In this episode we sit down with Peter Shanley, Senior Counsel and Founder of Barristers Direct, to explore how the brand‑new “direct‑access” model is reshaping legal services in Ireland.

👉 What you’ll learn:

The difference between barristers and solicitors inthe Irish legal system.

How recent legislation (Legal ServicesRegulation Act) now let’s individuals and companies consult a barrister directly—no solicitor required.

How Barristers Direct removes financial, administrative, and knowledge barriers, letting clients pay one lawyer instead of two and get advice within 10 days.

The full range of matters covered – defamation, family law, divorce, DIY‑divorce, employment disputes, landlord‑tenant,construction, personal injury, criminal defence.

How the service works step‑by‑step: inquiry → legal secretary intake → payment link → expert barrister match → online consultation.

The impact on financial well-being: early, affordable legal advice helps people make smarter money decisions, avoid costly litigation, and protect their assets.

🎧 Why this matters for your financial well‑being:

Legal costs are a major hidden expense for many households. By cutting the “double‑lawyer” model, Barristers Direct lowers the price‑gate to professional advice, giving you the knowledge you need to budget, negotiate, and plan with confidence. Whether you’re considering a DIY divorce, a small business dispute, or simply want to understand your rights, this episode gives you the tools to make informed, financially‑savvy decisions.

📞 ContactBarristers Direct• Website: barristersdirect.ie

🔔 Subscribe to Master My Balance for more podcasts & tips on financial literacy, well-being, and practical strategies to protect your money.

#FinancialWellBeing #FinancialLiteracy #LegalAdvice#BarristersDirect #IrelandLaw #AccessToJustice #DirectAccess #LegalCostSavings#DIYDivorce

Timestamps:

Time      Segment

00:00    Intro – Whylegal access matters for financial health

01:45    PeterShanley’s background – senior counsel & mediator

03:20    Barristers vs.solicitors – clear differences

05:10    How recent legislation enabled direct access

07:00    What is Barristers Direct? (service overview)

09:45    Barrierssolved – admin, expertise, cost

12:30    Process walk‑through– inquiry to online consult

15:05    Types of cases covered (family, employment, etc.)

18:20    Cost structure– flat fee for initial consult

20:00    AI &technology’s role in modern legal services

22:15    Impact on financial well‑being & literacy

24:30    How to prepare before contacting Barristers Direct

27:00    Q&A –limitations (post‑pleading, legal aid)

Money is only part of the story when it comes to family finances. In this opening episode of Season 2, Melissa sets the scene for a series that explores the real-life factors shaping financial well-being — from relationships and separation to health, care responsibilities, legal systems, and everyday pressures.

Season 2 of Master My Balance looks beyond budgets to understand how family life, systems, and life transitions influence financial security, stability, and choice.

In this final episode of Season 1, I take a moment to reflecton the powerful conversations we've had throughout the Master My Balance podcast. This season focused on the often hidden but deeply damaging reality of financial abuse.

From forensic accountants and legal experts to taxconsultants, mortgage specialists, MABS advisors, domestic abuse organisations, and more — each guest brought their own insight to help us unpack the complexity of financial control and its long-term impact.

In this episode we delve into the complex world of family law and insolvency with our expert guest, Eugene McDarby. Navigating the financial aftermath of marital breakdowns, separations, and divorces can be daunting, especially when disagreements arise over finances and property. Eugene sheds light on how insolvency legislation can offer solutions, even when one party is uncooperative. We explore the intricacies of dealing with joint liabilities, the role of family law and insolvency courts, and the importance of seeking early advice. Discover how insolvency arrangements can help individuals maintain their family home, manage debts, and ultimately move forward with a fresh start. Whether you're facing financial challenges or simply curious about the process, this episode offers valuable insights and practical advice for anyone dealing with these difficult situations. Tune in to learn more about how to navigate these challenges and find a path to financial stability.

To find out more about the services Eugene and his business provide, you can access more information on the link below.

https://www.uhyinsolvency.ie/about/

In the first of a two part episode, we delve into the world of personal insolvency with expert Eugene McDarby, a seasoned personal insolvency practitioner. Eugene shares his extensive experience in debt negotiation and management, offering insights into the intricacies of personal insolvency legislation in Ireland. He explains the role of a personal insolvency practitioner, distinguishing it from bankruptcy, and highlights the various options available for individuals facing financial difficulties, such as debt restructuring and settlement arrangements. Eugene also addresses common misconceptions about insolvency, the impact on credit ratings, and the support systems in place, including government-backed financial advice vouchers. Join us as we explore the challenges and solutions for those navigating personal financial crises, and learn how insolvency arrangements can provide a fresh start for individuals burdened by debt.

You can reach Eugene directly through his business UHY Insolvency at https://www.uhyinsolvency.ie/

You can also view a short explainer video by Eugene and the Insolvency Service of Ireland which gives a great introduction to Personal Insolvency in Ireland:

EugeneMcDarby explains Personal Insolvency in Ireland

I’m joined by Executive and Emotional Intelligence Coach, Natasha Hughes, to explore how emotional intelligence can help us better navigate financial stress and even financial abuse.

