So, on Monday a little startup in China called DeepSeek upended the entire market, but AI experts are now saying they potentially violated international law and could be guilty of intellectual property theft on a grand scale. Denials and no comments abound. We've got a very intriguing Barrons report for you in the Market Intel Segment,  then we’ll review why the 4% withdrawal rule doesn't work, and has fallen flat on its face for retirees--.  MASTERING MONEY is on the air!!!