A Merry Christmas and no avalanche of bills in the new year. That's what Samantha Taylor wants to offer this season by sharing her insights on how you can enjoy the holidays without taking on unmanageable consumer debt. From decorating to gift exchanges to the new credit card pass through fees, she offers her advice. Sam is senior instructor in the Rowe School of Business at Dalhousie University and is the host of the Sam Taylor Podcast.