While U.S. offices are half empty three years into the Covid-19 pandemic, workplaces in Europe and Asia are bustling again, reports the Wall Street Journal. According to a  recent Gallup poll, 45 percent of full time U.S. workers still work from home or mostly from home. We'll review why it matters in the Market Intel segment, then Medicare and Health Insurance expert Shelley Grandidge joins us.  A fact filled show you don't want to miss...MASTERING MONEY is on the air!!!