle sits down with Ashley James from Lewis-Clark State College to explore the many benefits of dual credit and early college opportunities for high school students. Ashley explains how students can earn college credit while still in high school, potentially saving thousands of dollars in tuition and getting a head start on their educational and career goals.

Together, they discuss how Idaho's Advanced Opportunities program helps cover the cost of dual credit classes, the different ways students can participate, and why these programs are about more than just saving money. Ashley shares how dual credit can help students build confidence, explore career paths, complete prerequisites early, and even graduate with an associate degree before receiving their high school diploma.

Whether you're a parent, student, or educator, this episode provides valuable insight into how early college programs work, who can participate, and where to start if you're interested in taking advantage of these opportunities. Ashley also shares why asking questions, exploring scholarships, and understanding your financial options can make a lasting impact on a student's future.

If you're looking for practical ways to reduce the cost of higher education while preparing students for long-term success, this episode is full of helpful information and encouragement.

In this episode of the Making Sense of Money podcast, Danielle sits down with home and commercial inspector Paul Duffau to explore one of the most important steps in the homebuying process: the home inspection. From uncovering hidden issues to providing peace of mind, Paul shares why an inspection can be one of the smartest investments a buyer makes before closing on a home.

Together, they discuss what inspectors look for, common problems found in homes of all ages, and how inspection reports can help buyers make informed decisions and avoid costly surprises down the road. Paul also shares real-world stories from his decades of experience, including examples of issues that could have become major safety concerns if left undiscovered.

Whether you're a first-time homebuyer, preparing to sell your home, or simply curious about what happens during an inspection, this episode offers practical advice on choosing an inspector, understanding inspection reports, and knowing when a home issue is a red flag versus a manageable repair.

Paul also reflects on the relationship between money and life’s bigger priorities, sharing why financial preparedness can create opportunities to enjoy the moments that matter most. If you're considering a home purchase or want to better understand how to protect one of your biggest investments, this episode is packed with valuable insights you won't want to miss.

In this episode of the Making Sense of Money podcast, Tanis sits down with P1FCU’s VP of Mortgage Lending, Wes Gossage, to break down one of the most important first steps in the homebuying journey: getting pre-qualified vs. pre-approved.

Whether you’re a first-time homebuyer or just need a refresher, Wes walks through what these terms really mean, how they impact your buying power, and why taking that extra step can give you confidence when it’s time to make an offer. Along the way, they cover common mistakes to avoid, what lenders are really looking for, and how different loan options from conventional to FHA and VA, can fit your unique situation.

You’ll also get practical insights on interest rates, down payments, and how to think about your budget in a way that supports both your present and your future. Plus, Wes shares real-world advice on slowing down, asking the right questions, and making a homebuying decision you’ll feel good about for years to come.

If you’re thinking about buying a home or just want to feel more confident in the process, this episode will help you take that next step with clarity.

In this episode of Making Sense of Money, presented by P1FCU, Tanis sits down with Jesse Broyles, owner of Vintage Traditional, to explore how passion, perseverance, and personal story can shape a truly unique business.

What started as a deeply personal journey, rooted in childhood memories, family influence, and a desire to create something meaningful, has grown into a handcrafted fragrance brand with heart. Jesse shares the inspiration behind his perfumes, the emotional stories tied to each scent, and how his upbringing shaped both his craft and his approach to business.

From navigating the challenges of starting a business while raising a family to learning the balance between quality, pricing, and purpose, this conversation highlights what it really takes to build something from the ground up. Jesse also opens up about the importance of authenticity, community support, and why sometimes the biggest hurdle is simply getting started.

Whether you're an aspiring entrepreneur, a supporter of small businesses, or someone who appreciates the artistry behind meaningful products, this episode offers insight, inspiration, and a reminder that success doesn’t always follow a traditional path.

Subscribe and learn more at p1fcu.org, and take one step closer to making sense of money.

In this episode of Making Sense of Money, presented by P1FCU, Tanis sits down with Joe Reiner from the Idaho Division of Veteran Services to shed light on the powerful resources available to veterans and their families.

