Are Lawsuits From Accident Lawyers Raising Your Insurance Premiums? YES, get the facts here. Inflation is coming at you from many angles, INCLUDING, the cost of insurance premiums. You are now paying more for insurance than ever. Rates on home, business, and auto insurance are up by more than 50% and as much as 60%, nationwide, and even higher in some states.. What's going on? Steve has the facts for you today, then he'll do a deep dive into whether or not annuity fees are worth it. You may find it shocking! -- THINK Retirement NOW, is on the air!!!

As an investor, are you familiar with the "January Effect" and how it can affect the market for the month of January and the rest of the year? Steve explains today and points out the MAIN REASON why the lights are turning green on Wall Street. Then, he explains how income riders work on annuities. A must listen! THINK Retirement NOW™ is on the air!!

As an investor, are you familiar with the "January Effect" and how it can affect the market for the month of January and the rest of the year? Steve explains today and points out the MAIN REASON why the lights are turning green on Wall Street. Then, he explains how income riders work on annuities. A must listen! THINK Retirement NOW™ is on the air!!

Politically, we are still a divided nation, but as investors, we MUST ignore politics and focus on pure economics. You can't make any money betting on political outcomes. We'll review what you need to be focused on right now headed into 2026 and compare this time in history to 1995, just before the Presidential State of the Union. Then some planning tips to make your retirement a smooth ride from start to finish, no matter when the market reverses. THINK RETIREMENT NOW™ is on the air!!

It's looking like the Santa Claus Rally is ON again for evidence-based investors...we'll define exactly what Santa's rally is all about, why it is looking quite probable , and the reasons why we remain "Responsibly Bullish" for 2026. Then we'll dig into one of the most important planning topics for retirement--SPOUSAL INCOME PLANNING. A power packed episode--THINK Retirement NOW is on the air!!

Will inflation be conquered in 2026? If so, exactly HOW can it--or will it--come about? Who will lose their jobs in 2026? You'll find the details in this episode to help make you a more informed investor. That said, what is causing the market to be flat and down as we head into Christmas? Answer: As usual, it is UNCERTAINTY. I.e., Will there be another government shutdown? Will there be a new Health Insurance Program to replace Obamacare? Will the Artificial Intelligence movement continue at the same pace? These are the questions--we have some answers. Then, as usual, Steve summarizes with some proven retirement planning concepts.... THINK Retirement NOW is on the air!!

Good news for those of us who want to see the oil price come down to help lower inflation across the board: Oil is down 22% since June, and appears to be heading much lower because of intentional oversupply coming out of the White House and the Middle East cartels. China has stopped buying so much oil, too. The result: gas is already under $3.00 on average nationwide and perhaps could be heading toward $2.00 by the summer of '26. We'll review why and how it's happening. Then we'll explore the new GOP Health Care plan that actually has some teeth and muscle, and could replace Obamacare before midnight of 12-31-2025. Learn why the Wall Street Journal Editorial Board believes it is an excellent step in the right direction. THINK Retirement NOW is on the air!!!

Steve's MARKET FORECAST for 2026--On today's podcast, Steve reviews what factors are inevitable in 2026, and where the smart money is moving. The phrase "there's always a bull market somewhere" is true, but your retirement money is too important to invest in things that MIGHT happen. Today, let's look at what's inevitable-- things that almost certainly WILL happen. There are three kinds of investors: those that watch it happen, those that make it happen, and those who wonder years from now, "what happened?" Let's MAKE it happen. That means not only looking for the gold, but investing in the "picks and shovels" that make finding it possible. THINK Retirement NOW is on the air!!!

Is a "zero sugar Oreo" cookie coming to a store near you? Yep--the maker of the best-selling cookie of all time--the Oreo--is now addressing what consumers are suddenly clamoring for. It turns out that "Sugar Free" and "Zero Sugar" have risen to the top of consumer preferences when it comes to snack foods and drinks. We'll review the details, and then we'll analyze why the Tariffs have NOT caused a spike in inflation. Even the most skeptical economists are forced to admit that the tariffs have not been the villain that would double the cost of living. Want to know why? We'll cover it in Segment 2-- then we'll finish with some of Steve's best Common Sense Planning ideas. THINK Retirement NOW is on the air!!

An amazing turnaround is taking place in business circles. Ten years ago, a real estate guy from New York was running for president telling the world that the USA was getting "ripped off" by China and in fact, most trading partners globally. His point was that trade imbalances that are too extreme will definitely catch up to the United States because--if taken to its conclusion-- we would not make anything, just buy things from overseas. Common sense. Today, we'll review a Wall Street Journal report from one of their top feature writers that concurs with the view that lopsided trade imbalances truly are a bad deal, and why. Then, in the next segment-- we'll dissect where the market is right now, why it seems "flat", and where it's likely headed in 2026. THINK Retirement NOW is on the air!!