Here’s a fact that surprises many people: every year, Americans acquire over $200 billion dollars in new annuities. In fact, LIMRA-- the Life Insurance Research Marketing Association, states that “Total annual annuity sales have not fallen below $220 billion for at least the past decade." Even more surprising, over half of those annuities are being used for 401(k), 403(b) and IRA rollovers. Why is it happening? There are three key reasons--we'll review them.