Sean Mason discusses how going broke is a main concern of so many people. Then he expresses a major misconception people have about retirement: money saved vs. future income. Sean gives a general rule of thumb to help people determine what they need annually, describes different retirement income tools, and shares how inflation and taxes need to be in the equation. Sean also describes his “Retirement 101” classes and his passion for doing them

Schedule your complimentary retirement plan discussion with the Mason Street Wealth Management team at 559-892-0002 or go to MasonStreetWealthManagement.com.

Sean is also teaching a Retirement Planning Class at CSU Fresno that is open to the public on June 17th and 19th from 6-8p. Go to the events page to learn more and call the office, if you want to attend. https://masonstreetwealthmanagement.com/events/seminars/

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Sean Mason talks about annuities and explains how they work and why they often are a key ingredient in retirement income. He also shares the negative perception that annuities have but how fixed annuities and their preserved principals often remedy that. Sean also talks about hiking in California and the longest hike he has ever taken.

Click here to schedule a complimentary appointment with the Mason Street Management team or call 559-892-0002. 

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Sean Mason discusses the differences between tax planning and tax preparation. He shares some mistakes that people make in when they draw from retirement accounts and why taking steps years ahead of time can potentially save someone thousands of dollars. Sean also explains how people’s lifestyles are affected when taxes increase and why paying taxes in the present is often better than down the line.

Click here to schedule a complimentary appointment with the Mason Street Management team or call 559-892-0002. 

Sean is also teaching a Retirement Planning Class at Fresno State University that is open to the public on April 29th. Go to his events page to learn more. 

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Sean Mason discusses the many benefits of Roth conversions. He first describes what a Roth IRA is and the limitations they have and then compares that to the many ways people can use Roth conversions. Sean explains why people who need money to be liquid should be wary of a Roth conversion and warns of tax implications in converting that money. Sean describes the strategies and planning that his team uses to help Roth conversions go smoothly and the types of accounts that are allowed to be converted to Roths.

Click here to get in touch with Sean and his team or give them a call at 559-892-0002.

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Sean Mason talks about two popular buckets of money. He explains what people misunderstand about qualified money accounts and why they need to be very considerate of the tax implications down the line. Sean also talks about common accounts that people realize are non-qualified – that people have already paid taxes on. And Sean shares why there are so many exceptions and rules and that people should not make big moves with either type of money without the help of a financial advisor. Sean also shares about how he will be snowboarding and surfing within days of each other soon.

Click here to get in touch with Sean and his team or give them a call at 559-892-0002.

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Sean Mason discusses the required minimum distribution. He defines it and shares the complicated formula for the ages at which people begin having to take RMDs. Sean shares which accounts have RMDs and why and explains when they are due and the penalties for missing the date. Sean also shares why having Mason Street Retirement Insights assist people in this process is important, since this puzzle piece of retirement may affect others.

Click here to get in touch with Sean and his team or give them a call at 559-892-0002.

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Sean Mason talks all things social security. He explains how SSI is complicated and has many nuances, along with the ages can and must take it and the strategies in doing so. Sean also describes the factors that determine when people start drawing social security and the effects that can have on taxation. And Sean shares how winter in Fresno has been and how they could use some rain.

Click here to get in touch with Sean and his team or give them a call at 559-892-0002.

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Sean Mason discusses one of the most popular retirement plans: the 401(k). Sean defines what it is and how it interfaces with people’s taxes. Sean also compares a 401(k) to a Roth 401(k) and shares how no single plan is the single answer for someone. He also talks about how retirement planning is like a descent down a mountain and takes careful planning. And Sean discusses his sports rooting interests, including one team that moved out of state.

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Sean Mason talks about growing up in a small town in Northern California and then going to college and staying in Fresno. He describes his move from the advertising industry to finance and how talks with his mom prompted that. Sean also describes Mason Street Wealth Management as a full-service firm and tells listeners why some other firms simply do not do enough for retirees.

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Wherever you are on your road to retirement, now Mason Street Wealth Management can come with you! Mason Street Retirement Insights is a convenient new podcast show hosted by Sean Mason where you can get the financial information and professional insights that will help you convert your ideal vision of retirement into an actionable financial plan and investment strategy. 

On each episode, Sean will dive deep into a new and relevant topic in today’s changing retirement climate like investment management insights, insurance planning tips, retirement income strategies, and beyond. Plug in your favorite headphones and press play for informative and entertaining retirement news that can help you build a stronger and healthier financial foundation.

Start streaming now and subscribe to never miss an episode!

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