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Busy day for results - WBC up 5% on theirs. Seems to be some switching out of CBA into the other banks after it went ex-dividend yesterday. RIO results after hours this afternoon. Some pandemic beneficiaries falling on results - NWL, BAP,  SUL, CAR -) and some pandemic victims rising - WEB and CTD up today - end of Victorian lock down helps.  Its all about ETFs today as it turns out the MT ETF portfolio, without any hassle, is outperforming the Growth and Income portfolios effortlessly. A good reason to get that ETF SMA going as soon as possible.  We look at the ETF benefits today.