According to Mark Hulbert, Senior Columnist with MarketWatch and a monthly contributor to Barron’s, the stock market’s recent correction has been more abrupt than you’d expect if the market were in the early stages of a major prolonged bear market. In other words, Hulbert's research shows that this market is acting more like it is in a temporary correction rather than beginning a true bear market. He says the hallmarks of a major market top which give way to a bear market is that statistically, bear markets are relatively mild at the beginning, then keep building up a head of steam over many more months. Corrections, in contrast, tend to be far sharper and more pronounced—much like we have been having. Today, we'll reveal Hulbert's recent findings followed by a plan to build retirement wealth, the SMART way!  MASTERING MONEY is on the air!!