VC investment in 2026 is concentrated in AI (which captured over 60% of global VC in 2025) along with Healthcare/Biotech, Fintech, and Enterprise Software, with funds prioritizing startups that demonstrate strong technology, business traction, proprietary data, and a clear path to scaling, rewarding disciplined execution and diversification across growth and risk sectors.

In 2026, European VC capital flows are dominated by Artificial Intelligence ($17.5B in 2025), Healthcare/Biotech ($13B), and Fintech ($7.4B), with AI now functioning as core business infrastructure and enterprise software underpinning growth across most industries; furthermore, climate tech and deep tech are also attracting significant strategic funding.

From Berlin to Paris, we count down the most promising insurtech startups in Europe that are poised for a breakout year.

Who is building the future of insurance? We spotlight the key trends new founders are leveraging, from embedded insurance to climate risk and parametric products.

A deep dive into a specific B2B opportunity. We examine how AI is replacing manual underwriting, enabling new types of commercial insurance products to be built.

Welcome to the podcast series hosted by Minh Q. Tran, Managing Partner of Mandalore Partners, and with Sabine VanderLinden, Founder of Alchemy Crew Ventures.

We explore the practical applications of AI in insurtech. This episode covers how machine learning is making claims processing faster, pricing more accurate, and risk models predictive.

Insurance is a legacy industry, but is it ripe for new challengers? This episode identifies the remaining white space and opportunities for insurtech founders in Europe.

In a crowded market, how do founders choose the right VC? We analyze what makes a fintech-focused fund a true value-add partner, beyond just the capital.

We follow the money in fintech. This episode looks at the hottest sectors, from innovating on core infrastructure to embedding financial services in non-financial platforms.