With decades of leadership and coaching experience, Natasha shares powerful insights on how developing emotional intelligence can improve our responses to financialpressure, strengthen our relationships, and support long-term wellbeing.

Here are three key takeaways from our conversation:

🔹 Emotional Intelligence is a Superpower
More than just a soft skill, emotional intelligence helps us recognise and regulate our emotions—especially in high-stress financial situations.

🔹 Empathy is Essential
In an increasingly digital world, empathy remains a crucial human strength forconnection, leadership, and healing.

🔹 It’s a Skill You Can Build
Unlike IQ, emotional intelligence isn’t fixed. Through greater self-awareness and emotional regulation, we can all enhance our ability to cope and make clearer decisions.

You'll find the Link to Natasha's website and further information on the services she provides below:

https://natashahughes.ie/

In this episode, we delve into the often-unspoken challenges of financial difficulty and debt with insights from Gwen Harris of MABS, the Money Advice and Budgeting Service. We explore the emotional toll of financial struggles, including feelings of shame and isolation, and discuss the various solutions available to those in debt, from voluntary arrangements to statutory insolvency options like debt relief notices and bankruptcy. Gwen emphasizes the importance of seeking help early and not facing financial challenges alone. We also touch on the unique financial needs of individuals leaving coercive or abusive relationships and how MABS canassist in these situations. Whether you're struggling with debt or simply want to gain better control over your finances, this episode offers valuable advice and resources to help you navigate your financial journey. Tune in to learn more about taking the first steps towards financial well-being and the support available to you.

In this episode we delve into the world of financial well-being with our special guest, Gwen Harris, the North Dublin Regional Manager for MABS, the Money Advice and Budgeting Service. With over 30 years of experience, Gwen shares her insights into how MABS supports individualsfacing financial difficulties and empowers them to regain control of their finances. We explore the proactive approaches MABS takes, from financial education in schools to working with employers to promote financial well-being.Gwen also discusses the importance of budgeting, the concept of financial well-being, and practical tips for managing money effectively. Join us as we uncover the tools and strategies to achieve financial stability and confidencein your financial journey.

If you would like to contact MABS, you can find the link to their website below, in addition to their helpline number.

Helpline: 0818 07 2000 https://www.mabs.ie/en/

In today's episode, we delve into the intricate world of mortgages with our expert guest, Mark Atkins, a seasoned professional with over 25 years of experience in the mortgage industry. Mark, who works with Irish mortgage brokers, shares his insights on simplifying the mortgage application process, making it jargon-free and accessible for everyone. We explore the basics of mortgages, including the different types available, the key pillars of mortgage applications, and the role of brokers in navigating the complex landscape of mortgage lending. Mark also sheds light on the challenges faced by individuals going through divorce or separation, offering valuable advice on managing existing mortgages and planning for future financial stability. Whether you're a first-time buyer or dealing with the aftermath of a separation, this episode is packed with essential information to guide you through the mortgage process. Tune in to gain a deeper understanding of how banks assess risk, the importance of maintaining a good credit history, and the steps you can take to secure a mortgage that suits your needs.

I included a link to a review for the Top Mortgage Brokers in Ireland below. Mark and the company he works for are listed in the No.1 spot which doesn't suprise me! If you would like to speak with Mark about a mortgage, you can get him at [email protected]

https://www.heydublin.ie/best-mortgage-brokers-ireland

In the latest episode of Master My Balance, I had the pleasure of speaking with Andrea from Men's Aid, who shared invaluable insights into the often-overlooked issue of financial abuse experienced by men. With over 16 years of experience in the field, Andrea highlighted the unique challenges faced by male victims and the crucial support Men's Aid provides.

Here are three key takeaways from our conversation:

🔑 Financial Control as a Form of Abuse:
Men often experience financial abuse through restricted access to their own earnings, with abusers controlling bank accounts, taking loans in their names, or demanding additional jobs. This form of coercive control severely limitstheir freedom and options.

🔑 The Importance of Support and Resources:
Men's Aid offers a lifeline through their national helpline, counselling services, and legal guidance. They empower men to explore their options without taking control away from them, providing a safe space to discuss their experiences and plan their next steps.

🔑 Breaking the Silence:
Many men do not recognise financial abuse or feel societal pressure to remain silent. It’s crucial to raise awareness and encourage men to reach out for support. The first step is often the hardest, but organisations like Men's Aid are there to help.

During the conversation with Andrea, I mentioned an article I had read which listeners may be interested in, you'll find the link the Ben Hine's article below.

https://repository.uwl.ac.uk/id/eprint/13077/

Link for Men's Aid - https://www.mensaid.ie/

If you or someone you know is experiencing financial abuse,remember that support is available. Reach out to Men's Aid or similar organisations to start the journey towards reclaiming control and safety.