Financially Ever After Widowhood

Mastering Medicare with Riitta Schoenfeld

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What are the key considerations when navigating the complex world of Medicare and health insurance as you approach age 65? In this episode, Riitta Schoenfeld, a Medicare expert, delves into the intricacies of Medicare, discussing eligibility, different plan options, penalties, and the importance of understanding your healthcare coverage. Join us as we unravel the maze of Medicare and empower you to make informed decisions for your financial and health security in your golden years.


  • Understanding the difference between Medicare and Medicaid is crucial for eligibility and coverage.
  • Riitta’s journey from volunteering to becoming a Medicare expert highlights the importance of helping others navigate healthcare options.
  • Medicare eligibility is based on age, disability, or specific medical conditions, such as end-stage renal disease or Lou Gehrig's disease.
  • The importance of signing up for Medicare at the right time to avoid penalties and ensure proper coverage.
  • The distinction between Medicare Advantage plans and Medigap insurance supplements in terms of coverage and benefits.
  • Long-term care, including custodial care, is not covered by Medicare, emphasizing the need for additional planning and insurance options.


    • Resources


    Riitta Schoenfeld | LinkedIn

    Email: [email protected]

    Telephone: 516-331-4833


    Stacy Francis | LinkedIn | X(Twitter)

    Email: [email protected]

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    Financially Ever After WidowhoodBy Stacy Francis
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