Gary Kaltbaum will be here to discuss winners and losers under Trump, but first, What do you do if you inherit a Roth IRA before the age of fifty-nine and a half? What about a traditional IRA?  Does it matter how old the original IRA owner was?  And, why do so many inherited IRAs run the risk of having to pay the 50% penalty when parents pass away near Christmas?  Steve and Sinclair have the details!