Ontario Mortgage & Real Estate Insights Podcast

Market Trends, Regulatory Changes, and Housing Forecasts


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The episode kicks off with Sandy MacKay and a sponsor message from Real Approved Inc. It covers brokerages' handling of interest on trust account funds and the importance of Schedule B disclosures. Regulatory changes for fairness in real estate, CMHC's housing construction goals, and the Bank of Canada's lending rate decision are analyzed. Insights into residential construction productivity, Bill 60's impact on Ontario's market, and Toronto's market shifts are explored. Re/Max's 2026 forecast and Lindsay Smith's home pricing strategies are discussed, highlighting challenges for move-up buyers. The episode wraps up with closing remarks and a teaser for the next episode.
(0:00) Introduction by Sandy MacKay
(0:21) Sponsor: Real Approved Inc.
(0:42) Brokerages and Interest on Trust Account Funds
(1:37) Schedule B Disclosures and Consumer Awareness
(2:01) Brokerage Practices and Interest on Deposits
(3:42) Regulatory Changes for Fairness in Real Estate
(4:06) CMHC's Housing Construction Rate Goals
(7:02) Bank of Canada's Overnight Lending Rate Decision
(10:20) Residential Construction Productivity and Housing Costs
(12:43) Bill 60 and Ontario's Housing Market Impact
(15:43) Toronto Market Shift and Buyer Behavior
(18:16) Re/Max 2026 Housing Market Forecast
(20:53) Lindsay Smith on Home Sale Pricing Strategies
(23:51) Move-Up Buyer Challenges in Today's Market
(26:39) Closing Remarks and Summary
(26:51) Sponsor: Real Approved
(27:14) Outro and Next Episode Teaser
...more
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Ontario Mortgage & Real Estate Insights PodcastBy Sandy MacKay, Steve Hamoen