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“If you will live like no one else, later you can live like no one else.”
― Dave Ramsey
1 Corinthians 10:24-27
Do you not know that in a race all the runners run, but only one receives the prize? So run that you may obtain it. Every athlete exercises self-control in all things. They do it to receive a perishable wreath, but we an imperishable. So I do not run aimlessly; I do not box as one beating the air. But I discipline my body and keep it under control, lest after preaching to others I myself should be disqualified.
How do you view debt that one person brought into the marriage as “ours” especially when the two of you are on different pages about spending before the debt is paid off?
What do you recommend in terms of building multiple streams of income?
- Publish a book - https://bookworthy.com
- Start a small business based off skills or resources you and your husband have.
- Photography
- Painting
- We know many people who have made a decent income off youngliving.
How do you both feel about taking risks financially? Such as investing in something that might cost a lot but also make money in the future.
Luke 14:28 For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it?
James 4:13-17
Come now, you who say, “Today or tomorrow we will go into such and such a town and spend a year there and trade and make a profit”— yet you do not know what tomorrow will bring. What is your life? For you are a mist that appears for a little time and then vanishes. Instead you ought to say, “If the Lord wills, we will live and do this or that.” As it is, you boast in your arrogance. All such boasting is evil. So whoever knows the right thing to do and fails to do it, for him it is sin.
Do you make a college fund for your children? If so how much do you add to it each month?
How do you feel about mortgages? We are debt-free but live in NYC and seems you can’t own a home without a mortgage. Is that still debt-free?
How do we not touch savings?
How to tithe when financially struggling?
What is your take on separate bank accounts in marriage?
The bible speaks very specifically to this question
Genesis 2:24, Matthew 19:5, Mark 10:8, Ephesians 5:31
The 2 shall become one.
When budgeting do you allow for a savings amount for birthday gifts food ect or does it all come out of general?
What percentage of the budget should be allowed for food? Assuming all food or going out?
How much is a realistic amount to save each week?
My husband and I are in so much debt. We don’t know how to budget. Any advice? We want to be debt-free and not living paycheck to paycheck.
We have 3 boys. How should we decide what they can and can’t do because of the budget? they love sports must ect.
What do you do for health ins we are self-employed would love to hear what you do.
How do you navigate financial stress as a team?
What do you guys use for a budget?
How do you budget with kids, one income, and a stay at home mom?
I want to be a stay at home mom but we are not sure we can afford it. What should we do?
Do you have any advice on seeing if you are ready to go to a one income household? How do you prepare to go to one income with a second baby?
Dear Lord,
Thank You for everything You give to us. Thank You for our finances and thank You for our jobs so that we can provide for our families so that we can give back to You, and be generous with others. We pray we would be good stewards of all that You give to us, especially money. We pray we would be faithful to use our money the way You want us to. Help us to be united in our marriage in the way we spend, save, and give. Help us to make financial decisions with wisdom and with wise counsel. Please help us to live debt-free and may our lives be a testimony to others of Your faithfulness. May we be people who
