Knowledge is an important part of the foundation for better personal finance. In the previous episodes, we discussed the four elements in the foundation which are habits, knowledge, time, and risk management.  In this episode, learning and gaining financial knowledge is covered.  

Continuing from the last episode, referring back to the first element in the foundation for better personal finance.   Our habits and routines and the effect of them on our finances are talked about in this episode.  

Establishing a foundation and creating a path to a better financial future.  Understanding our actions and behavior and making the necessary changes for a more secure financial life. 

Frank talk about ways to increase income and reduce expense.  Be wary of any get rich quick schemes.

Reviewing personal expense and income, ways to reduce expense, and increase income.   Understanding the level of control you have over your long and short term expense.  Evaluating your income and coming up with a plan to obtain new in-demand skills and how to monetize those skills.

First steps in reviewing your expenses and creating a budget.