With over two decades of military service and nearly a decade helping Veterans navigate benefits, Joe shares what it really means to advocate for those who have served. From disability compensation and healthcare access to education benefits and housing assistance, this conversation breaks down how these programs can create real financial stability and life-changing support.

You’ll also hear how Joe and his team go above and beyond, meeting Veterans where they are, helping families through difficult transitions, and ensuring no benefit goes overlooked. Plus, learn why starting the process early is key and how even a simple phone call can open the door to thousands of dollars in support.

Whether you’re a Veteran, have a loved one who served, or simply want to better understand the impact of these programs in our community, this episode is packed with insight, resources, and meaningful stories.

Subscribe and learn more at p1fcu.org and take one step closer to making sense of money.

In this episode of Making Sense of Money, presented by P1FCU, Tanis sits down with Mona Jacks from Community Action Partnership’s Area Agency on Aging to talk about a topic that impacts more families than we often realize, protecting our aging loved ones.

As an Adult Protection Supervisor, Mona shares what she’s seeing across North Central Idaho, from rising financial challenges on fixed incomes to the growing sophistication of scams targeting seniors. Together, they discuss the warning signs of financial exploitation, how to start difficult (but important) conversations with aging parents, and why planning ahead can make all the difference.

You’ll also learn practical steps families can take to protect their loved ones, where to turn for help, and how community resources like CAP and local financial institutions work together to support vulnerable populations.

This episode is a must-listen for anyone with aging parents, caregivers, or those simply looking to stay informed and proactive when it comes to financial safety.

Subscribe and learn more at p1fcu.org and remember, a simple conversation today can prevent a crisis tomorrow.

In this episode of Making Sense of Money, presented by P1FCU, Tanis sits down with Billy Jeffrey Scharnhorst, longtime owner of GNC in the Lewiston Center Mall and the driving force behind the mall’s recent revival. From opening his first business at just 20 years old to helping reimagine what the mall can be for the Valley, Billy shares how goal-setting, discipline, and a clear vision have guided every step of his journey.

They talk about the changing retail landscape, what it takes to attract the right businesses, and why bringing life, connection, and community back into the mall matters. Billy also dives into his passion for financial education, explaining why fitness and finances have more in common than people think and why being “financially fit” starts with knowing your numbers and having a plan.

Whether you’re a small business owner, a goal-setter, or just excited about the future of the Lewiston Center Mall, this episode is packed with motivation, practical insight, and local pride.

Subscribe and learn more at p1fcu.org and remember, goals work when you do.

In this episode of Making Sense of Money, presented by P1FCU, Tanis sits down with Stevie Stajkowski-Costa of SJX Jet Boats to talk about family business, innovation, and what it really takes to build something from the ground up.

From its beginnings in Orofino, Idaho, SJX has grown into one of the world’s leading shallow water jet boat manufacturers, designing high-performance boats that can run in less than three inches of water. But behind the tunnel hulls and EcoBoost engines is a story rooted in work ethic, resilience, and a father-daughter partnership built on trust (and a few healthy disagreements).

Stevie shares what it’s like working side-by-side with her dad, the lessons she’s learned about bookkeeping and business ownership, and why asking for help is one of the most powerful financial decisions you can make. This episode is about more than boats, it’s about legacy, leadership, and putting in the work when no one’s watching.

Whether you’re running a family business, dreaming of starting your own, or just love a good Idaho success story, this conversation is packed with heart and hard-earned wisdom.

Subscribe and learn more at p1fcu.org.

On this episode of Making Sense of Money, presented by P1FCU, host Tanis is joined by North Idaho wedding planner Sydney Schatz, founder of A Piece of Harmony Events. With hundreds of weddings under her belt, Sydney offers a practical and empowering guide to making smart financial choices when planning a wedding.

From understanding how guest count drives your entire budget to knowing when to splurge and what to skip, Sydney breaks down the behind-the-scenes decisions that most couples don't think about until it's too late. She also shares why hiring a planner is less about fancy details and more about protecting the investment you've made in your big day.

Whether you're newly engaged or just love a good wedding story, this episode is packed with tips on how to plan a wedding that's personal, realistic, and unforgettable.

Subscribe and learn more at p1fcu.org. And don't forget: good food, good drinks, and a dang good time are always in style.